The Bank of Nova Scotia (BNS)
NYSE: BNS · Real-Time Price · USD
71.70
+1.21 (1.72%)
At close: Dec 5, 2025, 4:00 PM EST
71.99
+0.29 (0.40%)
After-hours: Dec 5, 2025, 7:15 PM EST
The Bank of Nova Scotia Income Statement
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 44,293 | 47,811 | 45,043 | 29,390 | 23,159 | Upgrade
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| Interest Income on Investments | 13,309 | 13,848 | 11,781 | 4,168 | 1,827 | Upgrade
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| Total Interest Income | 57,602 | 61,659 | 56,824 | 33,558 | 24,986 | Upgrade
|
| Interest Paid on Deposits | 33,425 | 39,480 | 35,650 | 12,794 | 6,465 | Upgrade
|
| Interest Paid on Borrowings | 2,655 | 2,927 | 2,912 | 2,649 | 1,560 | Upgrade
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| Total Interest Expense | 36,080 | 42,407 | 38,562 | 15,443 | 8,025 | Upgrade
|
| Net Interest Income | 21,522 | 19,252 | 18,262 | 18,115 | 16,961 | Upgrade
|
| Net Interest Income Growth (YoY) | 11.79% | 5.42% | 0.81% | 6.80% | -2.07% | Upgrade
|
| Trust Income | 1,162 | 1,096 | 1,029 | 999 | 994 | Upgrade
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| Income From Trading Activities | 1,984 | 1,634 | 1,580 | 1,791 | 2,033 | Upgrade
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| Gain (Loss) on Sale of Assets | -1,350 | -279 | 734 | -233 | -9 | Upgrade
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| Gain (Loss) on Sale of Investments | 71 | 48 | 129 | 74 | 419 | Upgrade
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| Gain (Loss) on Sale of Equity Investments | 608 | 198 | 153 | 268 | 339 | Upgrade
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| Other Non-Interest Income | 12,358 | 11,585 | 10,694 | 10,169 | 10,506 | Upgrade
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| Total Non-Interest Income | 14,833 | 14,282 | 14,319 | 13,068 | 14,282 | Upgrade
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| Non-Interest Income Growth (YoY) | 3.86% | -0.26% | 9.57% | -8.50% | 1.90% | Upgrade
|
| Revenues Before Loan Losses | 36,355 | 33,534 | 32,581 | 31,183 | 31,243 | Upgrade
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| Provision for Loan Losses | 4,714 | 4,051 | 3,422 | 1,382 | 1,808 | Upgrade
|
| Revenue | 31,641 | 29,483 | 29,159 | 29,801 | 29,435 | Upgrade
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| Revenue Growth (YoY) | 7.32% | 1.11% | -2.15% | 1.24% | 16.56% | Upgrade
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| Salaries and Employee Benefits | 10,321 | 9,391 | 9,169 | 8,418 | 8,243 | Upgrade
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| Occupancy Expenses | 4,343 | 4,085 | 3,933 | 3,439 | 3,349 | Upgrade
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| Selling, General & Administrative | 2,997 | 2,823 | 2,715 | 2,601 | 2,373 | Upgrade
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| Other Non-Interest Expense | 3,471 | 3,260 | 3,671 | 2,411 | 2,644 | Upgrade
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| Total Non-Interest Expense | 21,132 | 19,559 | 19,488 | 16,869 | 16,609 | Upgrade
|
| EBT Excluding Unusual Items | 10,509 | 9,924 | 9,671 | 12,932 | 12,826 | Upgrade
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| Pretax Income | 10,509 | 9,924 | 9,671 | 12,932 | 12,826 | Upgrade
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| Income Tax Expense | 2,751 | 2,032 | 2,221 | 2,758 | 2,871 | Upgrade
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| Earnings From Continuing Operations | 7,758 | 7,892 | 7,450 | 10,174 | 9,955 | Upgrade
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| Minority Interest in Earnings | 31 | -134 | -112 | -258 | -331 | Upgrade
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| Net Income | 7,789 | 7,758 | 7,338 | 9,916 | 9,624 | Upgrade
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| Preferred Dividends & Other Adjustments | 528 | 472 | 419 | 260 | 233 | Upgrade
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| Net Income to Common | 7,261 | 7,286 | 6,919 | 9,656 | 9,391 | Upgrade
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| Net Income Growth | 0.40% | 5.72% | -26.00% | 3.03% | 41.99% | Upgrade
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| Basic Shares Outstanding | 1,244 | 1,226 | 1,197 | 1,199 | 1,214 | Upgrade
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| Diluted Shares Outstanding | 1,248 | 1,232 | 1,204 | 1,208 | 1,225 | Upgrade
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| Shares Change (YoY) | 1.30% | 2.33% | -0.33% | -1.39% | -1.45% | Upgrade
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| EPS (Basic) | 5.84 | 5.94 | 5.78 | 8.05 | 7.74 | Upgrade
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| EPS (Diluted) | 5.67 | 5.87 | 5.72 | 8.02 | 7.70 | Upgrade
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| EPS Growth | -3.42% | 2.75% | -28.75% | 4.18% | 45.30% | Upgrade
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| Dividend Per Share | 4.320 | 4.240 | 4.180 | 4.060 | 3.600 | Upgrade
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| Dividend Growth | 1.89% | 1.44% | 2.96% | 12.78% | - | Upgrade
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| Effective Tax Rate | 26.18% | 20.48% | 22.97% | 21.33% | 22.38% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.