Pathfinder Bancorp, Inc. (PBHC)
NASDAQ: PBHC · Real-Time Price · USD
13.68
+0.12 (0.88%)
At close: Mar 9, 2026, 4:00 PM EDT
13.60
-0.08 (-0.58%)
After-hours: Mar 9, 2026, 4:04 PM EDT
Pathfinder Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 53.56 | 52.71 | 47.35 | 38.32 | 37.03 | Upgrade
|
| Interest Income on Investments | 23.09 | 25.65 | 20.32 | 12.78 | 8.8 | Upgrade
|
| Total Interest Income | 76.65 | 78.36 | 67.66 | 51.1 | 45.83 | Upgrade
|
| Interest Paid on Deposits | 27.99 | 30.49 | 23.27 | 7.07 | 4.71 | Upgrade
|
| Interest Paid on Borrowings | 4.33 | 6.88 | 5.48 | 2.62 | 2.82 | Upgrade
|
| Total Interest Expense | 32.32 | 37.37 | 28.74 | 9.7 | 7.53 | Upgrade
|
| Net Interest Income | 44.34 | 40.99 | 38.92 | 41.4 | 38.3 | Upgrade
|
| Net Interest Income Growth (YoY) | 8.16% | 5.32% | -6.00% | 8.12% | 21.02% | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.15 | 3.16 | - | -0.25 | 0.2 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.51 | 0.22 | -0.1 | 0.18 | 0.42 | Upgrade
|
| Other Non-Interest Income | 2.72 | 4.69 | 3.92 | 4.72 | 3.83 | Upgrade
|
| Total Non-Interest Income | 2.56 | 9.69 | 5.25 | 5.91 | 6.23 | Upgrade
|
| Non-Interest Income Growth (YoY) | -73.63% | 84.61% | -11.21% | -5.09% | -3.92% | Upgrade
|
| Revenues Before Loan Losses | 46.89 | 50.68 | 44.17 | 47.32 | 44.53 | Upgrade
|
| Provision for Loan Losses | 16.4 | 11.11 | 2.99 | 2.75 | 1.02 | Upgrade
|
| Revenue | 30.49 | 39.58 | 41.18 | 44.56 | 43.5 | Upgrade
|
| Revenue Growth (YoY) | -22.96% | -3.89% | -7.59% | 2.43% | 30.17% | Upgrade
|
| Salaries and Employee Benefits | 18.9 | 17.81 | 15.45 | 15.38 | 13.75 | Upgrade
|
| Occupancy Expenses | 5.31 | 4.12 | 3.34 | 3.15 | 2.9 | Upgrade
|
| Federal Deposit Insurance | 0.6 | 0.92 | 0.89 | 0.61 | 0.87 | Upgrade
|
| Selling, General & Administrative | 6.36 | 7.3 | 6.13 | 6.04 | 6.97 | Upgrade
|
| Other Non-Interest Expense | 3.3 | 4.17 | 3.47 | 3.63 | 2.97 | Upgrade
|
| Total Non-Interest Expense | 34.58 | 34.42 | 29.4 | 28.87 | 27.5 | Upgrade
|
| EBT Excluding Unusual Items | -4.09 | 5.16 | 11.78 | 15.69 | 16.01 | Upgrade
|
| Pretax Income | -4.09 | 5.16 | 11.78 | 15.69 | 16.01 | Upgrade
|
| Income Tax Expense | -0.68 | 0.33 | 2.36 | 2.66 | 3.5 | Upgrade
|
| Earnings From Continuing Operations | -3.42 | 4.83 | 9.42 | 13.03 | 12.51 | Upgrade
|
| Minority Interest in Earnings | - | -1.45 | -0.13 | -0.1 | -0.1 | Upgrade
|
| Net Income | -3.42 | 3.38 | 9.29 | 12.93 | 12.41 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | - | 2.27 | 3.21 | 3.12 | Upgrade
|
| Net Income to Common | -3.42 | 3.38 | 7.02 | 9.72 | 9.29 | Upgrade
|
| Net Income Growth | - | -63.60% | -28.14% | 4.23% | 78.52% | Upgrade
|
| Basic Shares Outstanding | 6 | 6 | 6 | 6 | 5 | Upgrade
|
| Diluted Shares Outstanding | 6 | 6 | 6 | 6 | 5 | Upgrade
|
| Shares Change (YoY) | 1.92% | 1.01% | 1.58% | 13.71% | 13.35% | Upgrade
|
| EPS (Basic) | -0.55 | 0.56 | 1.16 | 1.64 | 1.78 | Upgrade
|
| EPS (Diluted) | -0.55 | 0.56 | 1.16 | 1.64 | 1.78 | Upgrade
|
| EPS Growth | - | -52.30% | -28.90% | -7.93% | 51.97% | Upgrade
|
| Dividend Per Share | 0.400 | 0.400 | 0.360 | 0.360 | 0.280 | Upgrade
|
| Dividend Growth | - | 11.11% | - | 28.57% | 16.67% | Upgrade
|
| Effective Tax Rate | - | 6.43% | 20.04% | 16.93% | 21.86% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.