First Bank Statistics
Total Valuation
First Bank has a market cap or net worth of $389.53 million. The enterprise value is $426.01 million.
Important Dates
The next estimated earnings date is Thursday, January 22, 2026, after market close.
| Earnings Date | Jan 22, 2026 |
| Ex-Dividend Date | Nov 7, 2025 |
Share Statistics
First Bank has 24.81 million shares outstanding. The number of shares has increased by 0.22% in one year.
| Current Share Class | 24.81M |
| Shares Outstanding | 24.81M |
| Shares Change (YoY) | +0.22% |
| Shares Change (QoQ) | -0.49% |
| Owned by Insiders (%) | 9.11% |
| Owned by Institutions (%) | 48.88% |
| Float | 20.45M |
Valuation Ratios
The trailing PE ratio is 9.52 and the forward PE ratio is 8.22.
| PE Ratio | 9.52 |
| Forward PE | 8.22 |
| PS Ratio | 2.91 |
| Forward PS | 2.52 |
| PB Ratio | 0.90 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | 7.11 |
| P/OCF Ratio | 6.63 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.18 |
| EV / Sales | 3.15 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.77 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.54 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.03%.
| Return on Equity (ROE) | 10.03% |
| Return on Assets (ROA) | 1.07% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $422,422 |
| Profits Per Employee | $130,725 |
| Employee Count | 320 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Bank has paid $13.30 million in taxes.
| Income Tax | 13.30M |
| Effective Tax Rate | 24.12% |
Stock Price Statistics
The stock price has increased by +3.91% in the last 52 weeks. The beta is 0.72, so First Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.72 |
| 52-Week Price Change | +3.91% |
| 50-Day Moving Average | 15.66 |
| 200-Day Moving Average | 15.29 |
| Relative Strength Index (RSI) | 50.69 |
| Average Volume (20 Days) | 49,065 |
Short Selling Information
The latest short interest is 105,573, so 0.43% of the outstanding shares have been sold short.
| Short Interest | 105,573 |
| Short Previous Month | 116,789 |
| Short % of Shares Out | 0.43% |
| Short % of Float | 0.52% |
| Short Ratio (days to cover) | 2.51 |
Income Statement
In the last 12 months, First Bank had revenue of $135.18 million and earned $41.83 million in profits. Earnings per share was $1.65.
| Revenue | 135.18M |
| Gross Profit | 135.18M |
| Operating Income | 59.78M |
| Pretax Income | 55.13M |
| Net Income | 41.83M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.65 |
Full Income StatementBalance Sheet
The company has $321.97 million in cash and $358.45 million in debt, giving a net cash position of -$36.48 million or -$1.47 per share.
| Cash & Cash Equivalents | 321.97M |
| Total Debt | 358.45M |
| Net Cash | -36.48M |
| Net Cash Per Share | -$1.47 |
| Equity (Book Value) | 431.88M |
| Book Value Per Share | 17.41 |
| Working Capital | -2.89B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $58.75 million and capital expenditures -$3.94 million, giving a free cash flow of $54.81 million.
| Operating Cash Flow | 58.75M |
| Capital Expenditures | -3.94M |
| Free Cash Flow | 54.81M |
| FCF Per Share | $2.21 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.22% |
| Pretax Margin | 40.78% |
| Profit Margin | 30.95% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 40.55% |