FS Bancorp Statistics
Total Valuation
FS Bancorp has a market cap or net worth of $300.48 million. The enterprise value is $423.81 million.
Important Dates
The next estimated earnings date is Tuesday, January 20, 2026, after market close.
| Earnings Date | Jan 20, 2026 |
| Ex-Dividend Date | Nov 6, 2025 |
Share Statistics
FS Bancorp has 7.42 million shares outstanding. The number of shares has decreased by -1.26% in one year.
| Current Share Class | 7.42M |
| Shares Outstanding | 7.42M |
| Shares Change (YoY) | -1.26% |
| Shares Change (QoQ) | -0.97% |
| Owned by Insiders (%) | 10.99% |
| Owned by Institutions (%) | 66.43% |
| Float | 6.13M |
Valuation Ratios
The trailing PE ratio is 9.91 and the forward PE ratio is 9.03.
| PE Ratio | 9.91 |
| Forward PE | 9.03 |
| PS Ratio | 2.19 |
| Forward PS | 1.91 |
| PB Ratio | 1.00 |
| P/TBV Ratio | 1.05 |
| P/FCF Ratio | 3.12 |
| P/OCF Ratio | 2.96 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.35 |
| EV / Sales | 3.01 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.39 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.94 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.96%.
| Return on Equity (ROE) | 10.96% |
| Return on Assets (ROA) | 1.05% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $248,596 |
| Profits Per Employee | $55,984 |
| Employee Count | 567 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FS Bancorp has paid $8.35 million in taxes.
| Income Tax | 8.35M |
| Effective Tax Rate | 20.54% |
Stock Price Statistics
The stock price has decreased by -12.39% in the last 52 weeks. The beta is 0.71, so FS Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.71 |
| 52-Week Price Change | -12.39% |
| 50-Day Moving Average | 39.38 |
| 200-Day Moving Average | 39.49 |
| Relative Strength Index (RSI) | 54.87 |
| Average Volume (20 Days) | 15,795 |
Short Selling Information
The latest short interest is 67,990, so 0.92% of the outstanding shares have been sold short.
| Short Interest | 67,990 |
| Short Previous Month | 69,297 |
| Short % of Shares Out | 0.92% |
| Short % of Float | 1.11% |
| Short Ratio (days to cover) | 5.01 |
Income Statement
In the last 12 months, FS Bancorp had revenue of $140.95 million and earned $31.74 million in profits. Earnings per share was $4.09.
| Revenue | 140.95M |
| Gross Profit | 140.95M |
| Operating Income | 45.57M |
| Pretax Income | 40.66M |
| Net Income | 31.74M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.09 |
Full Income StatementBalance Sheet
The company has $63.36 million in cash and $186.69 million in debt, giving a net cash position of -$123.34 million or -$16.63 per share.
| Cash & Cash Equivalents | 63.36M |
| Total Debt | 186.69M |
| Net Cash | -123.34M |
| Net Cash Per Share | -$16.63 |
| Equity (Book Value) | 300.51M |
| Book Value Per Share | 40.43 |
| Working Capital | -2.57B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $101.49 million and capital expenditures -$5.05 million, giving a free cash flow of $96.44 million.
| Operating Cash Flow | 101.49M |
| Capital Expenditures | -5.05M |
| Free Cash Flow | 96.44M |
| FCF Per Share | $13.01 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 32.33% |
| Pretax Margin | 28.84% |
| Profit Margin | 22.92% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 68.42% |
Dividends & Yields
This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 2.84%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 2.84% |
| Dividend Growth (YoY) | 26.42% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 32.78% |
| Buyback Yield | 1.26% |
| Shareholder Yield | 4.02% |
| Earnings Yield | 10.56% |
| FCF Yield | 32.10% |
Dividend DetailsAnalyst Forecast
The average price target for FS Bancorp is $44.00, which is 8.59% higher than the current price. The consensus rating is "Hold".
| Price Target | $44.00 |
| Price Target Difference | 8.59% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on July 15, 2021. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 15, 2021 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |