Ready Capital Corporation (RC)
NYSE: RC · Real-Time Price · USD
2.060
-0.010 (-0.48%)
Mar 5, 2026, 4:00 PM EST - Market closed
Ready Capital Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 569.17 | 896.98 | 945.81 | 663.22 | 395.2 | Upgrade
|
| Total Interest Expense | 507.65 | 682.33 | 716.47 | 392.36 | 204.37 | Upgrade
|
| Net Interest Income | 61.51 | 214.64 | 229.35 | 270.86 | 190.83 | Upgrade
|
| Other Revenue | -32.49 | -106.4 | 205.18 | 167.63 | 155.1 | Upgrade
|
| Revenue Before Loan Losses | 29.02 | 108.24 | 434.52 | 438.48 | 345.93 | Upgrade
|
| Provision for Loan Losses | 87.04 | 292.76 | 7.23 | 34.44 | 8.05 | Upgrade
|
| Revenue | -58.02 | -184.52 | 427.29 | 404.04 | 337.88 | Upgrade
|
| Revenue Growth (YoY) | - | - | 5.75% | 19.58% | -16.59% | Upgrade
|
| Salaries & Employee Benefits | 104.32 | 93.91 | 92.37 | 84.54 | 69.12 | Upgrade
|
| Cost of Services Provided | 93.77 | 100.41 | 103.56 | 71.22 | 51.64 | Upgrade
|
| Other Operating Expenses | 121.61 | 83.63 | 54.52 | 55.59 | 70.67 | Upgrade
|
| Total Operating Expenses | 319.69 | 277.95 | 250.45 | 211.35 | 191.44 | Upgrade
|
| Operating Income | -377.7 | -462.46 | 176.85 | 192.69 | 146.44 | Upgrade
|
| Currency Exchange Gain (Loss) | 0.21 | 0.91 | - | - | - | Upgrade
|
| EBT Excluding Unusual Items | -377.5 | -461.55 | 176.85 | 192.69 | 146.44 | Upgrade
|
| Other Unusual Items | 109.55 | 13.86 | 207.97 | - | - | Upgrade
|
| Pretax Income | -302.56 | -516.51 | 358.42 | 175.03 | 132.16 | Upgrade
|
| Income Tax Expense | -86.7 | -104.51 | 7.17 | 15.48 | 14.86 | Upgrade
|
| Earnings From Continuing Ops. | -215.85 | -412 | 351.25 | 159.55 | 117.3 | Upgrade
|
| Earnings From Discontinued Ops. | -5.21 | -18.4 | -2.83 | 43.61 | 42.67 | Upgrade
|
| Net Income to Company | -221.06 | -430.4 | 348.41 | 203.16 | 159.97 | Upgrade
|
| Minority Interest in Earnings | -7.85 | -5.36 | -8.96 | -8.9 | -2.23 | Upgrade
|
| Net Income | -228.92 | -435.76 | 339.45 | 194.26 | 157.74 | Upgrade
|
| Preferred Dividends & Other Adjustments | 8.67 | 9.13 | 9.28 | 9.56 | 9.09 | Upgrade
|
| Net Income to Common | -237.58 | -444.88 | 330.17 | 184.7 | 148.65 | Upgrade
|
| Net Income Growth | - | - | 74.74% | 23.15% | 251.56% | Upgrade
|
| Shares Outstanding (Basic) | 165 | 169 | 147 | 107 | 69 | Upgrade
|
| Shares Outstanding (Diluted) | 165 | 169 | 149 | 117 | 69 | Upgrade
|
| Shares Change (YoY) | -2.70% | 13.83% | 26.77% | 70.69% | 27.58% | Upgrade
|
| EPS (Basic) | -1.44 | -2.63 | 2.25 | 1.73 | 2.17 | Upgrade
|
| EPS (Diluted) | -1.44 | -2.63 | 2.23 | 1.66 | 2.17 | Upgrade
|
| EPS Growth | - | - | 34.48% | -23.55% | 167.58% | Upgrade
|
| Dividend Per Share | 0.385 | 1.100 | 1.460 | 1.660 | 1.660 | Upgrade
|
| Dividend Growth | -65.00% | -24.66% | -12.05% | - | 27.69% | Upgrade
|
| Operating Margin | - | - | 41.39% | 47.69% | 43.34% | Upgrade
|
| Profit Margin | - | - | 77.27% | 45.71% | 44.00% | Upgrade
|
| Effective Tax Rate | - | - | 2.00% | 8.84% | 11.24% | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.