California BanCorp (BCAL)
NASDAQ: BCAL · Real-Time Price · USD
17.67
-0.44 (-2.40%)
Mar 6, 2026, 10:01 AM EST - Market open
California BanCorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 195.91 | 159.96 | 113.95 | 86.37 | 66.21 | Upgrade
|
| Interest Income on Investments | 30.07 | 19.84 | 9.57 | 7.21 | 1.56 | Upgrade
|
| Total Interest Income | 225.98 | 179.8 | 123.52 | 93.58 | 67.77 | Upgrade
|
| Interest Paid on Deposits | 52.26 | 52.76 | 26.87 | 4.59 | 2.05 | Upgrade
|
| Interest Paid on Borrowings | 4.63 | 4.05 | 2.52 | 1.2 | 1.31 | Upgrade
|
| Total Interest Expense | 56.89 | 56.81 | 29.38 | 5.79 | 3.36 | Upgrade
|
| Net Interest Income | 169.09 | 122.98 | 94.14 | 87.79 | 64.41 | Upgrade
|
| Net Interest Income Growth (YoY) | 37.49% | 30.64% | 7.24% | 36.29% | 40.19% | Upgrade
|
| Gain (Loss) on Sale of Assets | -0 | -0.02 | - | -0.77 | -0 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | -0.97 | -0.99 | 0.05 | Upgrade
|
| Other Non-Interest Income | 5.54 | 2.98 | 2.32 | 3.07 | 2.73 | Upgrade
|
| Total Non-Interest Income | 10.69 | 4.39 | 3.38 | 3.68 | 4.51 | Upgrade
|
| Non-Interest Income Growth (YoY) | 143.28% | 29.98% | -8.05% | -18.59% | 96.60% | Upgrade
|
| Revenues Before Loan Losses | 179.78 | 127.38 | 97.52 | 91.46 | 68.93 | Upgrade
|
| Provision for Loan Losses | -8.82 | 21.69 | 0.92 | 5.96 | 1.2 | Upgrade
|
| Revenue | 188.6 | 105.69 | 96.6 | 85.51 | 67.73 | Upgrade
|
| Revenue Growth (YoY) | 78.45% | 9.40% | 12.98% | 26.25% | 55.02% | Upgrade
|
| Salaries and Employee Benefits | 62.29 | 43.6 | 34.73 | 33.39 | 29.38 | Upgrade
|
| Occupancy Expenses | 8.6 | 3.64 | 3.2 | 3.46 | 3.12 | Upgrade
|
| Federal Deposit Insurance | - | 1.71 | 1.51 | - | - | Upgrade
|
| Amortization of Goodwill & Intangibles | 3.79 | 1.88 | 0.39 | 0.44 | 0.36 | Upgrade
|
| Selling, General & Administrative | 12.72 | 18.27 | 16.01 | 14.58 | 14.33 | Upgrade
|
| Other Non-Interest Expense | 10.69 | 5.78 | 3.78 | 4.95 | 3.9 | Upgrade
|
| Total Non-Interest Expense | 99.01 | 80.13 | 59.61 | 56.82 | 51.09 | Upgrade
|
| EBT Excluding Unusual Items | 89.59 | 25.56 | 36.99 | 28.69 | 16.64 | Upgrade
|
| Asset Writedown | - | -0.08 | -0.13 | - | - | Upgrade
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| Legal Settlements | -2.04 | - | - | -5.53 | - | Upgrade
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| Other Unusual Items | - | -1.3 | - | - | - | Upgrade
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| Pretax Income | 87.96 | 8.26 | 36.86 | 21.98 | 14.19 | Upgrade
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| Income Tax Expense | 24.9 | 2.83 | 10.95 | 5.87 | 3.48 | Upgrade
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| Net Income | 63.06 | 5.43 | 25.91 | 16.11 | 10.71 | Upgrade
|
| Net Income to Common | 63.06 | 5.43 | 25.91 | 16.11 | 10.71 | Upgrade
|
| Net Income Growth | 1060.65% | -79.03% | 60.80% | 50.46% | 126.79% | Upgrade
|
| Basic Shares Outstanding | 32 | 24 | 18 | 18 | 14 | Upgrade
|
| Diluted Shares Outstanding | 33 | 25 | 19 | 18 | 15 | Upgrade
|
| Shares Change (YoY) | 32.99% | 31.98% | 2.35% | 22.23% | 53.73% | Upgrade
|
| EPS (Basic) | 1.95 | 0.22 | 1.42 | 0.90 | 0.74 | Upgrade
|
| EPS (Diluted) | 1.93 | 0.22 | 1.39 | 0.88 | 0.72 | Upgrade
|
| EPS Growth | 777.28% | -84.17% | 57.95% | 22.22% | 46.94% | Upgrade
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| Dividend Per Share | 0.100 | - | - | - | - | Upgrade
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| Effective Tax Rate | 28.31% | 34.25% | 29.70% | 26.70% | 24.51% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.