FB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Interest Income on Loans	56.56	53.36	43.29	35.48
Interest Income on Investments	14	12.53	11.01	8.33
Total Interest Income	70.56	65.89	54.3	43.81
Interest Paid on Deposits	13.99	11.2	6.76	1.8
Interest Paid on Borrowings	3.78	8.24	3.37	0.45
Total Interest Expense	17.77	19.43	10.13	2.24
Net Interest Income	52.79	46.46	44.17	41.57
Net Interest Income Growth (YoY)	19.26%	5.18%	6.26%	-
Gain (Loss) on Sale of Assets	-0.51	2.3	5.32	0.01
Gain (Loss) on Sale of Investments	0.21	0.29	0.07	0.14
Other Non-Interest Income	1.48	1.78	3.86	4.37
Total Non-Interest Income	17.13	20.01	24.93	22.54
Non-Interest Income Growth (YoY)	-21.27%	-19.72%	10.58%	-
Revenues Before Loan Losses	69.93	66.47	69.09	64.11
Provision for Loan Losses	1.96	1.53	0.65	-0.4
Revenue	67.97	64.94	68.44	64.5
Revenue Growth (YoY)	4.71%	-5.13%	6.11%	-
Salaries and Employee Benefits	38.63	40.17	40.73	41.95
Occupancy Expenses	6.41	6.2	6.11	6.29
Amortization of Goodwill & Intangibles	0.4	0.5	1.76	3.08
Selling, General & Administrative	18.34	18.63	18.15	15.98
Other Non-Interest Expense	0.36	-0.01	0.25	-4.9
Total Non-Interest Expense	64.13	65.5	67	62.4
EBT Excluding Unusual Items	3.83	-0.57	1.45	2.11
Pretax Income	-1.95	-6.35	1.45	2.11
Income Tax Expense	0.75	-0.14	0.33	-0.01
Net Income	-2.7	-6.21	1.12	2.11
Net Income to Common	-2.7	-6.21	1.12	2.11
Net Income Growth	-	-	-47.01%	-
Basic Shares Outstanding	18	4	-	-
Diluted Shares Outstanding	18	4	-	-
EPS (Basic)	-0.15	-1.74	-	-
EPS (Diluted)	-0.15	-1.74	-	-
Effective Tax Rate	-	-	22.79%	-

Source: S&P Capital IQ. Banks template. Financial Sources.