Kentucky First Federal Bancorp (KFFB)
NASDAQ: KFFB · Real-Time Price · USD
4.450
+0.140 (3.25%)
At close: Dec 5, 2025, 4:00 PM EST
4.810
+0.360 (8.09%)
After-hours: Dec 5, 2025, 7:57 PM EST
KFFB Income Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2020 - 2016 |
| Interest Income on Loans | 18.17 | 17.74 | 15.01 | 11.81 | 10.66 | 11.98 | Upgrade
|
| Interest Income on Investments | 1.5 | 1.5 | 1.26 | 0.95 | 0.26 | 0.17 | Upgrade
|
| Total Interest Income | 19.67 | 19.24 | 16.28 | 12.76 | 10.91 | 12.15 | Upgrade
|
| Interest Paid on Deposits | 8.28 | 8.15 | 6.06 | 1.81 | 1.39 | 1.71 | Upgrade
|
| Interest Paid on Borrowings | 2.41 | 2.75 | 3.22 | 2.09 | 0.37 | 0.43 | Upgrade
|
| Total Interest Expense | 10.69 | 10.9 | 9.28 | 3.9 | 1.75 | 2.14 | Upgrade
|
| Net Interest Income | 8.98 | 8.34 | 6.99 | 8.86 | 9.16 | 10.01 | Upgrade
|
| Net Interest Income Growth (YoY) | 24.76% | 19.26% | -21.02% | -3.32% | -8.50% | 7.37% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | - | -0 | Upgrade
|
| Other Non-Interest Income | 0.31 | 0.3 | 0.24 | 0.29 | 0.3 | 0.26 | Upgrade
|
| Total Non-Interest Income | 0.52 | 0.5 | 0.25 | 0.3 | 0.52 | 0.6 | Upgrade
|
| Non-Interest Income Growth (YoY) | 64.33% | 99.20% | -16.89% | -41.36% | -13.44% | 49.12% | Upgrade
|
| Revenues Before Loan Losses | 9.49 | 8.84 | 7.25 | 9.16 | 9.68 | 10.61 | Upgrade
|
| Provision for Loan Losses | 0.02 | 0.04 | 0.02 | 0.11 | -0.06 | 0.19 | Upgrade
|
| Revenue | 9.47 | 8.8 | 7.22 | 9.05 | 9.74 | 10.41 | Upgrade
|
| Revenue Growth (YoY) | 26.65% | 21.89% | -20.17% | -7.09% | -6.52% | 8.25% | Upgrade
|
| Salaries and Employee Benefits | 4.86 | 4.85 | 4.99 | 4.91 | 4.78 | 5.24 | Upgrade
|
| Occupancy Expenses | 0.55 | 0.55 | 0.59 | 0.61 | 0.63 | 0.65 | Upgrade
|
| Federal Deposit Insurance | 0.25 | 0.25 | 0.24 | 0.12 | 0.07 | 0.17 | Upgrade
|
| Selling, General & Administrative | 2.03 | 1.86 | 1.6 | 1.25 | 1.26 | 1.37 | Upgrade
|
| Other Non-Interest Expense | 0.97 | 0.97 | 0.73 | 0.83 | 0.83 | 0.76 | Upgrade
|
| Total Non-Interest Expense | 8.76 | 8.56 | 8.23 | 7.82 | 7.67 | 8.24 | Upgrade
|
| EBT Excluding Unusual Items | 0.71 | 0.24 | -1.01 | 1.23 | 2.07 | 2.17 | Upgrade
|
| Pretax Income | 0.71 | 0.24 | -1.96 | 1.23 | 2.07 | 2.17 | Upgrade
|
| Income Tax Expense | 0.17 | 0.06 | -0.24 | 0.29 | 0.48 | 0.35 | Upgrade
|
| Net Income | 0.54 | 0.18 | -1.72 | 0.93 | 1.59 | 1.82 | Upgrade
|
| Net Income to Common | 0.54 | 0.18 | -1.72 | 0.93 | 1.59 | 1.82 | Upgrade
|
| Net Income Growth | - | - | - | -41.32% | -12.64% | - | Upgrade
|
| Basic Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | Upgrade
|
| Diluted Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | Upgrade
|
| Shares Change (YoY) | - | - | -0.40% | -1.00% | -0.03% | -0.43% | Upgrade
|
| EPS (Basic) | 0.07 | 0.02 | -0.21 | 0.11 | 0.19 | 0.22 | Upgrade
|
| EPS (Diluted) | 0.06 | 0.02 | -0.21 | 0.11 | 0.19 | 0.22 | Upgrade
|
| EPS Growth | - | - | - | -42.10% | -13.64% | - | Upgrade
|
| Dividend Per Share | - | - | 0.100 | 0.400 | 0.400 | 0.400 | Upgrade
|
| Dividend Growth | - | - | -75.00% | - | - | - | Upgrade
|
| Effective Tax Rate | 24.16% | 23.95% | - | 23.96% | 23.08% | 16.21% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.