The First Bancorp Statistics
Total Valuation
FNLC has a market cap or net worth of $290.02 million. The enterprise value is $405.49 million.
Important Dates
The next estimated earnings date is Wednesday, January 21, 2026, after market close.
| Earnings Date | Jan 21, 2026 |
| Ex-Dividend Date | Oct 6, 2025 |
Share Statistics
FNLC has 11.22 million shares outstanding. The number of shares has increased by 0.57% in one year.
| Current Share Class | 11.22M |
| Shares Outstanding | 11.22M |
| Shares Change (YoY) | +0.57% |
| Shares Change (QoQ) | +0.08% |
| Owned by Insiders (%) | 5.06% |
| Owned by Institutions (%) | 52.05% |
| Float | 10.65M |
Valuation Ratios
The trailing PE ratio is 9.20.
| PE Ratio | 9.20 |
| Forward PE | n/a |
| PS Ratio | 3.25 |
| Forward PS | n/a |
| PB Ratio | 1.06 |
| P/TBV Ratio | 1.19 |
| P/FCF Ratio | 9.33 |
| P/OCF Ratio | 8.57 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.87 |
| EV / Sales | 4.60 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.04 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.86%.
| Return on Equity (ROE) | 11.86% |
| Return on Assets (ROA) | 0.99% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $310,278 |
| Profits Per Employee | $110,930 |
| Employee Count | 284 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FNLC has paid $6.67 million in taxes.
| Income Tax | 6.67M |
| Effective Tax Rate | 17.48% |
Stock Price Statistics
The stock price has decreased by -10.02% in the last 52 weeks. The beta is 0.60, so FNLC's price volatility has been lower than the market average.
| Beta (5Y) | 0.60 |
| 52-Week Price Change | -10.02% |
| 50-Day Moving Average | 25.33 |
| 200-Day Moving Average | 25.28 |
| Relative Strength Index (RSI) | 54.92 |
| Average Volume (20 Days) | 13,605 |
Short Selling Information
The latest short interest is 64,752, so 0.58% of the outstanding shares have been sold short.
| Short Interest | 64,752 |
| Short Previous Month | 52,586 |
| Short % of Shares Out | 0.58% |
| Short % of Float | 0.61% |
| Short Ratio (days to cover) | 3.42 |
Income Statement
In the last 12 months, FNLC had revenue of $88.12 million and earned $31.50 million in profits. Earnings per share was $2.81.
| Revenue | 88.12M |
| Gross Profit | 88.12M |
| Operating Income | 40.93M |
| Pretax Income | 38.18M |
| Net Income | 31.50M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.81 |
Full Income StatementBalance Sheet
The company has $43.36 million in cash and $158.83 million in debt, giving a net cash position of -$115.47 million or -$10.29 per share.
| Cash & Cash Equivalents | 43.36M |
| Total Debt | 158.83M |
| Net Cash | -115.47M |
| Net Cash Per Share | -$10.29 |
| Equity (Book Value) | 274.57M |
| Book Value Per Share | 24.48 |
| Working Capital | -2.74B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $33.86 million and capital expenditures -$2.77 million, giving a free cash flow of $31.09 million.
| Operating Cash Flow | 33.86M |
| Capital Expenditures | -2.77M |
| Free Cash Flow | 31.09M |
| FCF Per Share | $2.77 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 46.44% |
| Pretax Margin | 43.32% |
| Profit Margin | 35.75% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.28% |