FinWise Bancorp Statistics
Total Valuation
FinWise Bancorp has a market cap or net worth of $245.79 million. The enterprise value is $144.90 million.
Important Dates
The last earnings date was Wednesday, October 29, 2025, after market close.
| Earnings Date | Oct 29, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
FinWise Bancorp has 13.59 million shares outstanding. The number of shares has increased by 3.63% in one year.
| Current Share Class | 13.59M |
| Shares Outstanding | 13.59M |
| Shares Change (YoY) | +3.63% |
| Shares Change (QoQ) | +1.06% |
| Owned by Insiders (%) | 33.20% |
| Owned by Institutions (%) | 30.22% |
| Float | 9.08M |
Valuation Ratios
The trailing PE ratio is 17.21 and the forward PE ratio is 12.02.
| PE Ratio | 17.21 |
| Forward PE | 12.02 |
| PS Ratio | 2.88 |
| Forward PS | 1.48 |
| PB Ratio | 1.31 |
| P/TBV Ratio | 1.31 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.59 |
| EV / Sales | 1.81 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.36%.
| Return on Equity (ROE) | 8.36% |
| Return on Assets (ROA) | 1.89% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $409,173 |
| Profits Per Employee | $77,102 |
| Employee Count | 196 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FinWise Bancorp has paid $5.00 million in taxes.
| Income Tax | 5.00M |
| Effective Tax Rate | 25.02% |
Stock Price Statistics
The stock price has increased by +0.33% in the last 52 weeks. The beta is 0.82, so FinWise Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.82 |
| 52-Week Price Change | +0.33% |
| 50-Day Moving Average | 18.50 |
| 200-Day Moving Average | 17.15 |
| Relative Strength Index (RSI) | 46.40 |
| Average Volume (20 Days) | 12,004 |
Short Selling Information
The latest short interest is 146,428, so 1.08% of the outstanding shares have been sold short.
| Short Interest | 146,428 |
| Short Previous Month | 151,242 |
| Short % of Shares Out | 1.08% |
| Short % of Float | 1.61% |
| Short Ratio (days to cover) | 10.82 |
Income Statement
In the last 12 months, FinWise Bancorp had revenue of $80.20 million and earned $15.11 million in profits. Earnings per share was $1.05.
| Revenue | 80.20M |
| Gross Profit | 80.20M |
| Operating Income | 19.96M |
| Pretax Income | 19.96M |
| Net Income | 15.11M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.05 |
Full Income StatementBalance Sheet
The company has $105.63 million in cash and $4.74 million in debt, giving a net cash position of $100.89 million or $7.43 per share.
| Cash & Cash Equivalents | 105.63M |
| Total Debt | 4.74M |
| Net Cash | 100.89M |
| Net Cash Per Share | $7.43 |
| Equity (Book Value) | 187.77M |
| Book Value Per Share | 13.84 |
| Working Capital | -421.31M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$35.84 million and capital expenditures -$5.83 million, giving a free cash flow of -$41.67 million.
| Operating Cash Flow | -35.84M |
| Capital Expenditures | -5.83M |
| Free Cash Flow | -41.67M |
| FCF Per Share | -$3.07 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 24.89% |
| Pretax Margin | 24.89% |
| Profit Margin | 18.67% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |