CNFinance Holdings Limited (CNF)
NYSE: CNF · Real-Time Price · USD
5.63
-0.27 (-4.58%)
At close: Dec 5, 2025, 4:00 PM EST
5.63
0.00 (0.00%)
After-hours: Dec 5, 2025, 7:00 PM EST
CNFinance Holdings Income Statement
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2016 |
| Interest and Dividend Income | 1,028 | 1,539 | 1,755 | 1,731 | 1,816 | 1,855 | Upgrade
|
| Total Interest Expense | 664.51 | 794.52 | 723.08 | 784.78 | 775.57 | 731.32 | Upgrade
|
| Net Interest Income | 363.28 | 744.1 | 1,032 | 946.58 | 1,040 | 1,124 | Upgrade
|
| Gain (Loss) on Sale of Loans & Receivables | -25.23 | -6.5 | -17.19 | -44.55 | -479.58 | -50.61 | Upgrade
|
| Gain (Loss) on Sale of Investments | -9.4 | -4.13 | 0.78 | 20.2 | 20.27 | 20.21 | Upgrade
|
| Other Revenue | -3.01 | -3.01 | 6.75 | 11.57 | 7.77 | 1.6 | Upgrade
|
| Revenue Before Loan Losses | 325.63 | 730.47 | 1,022 | 933.8 | 588.66 | 1,095 | Upgrade
|
| Provision for Loan Losses | -34.28 | 105.22 | 177.28 | 238.08 | -298.47 | 77.35 | Upgrade
|
| Revenue | 359.92 | 625.25 | 844.57 | 695.71 | 887.13 | 1,017 | Upgrade
|
| Revenue Growth (YoY) | -54.89% | -25.97% | 21.40% | -21.58% | -12.80% | -28.38% | Upgrade
|
| Salaries & Employee Benefits | 121.66 | 155.74 | 204.57 | 197.04 | 211.17 | 190.37 | Upgrade
|
| Cost of Services Provided | 167.34 | 282.23 | 409.7 | 367.21 | 469.67 | 467.3 | Upgrade
|
| Other Operating Expenses | 145.92 | 208.33 | 100.9 | 10.31 | 75.63 | 96.31 | Upgrade
|
| Total Operating Expenses | 449.82 | 661.19 | 722.69 | 580.32 | 775.23 | 816.05 | Upgrade
|
| Operating Income | -89.9 | -35.93 | 121.88 | 115.39 | 111.9 | 201.32 | Upgrade
|
| Currency Exchange Gain (Loss) | 5.93 | 5.93 | 3.59 | 7.36 | 0.79 | -5.35 | Upgrade
|
| EBT Excluding Unusual Items | -43.29 | 67.13 | 213.4 | 180.3 | 112.79 | 195.97 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | -5.91 | - | - | - | Upgrade
|
| Pretax Income | -62.13 | 48.29 | 205.63 | 172.58 | 93.77 | 162.7 | Upgrade
|
| Income Tax Expense | -11.6 | 10.5 | 41.02 | 37.23 | 28.56 | 47.85 | Upgrade
|
| Net Income | -50.53 | 37.78 | 164.62 | 135.35 | 65.21 | 114.85 | Upgrade
|
| Net Income to Common | -50.53 | 37.78 | 164.62 | 135.35 | 65.21 | 114.85 | Upgrade
|
| Net Income Growth | - | -77.05% | 21.62% | 107.57% | -43.23% | -78.52% | Upgrade
|
| Shares Outstanding (Basic) | 7 | 7 | 7 | 7 | 7 | 7 | Upgrade
|
| Shares Outstanding (Diluted) | 7 | 7 | 7 | 8 | 8 | 8 | Upgrade
|
| Shares Change (YoY) | 10.68% | -5.14% | -5.32% | 0.08% | 0.04% | 3.91% | Upgrade
|
| EPS (Basic) | -6.99 | 5.51 | 24.00 | 19.74 | 9.51 | 16.75 | Upgrade
|
| EPS (Diluted) | -6.99 | 5.51 | 22.00 | 18.00 | 9.51 | 16.00 | Upgrade
|
| EPS Growth | - | -74.96% | 22.22% | 89.32% | -40.58% | -77.78% | Upgrade
|
| Free Cash Flow | - | 749.28 | 1,591 | 829.36 | 685.89 | 1,116 | Upgrade
|
| Free Cash Flow Per Share | - | 109.25 | 220.11 | 108.62 | 89.90 | 146.38 | Upgrade
|
| Operating Margin | -24.98% | -5.75% | 14.43% | 16.59% | 12.61% | 19.79% | Upgrade
|
| Profit Margin | -14.04% | 6.04% | 19.49% | 19.45% | 7.35% | 11.29% | Upgrade
|
| Free Cash Flow Margin | - | 119.84% | 188.41% | 119.21% | 77.31% | 109.73% | Upgrade
|
| Effective Tax Rate | - | 21.75% | 19.95% | 21.57% | 30.46% | 29.41% | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.