Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
14.03
-0.36 (-2.50%)
Mar 6, 2026, 4:00 PM EST - Market closed
Pioneer Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2024 | FY 2023 | FY 2022 | 2021 - 2017 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | 2021 - 2017 |
| Interest Income on Loans | 109.53 | 83.55 | 72.38 | 55.23 | 39.56 | Upgrade
|
| Interest Income on Investments | - | 14.12 | 15.94 | 15.8 | 4.29 | Upgrade
|
| Total Interest Income | 109.53 | 97.66 | 88.32 | 71.03 | 43.84 | Upgrade
|
| Interest Paid on Deposits | 30.38 | 25.95 | 20.67 | 4.62 | 1.37 | Upgrade
|
| Interest Paid on Borrowings | - | 0.78 | 1.13 | 0.87 | 0.1 | Upgrade
|
| Total Interest Expense | 30.38 | 26.72 | 21.8 | 5.49 | 1.46 | Upgrade
|
| Net Interest Income | 79.15 | 70.94 | 66.51 | 65.54 | 42.38 | Upgrade
|
| Net Interest Income Growth (YoY) | 11.57% | 6.66% | 1.48% | 54.66% | 1.34% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | 0.28 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 0.33 | -4.91 | 0.37 | 0 | Upgrade
|
| Other Non-Interest Income | 17.14 | 17.29 | 15.29 | 13.77 | 13.8 | Upgrade
|
| Total Non-Interest Income | 17.14 | 17.62 | 10.38 | 14.15 | 14.07 | Upgrade
|
| Non-Interest Income Growth (YoY) | -2.71% | 69.73% | -26.63% | 0.53% | -10.64% | Upgrade
|
| Revenues Before Loan Losses | 96.29 | 88.56 | 76.89 | 79.69 | 56.45 | Upgrade
|
| Provision for Loan Losses | 3.7 | 0.44 | 2.7 | - | -0.55 | Upgrade
|
| Revenue | 92.59 | 88.12 | 74.19 | 79.69 | 57 | Upgrade
|
| Revenue Growth (YoY) | 5.08% | 18.77% | -6.90% | 39.80% | 6.51% | Upgrade
|
| Salaries and Employee Benefits | - | 29.85 | 28.6 | 26.91 | 25.27 | Upgrade
|
| Occupancy Expenses | - | 8.94 | 6.57 | 6.42 | 6.17 | Upgrade
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| Federal Deposit Insurance | - | 0.95 | 1.09 | 0.86 | 0.77 | Upgrade
|
| Selling, General & Administrative | - | 15.47 | 17.87 | 11.46 | 9.78 | Upgrade
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| Other Non-Interest Expense | 64.1 | 8.08 | 6.61 | 6.18 | 5.51 | Upgrade
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| Total Non-Interest Expense | 64.1 | 63.3 | 60.73 | 51.83 | 47.49 | Upgrade
|
| EBT Excluding Unusual Items | 28.49 | 24.82 | 13.46 | 27.86 | 9.51 | Upgrade
|
| Legal Settlements | - | - | 5.95 | - | -1.2 | Upgrade
|
| Other Unusual Items | - | - | - | - | 5.03 | Upgrade
|
| Pretax Income | 26.49 | 24.82 | 19.41 | 27.86 | 13.34 | Upgrade
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| Income Tax Expense | 6.2 | 5.62 | 4.15 | 5.91 | 3.06 | Upgrade
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| Net Income | 20.29 | 19.2 | 15.26 | 21.95 | 10.28 | Upgrade
|
| Net Income to Common | 20.29 | 19.2 | 15.26 | 21.95 | 10.28 | Upgrade
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| Net Income Growth | 5.66% | 25.82% | -30.47% | 113.52% | 854.41% | Upgrade
|
| Basic Shares Outstanding | 24 | 25 | 25 | 25 | 25 | Upgrade
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| Diluted Shares Outstanding | 25 | 25 | 25 | 25 | 25 | Upgrade
|
| Shares Change (YoY) | -2.12% | -0.50% | 0.21% | 0.15% | 0.25% | Upgrade
|
| EPS (Basic) | 0.83 | 0.77 | 0.61 | 0.87 | 0.41 | Upgrade
|
| EPS (Diluted) | 0.83 | 0.76 | 0.61 | 0.87 | 0.41 | Upgrade
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| EPS Growth | 9.08% | 25.47% | -30.38% | 112.71% | 922.53% | Upgrade
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| Effective Tax Rate | 23.41% | 22.65% | 21.38% | 21.21% | 22.93% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.