First Bancorp (FBNC)
NASDAQ: FBNC · Real-Time Price · USD
55.95
-1.58 (-2.75%)
Mar 6, 2026, 1:37 PM EST - Market open

First Bancorp Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Interest Income on Loans
462.31441.18418.85278.19219.01
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Interest Income on Investments
94.9378.0670.0962.9336.91
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Total Interest Income
557.24519.24488.94341.12255.92
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Interest Paid on Deposits
152.52172.09114.8711.357.88
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Interest Paid on Borrowings
6.4714.8827.244.751.64
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Total Interest Expense
158.99186.97142.116.19.52
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Net Interest Income
398.25332.27346.84325.02246.4
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Net Interest Income Growth (YoY)
19.86%-4.20%6.72%31.91%12.96%
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Mortgage Banking Activities
1.822.291.612.110.98
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Gain (Loss) on Sale of Investments
-71.63-37.98---1.24
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Other Non-Interest Income
44.5633.3436.435.3344.23
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Total Non-Interest Income
-7.9417.957.3157.8873.61
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Non-Interest Income Growth (YoY)
--68.77%-0.99%-21.38%-9.51%
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Revenues Before Loan Losses
390.31350.17404.15382.89320.01
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Provision for Loan Losses
11.516.4517.8112.415.03
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Revenue
378.81333.72386.34370.49304.98
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Revenue Growth (YoY)
13.51%-13.62%4.28%21.48%15.33%
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Salaries and Employee Benefits
140.78135.72135.25114.72100.98
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Occupancy Expenses
17.9418.0418.4515.76.2
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Amortization of Goodwill & Intangibles
5.676.683.683.53
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Selling, General & Administrative
9.2810.512.18.9314.67
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Other Non-Interest Expense
65.3164.2566.3546.7342.43
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Total Non-Interest Expense
239.31235.61240.68190.15167.81
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EBT Excluding Unusual Items
139.598.12145.65180.34137.16
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Pretax Income
139.598.12131.96185.22120.32
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Income Tax Expense
28.4521.927.8338.2824.68
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Net Income
111.0576.22104.13146.9495.64
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Preferred Dividends & Other Adjustments
0.620.390.690.780.48
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Net Income to Common
110.4375.82103.45146.1695.16
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Net Income Growth
45.70%-26.81%-29.13%53.63%17.39%
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Basic Shares Outstanding
4141413530
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Diluted Shares Outstanding
4141413630
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Shares Change (YoY)
0.30%0.39%15.39%18.81%3.61%
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EPS (Basic)
2.681.852.544.123.19
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EPS (Diluted)
2.681.842.534.123.19
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EPS Growth
45.26%-27.10%-38.58%29.31%13.30%
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Dividend Per Share
0.9100.8800.8800.8800.800
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Dividend Growth
3.41%--10.00%11.11%
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Effective Tax Rate
20.40%22.32%21.09%20.67%20.51%
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Source: S&P Capital IQ. Banks template. Financial Sources.