California BanCorp. (BCAL)
NASDAQ: BCAL · Real-Time Price · USD
19.64
-0.11 (-0.56%)
Dec 5, 2025, 4:00 PM EST - Market closed
California BanCorp. Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 203.28 | 159.96 | 113.95 | 86.37 | 66.21 | 50.48 | Upgrade
|
| Interest Income on Investments | 29.08 | 19.84 | 9.57 | 7.21 | 1.56 | 1.34 | Upgrade
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| Total Interest Income | 232.36 | 179.8 | 123.52 | 93.58 | 67.77 | 51.82 | Upgrade
|
| Interest Paid on Deposits | 56.31 | 52.76 | 26.87 | 4.59 | 2.05 | 3.88 | Upgrade
|
| Interest Paid on Borrowings | 5.32 | 4.05 | 2.52 | 1.2 | 1.31 | 1.99 | Upgrade
|
| Total Interest Expense | 61.63 | 56.81 | 29.38 | 5.79 | 3.36 | 5.87 | Upgrade
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| Net Interest Income | 170.73 | 122.98 | 94.14 | 87.79 | 64.41 | 45.95 | Upgrade
|
| Net Interest Income Growth (YoY) | 69.03% | 30.64% | 7.24% | 36.29% | 40.19% | 48.91% | Upgrade
|
| Gain (Loss) on Sale of Assets | -0 | -0.02 | - | -0.77 | -0 | -0.09 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | -0.97 | -0.99 | 0.05 | 0.57 | Upgrade
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| Other Non-Interest Income | 6.35 | 2.98 | 2.32 | 3.07 | 2.73 | 1.25 | Upgrade
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| Total Non-Interest Income | 8.73 | 4.39 | 3.38 | 3.68 | 4.51 | 2.3 | Upgrade
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| Non-Interest Income Growth (YoY) | 138.81% | 29.98% | -8.05% | -18.59% | 96.60% | 17.49% | Upgrade
|
| Revenues Before Loan Losses | 179.45 | 127.38 | 97.52 | 91.46 | 68.93 | 48.24 | Upgrade
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| Provision for Loan Losses | -8.26 | 21.69 | 0.92 | 5.96 | 1.2 | 4.55 | Upgrade
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| Revenue | 187.71 | 105.69 | 96.6 | 85.51 | 67.73 | 43.69 | Upgrade
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| Revenue Growth (YoY) | 139.71% | 9.40% | 12.98% | 26.25% | 55.02% | 37.35% | Upgrade
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| Salaries and Employee Benefits | 55.93 | 43.6 | 34.73 | 33.39 | 29.38 | 19.04 | Upgrade
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| Occupancy Expenses | 5.01 | 3.64 | 3.2 | 3.46 | 3.12 | 1.47 | Upgrade
|
| Amortization of Goodwill & Intangibles | 3.9 | 1.88 | 0.39 | 0.44 | 0.36 | 0.39 | Upgrade
|
| Selling, General & Administrative | 20.98 | 18.27 | 16.01 | 14.58 | 14.33 | 9.82 | Upgrade
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| Other Non-Interest Expense | 9.77 | 7.49 | 5.28 | 4.95 | 3.9 | 3.96 | Upgrade
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| Total Non-Interest Expense | 97.24 | 80.13 | 59.61 | 56.82 | 51.09 | 34.67 | Upgrade
|
| EBT Excluding Unusual Items | 90.48 | 25.56 | 36.99 | 28.69 | 16.64 | 9.02 | Upgrade
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| Asset Writedown | -0.08 | -0.08 | -0.13 | - | - | - | Upgrade
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| Legal Settlements | - | - | - | -5.53 | - | - | Upgrade
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| Other Unusual Items | -1.3 | -1.3 | - | - | - | - | Upgrade
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| Pretax Income | 88.82 | 8.26 | 36.86 | 21.98 | 14.19 | 6.77 | Upgrade
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| Income Tax Expense | 25.41 | 2.83 | 10.95 | 5.87 | 3.48 | 2.05 | Upgrade
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| Net Income | 63.41 | 5.43 | 25.91 | 16.11 | 10.71 | 4.72 | Upgrade
|
| Net Income to Common | 63.41 | 5.43 | 25.91 | 16.11 | 10.71 | 4.72 | Upgrade
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| Net Income Growth | - | -79.03% | 60.80% | 50.46% | 126.79% | -30.28% | Upgrade
|
| Basic Shares Outstanding | 32 | 24 | 18 | 18 | 14 | 9 | Upgrade
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| Diluted Shares Outstanding | 33 | 25 | 19 | 18 | 15 | 10 | Upgrade
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| Shares Change (YoY) | 58.84% | 31.98% | 2.35% | 22.23% | 53.73% | 12.38% | Upgrade
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| EPS (Basic) | 1.96 | 0.22 | 1.42 | 0.90 | 0.74 | 0.50 | Upgrade
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| EPS (Diluted) | 1.92 | 0.22 | 1.39 | 0.88 | 0.72 | 0.49 | Upgrade
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| EPS Growth | - | -84.17% | 57.95% | 22.22% | 46.94% | -37.18% | Upgrade
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| Effective Tax Rate | 28.61% | 34.25% | 29.70% | 26.70% | 24.51% | 30.23% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.