Carver Bancorp Statistics
Total Valuation
Carver Bancorp has a market cap or net worth of $7.45 million. The enterprise value is $1.78 million.
Important Dates
The last earnings date was Thursday, November 13, 2025, after market close.
| Earnings Date | Nov 13, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Carver Bancorp has 5.29 million shares outstanding. The number of shares has increased by 3.29% in one year.
| Current Share Class | 5.29M |
| Shares Outstanding | 5.29M |
| Shares Change (YoY) | +3.29% |
| Shares Change (QoQ) | +0.04% |
| Owned by Insiders (%) | 17.41% |
| Owned by Institutions (%) | 17.02% |
| Float | 3.97M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.33 |
| Forward PS | n/a |
| PB Ratio | 1.44 |
| P/TBV Ratio | 1.44 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.08 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -39.00%.
| Return on Equity (ROE) | -39.00% |
| Return on Assets (ROA) | -1.80% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $204,679 |
| Profits Per Employee | -$119,514 |
| Employee Count | 109 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -22.53% in the last 52 weeks. The beta is 1.51, so Carver Bancorp's price volatility has been higher than the market average.
| Beta (5Y) | 1.51 |
| 52-Week Price Change | -22.53% |
| 50-Day Moving Average | 2.59 |
| 200-Day Moving Average | 1.94 |
| Relative Strength Index (RSI) | 24.33 |
| Average Volume (20 Days) | 60,011 |
Short Selling Information
The latest short interest is 37,959, so 0.72% of the outstanding shares have been sold short.
| Short Interest | 37,959 |
| Short Previous Month | 28,691 |
| Short % of Shares Out | 0.72% |
| Short % of Float | 0.96% |
| Short Ratio (days to cover) | 1.34 |
Income Statement
In the last 12 months, Carver Bancorp had revenue of $22.31 million and -$13.03 million in losses. Loss per share was -$2.48.
| Revenue | 22.31M |
| Gross Profit | 22.31M |
| Operating Income | -12.21M |
| Pretax Income | -13.03M |
| Net Income | -13.03M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$2.48 |
Full Income StatementBalance Sheet
The company has $40.75 million in cash and $35.08 million in debt, giving a net cash position of $5.67 million or $1.07 per share.
| Cash & Cash Equivalents | 40.75M |
| Total Debt | 35.08M |
| Net Cash | 5.67M |
| Net Cash Per Share | $1.07 |
| Equity (Book Value) | 26.93M |
| Book Value Per Share | 0.98 |
| Working Capital | -592.25M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$9.05 million and capital expenditures -$355,000, giving a free cash flow of -$9.40 million.
| Operating Cash Flow | -9.05M |
| Capital Expenditures | -355,000 |
| Free Cash Flow | -9.40M |
| FCF Per Share | -$1.78 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | -54.72% |
| Pretax Margin | -58.39% |
| Profit Margin | -58.39% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |