German American Bancorp, Inc. (GABC)
NASDAQ: GABC · Real-Time Price · USD
39.61
-0.49 (-1.22%)
At close: Dec 5, 2025, 4:00 PM EST
39.62
+0.01 (0.03%)
After-hours: Dec 5, 2025, 5:01 PM EST
German American Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 326.86 | 240.24 | 212.52 | 169.16 | 139.15 | 151.66 | Upgrade
|
| Interest Income on Investments | 60.45 | 50.8 | 44.14 | 49.77 | 31.23 | 22.71 | Upgrade
|
| Total Interest Income | 387.3 | 291.04 | 256.66 | 218.93 | 170.38 | 174.37 | Upgrade
|
| Interest Paid on Deposits | 109.95 | 90.62 | 56.92 | 13.51 | 4.96 | 13.7 | Upgrade
|
| Interest Paid on Borrowings | 10.87 | 9.83 | 9.31 | 4.83 | 4.59 | 5.43 | Upgrade
|
| Total Interest Expense | 120.82 | 100.45 | 66.22 | 18.34 | 9.55 | 19.13 | Upgrade
|
| Net Interest Income | 266.48 | 190.59 | 190.43 | 200.58 | 160.83 | 155.24 | Upgrade
|
| Net Interest Income Growth (YoY) | 43.92% | 0.08% | -5.06% | 24.72% | 3.60% | 6.90% | Upgrade
|
| Trust Income | 15.98 | 14.42 | 11.71 | 10.08 | 10.32 | 8.01 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 38.32 | - | - | 1.4 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | - | -34.79 | 0.04 | 0.56 | 2.25 | 4.08 | Upgrade
|
| Other Non-Interest Income | 29.64 | 28.99 | 34.61 | 33.22 | 29.5 | 25.15 | Upgrade
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| Total Non-Interest Income | 64.12 | 62.66 | 60.26 | 59.13 | 59.46 | 54.47 | Upgrade
|
| Non-Interest Income Growth (YoY) | -0.04% | 3.98% | 1.91% | -0.55% | 9.16% | 19.72% | Upgrade
|
| Revenues Before Loan Losses | 330.6 | 253.25 | 250.69 | 259.72 | 220.29 | 209.72 | Upgrade
|
| Provision for Loan Losses | 17.83 | 2.78 | 2.55 | 6.35 | -6.5 | 17.55 | Upgrade
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| Revenue | 312.78 | 250.48 | 248.14 | 253.37 | 226.79 | 192.17 | Upgrade
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| Revenue Growth (YoY) | 26.55% | 0.94% | -2.06% | 11.72% | 18.02% | 3.65% | Upgrade
|
| Salaries and Employee Benefits | 96.67 | 78.28 | 80.12 | 79.66 | 66.1 | 66.03 | Upgrade
|
| Occupancy Expenses | 18.2 | 14.94 | 14.47 | 14.92 | - | - | Upgrade
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| Federal Deposit Insurance | 3.56 | 2.91 | 2.83 | 1.86 | 1.42 | 0.74 | Upgrade
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| Amortization of Goodwill & Intangibles | 8 | 2.03 | 2.84 | 3.71 | 2.73 | 3.54 | Upgrade
|
| Selling, General & Administrative | 35.32 | 28.3 | 24.67 | 22.34 | 34.12 | 30.59 | Upgrade
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| Other Non-Interest Expense | 25.83 | 19.91 | 19.57 | 19.58 | 19.64 | 16.23 | Upgrade
|
| Total Non-Interest Expense | 187.59 | 146.38 | 144.5 | 142.07 | 124.01 | 117.12 | Upgrade
|
| EBT Excluding Unusual Items | 125.19 | 104.1 | 103.65 | 111.3 | 102.79 | 75.04 | Upgrade
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| Pretax Income | 124.94 | 104.1 | 103.65 | 99.18 | 102.79 | 75.04 | Upgrade
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| Income Tax Expense | 24.77 | 20.29 | 17.76 | 17.35 | 18.65 | 12.83 | Upgrade
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| Net Income | 100.16 | 83.81 | 85.89 | 81.83 | 84.14 | 62.21 | Upgrade
|
| Net Income to Common | 100.16 | 83.81 | 85.89 | 81.83 | 84.14 | 62.21 | Upgrade
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| Net Income Growth | 21.99% | -2.42% | 4.96% | -2.75% | 35.25% | 5.04% | Upgrade
|
| Basic Shares Outstanding | 35 | 30 | 30 | 29 | 27 | 27 | Upgrade
|
| Diluted Shares Outstanding | 35 | 30 | 30 | 29 | 27 | 27 | Upgrade
|
| Shares Change (YoY) | 17.58% | 0.33% | 0.32% | 11.03% | -0.01% | 2.77% | Upgrade
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| EPS (Basic) | 2.87 | 2.83 | 2.91 | 2.78 | 3.17 | 2.34 | Upgrade
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| EPS (Diluted) | 2.87 | 2.83 | 2.91 | 2.78 | 3.17 | 2.34 | Upgrade
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| EPS Growth | 3.79% | -2.74% | 4.63% | -12.40% | 35.47% | 2.18% | Upgrade
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| Dividend Per Share | 1.160 | 1.100 | 1.020 | 0.940 | 0.860 | 0.780 | Upgrade
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| Dividend Growth | 7.41% | 7.84% | 8.51% | 9.30% | 10.26% | 11.43% | Upgrade
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| Effective Tax Rate | 19.83% | 19.49% | 17.13% | 17.50% | 18.14% | 17.10% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.