IF Bancorp, Inc. (IROQ)
NASDAQ: IROQ · Real-Time Price · USD
26.40
+0.06 (0.23%)
Dec 5, 2025, 4:00 PM EST - Market closed
IF Bancorp Income Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2020 - 2016 |
| Interest Income on Loans | 37.64 | 37.63 | 34.83 | 26.11 | 20.2 | 21 | Upgrade
|
| Interest Income on Investments | 5.96 | 5.79 | 6.16 | 5.97 | 4.6 | 3.36 | Upgrade
|
| Total Interest Income | 43.6 | 43.42 | 40.98 | 32.07 | 24.79 | 24.36 | Upgrade
|
| Interest Paid on Deposits | 17.21 | 17.87 | 17.65 | 8 | 2.07 | 3.69 | Upgrade
|
| Interest Paid on Borrowings | 4.21 | 4.74 | 5.6 | 2.08 | 0.46 | 0.49 | Upgrade
|
| Total Interest Expense | 21.42 | 22.6 | 23.26 | 10.08 | 2.53 | 4.18 | Upgrade
|
| Net Interest Income | 22.18 | 20.81 | 17.73 | 22 | 22.26 | 20.18 | Upgrade
|
| Net Interest Income Growth (YoY) | 23.43% | 17.40% | -19.40% | -1.20% | 10.33% | 10.34% | Upgrade
|
| Mortgage Banking Activities | 0.4 | 0.27 | 0.34 | 0.36 | 0.8 | 0.61 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.11 | -0.07 | - | -0.17 | -0.28 | 0.32 | Upgrade
|
| Other Non-Interest Income | 4.08 | 4.45 | 3.78 | 3.71 | 4.47 | 3.75 | Upgrade
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| Total Non-Interest Income | 4.68 | 4.94 | 4.39 | 4.07 | 5.5 | 6.26 | Upgrade
|
| Non-Interest Income Growth (YoY) | 0.26% | 12.72% | 7.79% | -26.07% | -12.05% | 30.10% | Upgrade
|
| Revenues Before Loan Losses | 26.85 | 25.76 | 22.12 | 26.07 | 27.77 | 26.44 | Upgrade
|
| Provision for Loan Losses | -1.13 | -0.7 | 0.03 | -0.23 | 0.49 | 0.84 | Upgrade
|
| Revenue | 27.98 | 26.46 | 22.08 | 26.29 | 27.28 | 25.59 | Upgrade
|
| Revenue Growth (YoY) | 24.68% | 19.82% | -16.01% | -3.60% | 6.57% | 11.42% | Upgrade
|
| Salaries and Employee Benefits | 12.88 | 12.6 | 11.45 | 12.05 | 12.45 | 11.33 | Upgrade
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| Federal Deposit Insurance | 0.43 | 0.48 | 0.57 | 0.33 | 0.2 | 0.18 | Upgrade
|
| Selling, General & Administrative | 5.57 | 5.5 | 5.17 | 5.84 | 4.94 | 4.74 | Upgrade
|
| Other Non-Interest Expense | 2.05 | 1.98 | 2.54 | 1.84 | 1.86 | 1.94 | Upgrade
|
| Total Non-Interest Expense | 21.01 | 20.54 | 19.73 | 20.03 | 19.45 | 18.21 | Upgrade
|
| EBT Excluding Unusual Items | 6.97 | 5.92 | 2.36 | 6.26 | 7.83 | 7.38 | Upgrade
|
| Pretax Income | 6.97 | 5.92 | 2.36 | 6.26 | 7.83 | 7.38 | Upgrade
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| Income Tax Expense | 1.91 | 1.61 | 0.57 | 1.6 | 2.04 | 2.03 | Upgrade
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| Net Income | 5.06 | 4.3 | 1.79 | 4.66 | 5.78 | 5.35 | Upgrade
|
| Net Income to Common | 5.06 | 4.3 | 1.79 | 4.66 | 5.78 | 5.35 | Upgrade
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| Net Income Growth | 158.71% | 140.45% | -61.59% | -19.43% | 8.17% | 25.96% | Upgrade
|
| Basic Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Shares Change (YoY) | 0.60% | 0.60% | -1.97% | 1.88% | 1.86% | -2.20% | Upgrade
|
| EPS (Basic) | 1.60 | 1.37 | 0.57 | 1.50 | 1.88 | 1.76 | Upgrade
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| EPS (Diluted) | 1.60 | 1.37 | 0.57 | 1.46 | 1.84 | 1.74 | Upgrade
|
| EPS Growth | 157.16% | 139.63% | -60.96% | -20.65% | 5.75% | 28.89% | Upgrade
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| Dividend Per Share | 0.400 | 0.400 | 0.400 | 0.400 | 0.350 | 0.300 | Upgrade
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| Dividend Growth | - | - | - | 14.29% | 16.67% | - | Upgrade
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| Effective Tax Rate | 27.36% | 27.26% | 23.99% | 25.56% | 26.10% | 27.56% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.