Pathfinder Bancorp, Inc. (PBHC)
NASDAQ: PBHC · Real-Time Price · USD
14.11
-0.09 (-0.63%)
At close: Dec 5, 2025, 4:00 PM EST
14.18
+0.07 (0.50%)
After-hours: Dec 5, 2025, 4:04 PM EST
Pathfinder Bancorp Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Dec '25 Dec 5, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Market Capitalization | 87 | 107 | 85 | 114 | 101 | 53 | |
| Market Cap Growth | -17.18% | 25.42% | -25.29% | 12.65% | 89.20% | -16.14% | |
| Last Close Price | 14.11 | 17.05 | 13.28 | 17.72 | 15.62 | 10.25 | |
| PE Ratio | 13.13 | 41.62 | 12.12 | 11.72 | 10.89 | 9.89 | |
| PS Ratio | 1.96 | 2.70 | 2.07 | 2.56 | 2.33 | 1.60 | |
| PB Ratio | 0.69 | 0.88 | 0.71 | 1.02 | 0.91 | 0.55 | |
| P/FCF Ratio | 17.69 | 11.67 | 6.32 | 6.90 | 5.34 | 1.18 | |
| P/OCF Ratio | 13.71 | 9.52 | 5.52 | 5.24 | 5.02 | 1.15 | |
| Debt / Equity Ratio | 0.83 | 1.12 | 1.76 | 1.37 | 0.99 | 1.27 | |
| Debt / FCF Ratio | 21.27 | 14.92 | 15.71 | 9.23 | 5.79 | 2.75 | |
| Return on Equity (ROE) | 7.19% | 3.99% | 8.13% | 11.73% | 12.01% | 7.48% | |
| Return on Assets (ROA) | 0.60% | 0.33% | 0.66% | 0.97% | 1.00% | 0.61% | |
| Earnings Yield | 7.62% | 3.17% | 10.92% | 11.35% | 12.27% | 13.00% | |
| FCF Yield | 5.65% | 8.57% | 15.82% | 14.50% | 18.73% | 84.75% | |
| Dividend Yield | 2.83% | 2.34% | 2.71% | 2.03% | 1.79% | 2.34% | |
| Payout Ratio | 37.23% | 70.29% | 23.53% | 15.75% | 12.90% | 20.34% | |
| Buyback Yield / Dilution | -1.56% | -1.01% | -1.58% | -13.71% | -13.35% | -3.23% | |
| Total Shareholder Return | 1.28% | 1.33% | 1.13% | -11.68% | -11.55% | -0.89% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.