MGIC Statistics
Total Valuation
MGIC has a market cap or net worth of $1.23 billion. The enterprise value is $1.23 billion.
Important Dates
The last earnings date was Tuesday, November 18, 2025, before market open.
| Earnings Date | Nov 18, 2025 |
| Ex-Dividend Date | Dec 15, 2025 |
Share Statistics
MGIC has 49.10 million shares outstanding. The number of shares has decreased by -0.07% in one year.
| Current Share Class | 49.10M |
| Shares Outstanding | 49.10M |
| Shares Change (YoY) | -0.07% |
| Shares Change (QoQ) | -0.99% |
| Owned by Insiders (%) | 0.39% |
| Owned by Institutions (%) | 35.33% |
| Float | 25.97M |
Valuation Ratios
The trailing PE ratio is 30.96 and the forward PE ratio is 22.65.
| PE Ratio | 30.96 |
| Forward PE | 22.65 |
| PS Ratio | 2.05 |
| Forward PS | 1.86 |
| PB Ratio | 4.47 |
| P/TBV Ratio | 24.53 |
| P/FCF Ratio | 19.15 |
| P/OCF Ratio | 18.61 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 15.99, with an EV/FCF ratio of 19.03.
| EV / Earnings | 30.78 |
| EV / Sales | 2.03 |
| EV / EBITDA | 15.99 |
| EV / EBIT | 19.07 |
| EV / FCF | 19.03 |
Financial Position
The company has a current ratio of 1.48, with a Debt / Equity ratio of 0.32.
| Current Ratio | 1.48 |
| Quick Ratio | 1.48 |
| Debt / Equity | 0.32 |
| Debt / EBITDA | 1.15 |
| Debt / FCF | 1.49 |
| Interest Coverage | 10.76 |
Financial Efficiency
Return on equity (ROE) is 15.64% and return on invested capital (ROIC) is 10.14%.
| Return on Equity (ROE) | 15.64% |
| Return on Assets (ROA) | 7.41% |
| Return on Invested Capital (ROIC) | 10.14% |
| Return on Capital Employed (ROCE) | 17.54% |
| Revenue Per Employee | $159,286 |
| Profits Per Employee | $10,531 |
| Employee Count | 3,787 |
| Asset Turnover | 1.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MGIC has paid $11.99 million in taxes.
| Income Tax | 11.99M |
| Effective Tax Rate | 20.21% |
Stock Price Statistics
The stock price has increased by +111.17% in the last 52 weeks. The beta is 0.73, so MGIC's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +111.17% |
| 50-Day Moving Average | 21.71 |
| 200-Day Moving Average | 18.05 |
| Relative Strength Index (RSI) | 66.74 |
| Average Volume (20 Days) | 42,855 |
Short Selling Information
| Short Interest | 191,808 |
| Short Previous Month | 176,258 |
| Short % of Shares Out | 0.94% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 6.10 |
Income Statement
In the last 12 months, MGIC had revenue of $603.22 million and earned $39.88 million in profits. Earnings per share was $0.81.
| Revenue | 603.22M |
| Gross Profit | 169.82M |
| Operating Income | 64.37M |
| Pretax Income | 59.32M |
| Net Income | 39.88M |
| EBITDA | 76.76M |
| EBIT | 64.37M |
| Earnings Per Share (EPS) | $0.81 |
Full Income StatementBalance Sheet
The company has $103.31 million in cash and $95.89 million in debt, giving a net cash position of $7.42 million or $0.15 per share.
| Cash & Cash Equivalents | 103.31M |
| Total Debt | 95.89M |
| Net Cash | 7.42M |
| Net Cash Per Share | $0.15 |
| Equity (Book Value) | 300.83M |
| Book Value Per Share | 5.62 |
| Working Capital | 92.41M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $66.34 million and capital expenditures -$1.86 million, giving a free cash flow of $64.49 million.
| Operating Cash Flow | 66.34M |
| Capital Expenditures | -1.86M |
| Free Cash Flow | 64.49M |
| FCF Per Share | $1.31 |
Full Cash Flow StatementMargins
Gross margin is 28.15%, with operating and profit margins of 10.67% and 6.61%.
| Gross Margin | 28.15% |
| Operating Margin | 10.67% |
| Pretax Margin | 9.83% |
| Profit Margin | 6.61% |
| EBITDA Margin | 12.73% |
| EBIT Margin | 10.67% |
| FCF Margin | 10.69% |
Dividends & Yields
This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 2.40%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 2.40% |
| Dividend Growth (YoY) | 75.91% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 95.29% |
| Buyback Yield | 0.07% |
| Shareholder Yield | 2.47% |
| Earnings Yield | 3.23% |
| FCF Yield | 5.22% |
Dividend DetailsAnalyst Forecast
The average price target for MGIC is $18.00, which is -28.43% lower than the current price. The consensus rating is "Buy".
| Price Target | $18.00 |
| Price Target Difference | -28.43% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on February 14, 2000. It was a forward split with a ratio of 3:1.
| Last Split Date | Feb 14, 2000 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |