Royal Bank of Canada (RY)
NYSE: RY · Real-Time Price · USD
162.06
-2.35 (-1.43%)
Mar 6, 2026, 10:02 AM EST - Market open
Royal Bank of Canada Income Statement
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Jan '26 Jan 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 55,622 | 56,042 | 54,040 | 43,463 | 26,565 | 21,654 | Upgrade
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| Interest Income on Investments | 47,852 | 47,783 | 50,911 | 43,528 | 14,206 | 6,491 | Upgrade
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| Total Interest Income | 103,474 | 103,825 | 104,951 | 86,991 | 40,771 | 28,145 | Upgrade
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| Interest Paid on Deposits | 43,612 | 44,817 | 47,256 | 36,679 | 10,751 | 5,448 | Upgrade
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| Interest Paid on Borrowings | 26,225 | 26,008 | 29,742 | 25,183 | 7,303 | 2,695 | Upgrade
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| Total Interest Expense | 69,837 | 70,825 | 76,998 | 61,862 | 18,054 | 8,143 | Upgrade
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| Net Interest Income | 33,637 | 33,000 | 27,953 | 25,129 | 22,717 | 20,002 | Upgrade
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| Net Interest Income Growth (YoY) | 13.76% | 18.05% | 11.24% | 10.62% | 13.57% | -4.00% | Upgrade
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| Trust Income | 10,904 | 10,647 | 9,325 | 8,344 | 7,610 | 7,132 | Upgrade
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| Income From Trading Activities | 3,110 | 3,125 | 2,327 | 2,392 | 926 | 1,183 | Upgrade
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| Gain (Loss) on Sale of Investments | 141 | 120 | 170 | 193 | 43 | 145 | Upgrade
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| Gain (Loss) on Sale of Equity Investments | 91 | 73 | -16 | -219 | 110 | 130 | Upgrade
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| Other Non-Interest Income | 19,943 | 19,640 | 17,585 | 15,625 | 17,579 | 21,101 | Upgrade
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| Total Non-Interest Income | 34,189 | 33,605 | 29,391 | 26,335 | 26,268 | 29,691 | Upgrade
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| Non-Interest Income Growth (YoY) | 10.18% | 14.34% | 11.60% | 0.26% | -11.53% | 12.70% | Upgrade
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| Revenues Before Loan Losses | 67,826 | 66,605 | 57,344 | 51,464 | 48,985 | 49,693 | Upgrade
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| Provision for Loan Losses | 4,402 | 4,362 | 3,232 | 2,468 | 484 | -753 | Upgrade
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| Revenue | 63,424 | 62,243 | 54,112 | 48,996 | 48,501 | 50,446 | Upgrade
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| Revenue Growth (YoY) | 11.02% | 15.03% | 10.44% | 1.02% | -3.86% | 17.78% | Upgrade
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| Salaries and Employee Benefits | 20,957 | 20,620 | 18,133 | 18,106 | 16,067 | 14,418 | Upgrade
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| Amortization of Goodwill & Intangibles | 1,710 | 1,759 | 1,549 | 1,471 | 1,369 | 1,287 | Upgrade
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| Selling, General & Administrative | 10,645 | 10,645 | 11,186 | 8,179 | 6,707 | 7,973 | Upgrade
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| Other Non-Interest Expense | 3,487 | 3,568 | 3,382 | 3,057 | 4,249 | 6,137 | Upgrade
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| Total Non-Interest Expense | 36,799 | 36,592 | 34,250 | 30,813 | 28,392 | 29,815 | Upgrade
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| EBT Excluding Unusual Items | 26,625 | 25,651 | 19,862 | 18,183 | 20,109 | 20,631 | Upgrade
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| Pretax Income | 26,625 | 25,651 | 19,862 | 18,183 | 20,109 | 20,631 | Upgrade
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| Income Tax Expense | 5,602 | 5,282 | 3,622 | 3,571 | 4,302 | 4,581 | Upgrade
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| Earnings From Continuing Operations | 21,023 | 20,369 | 16,240 | 14,612 | 15,807 | 16,050 | Upgrade
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| Minority Interest in Earnings | -6 | -7 | -10 | -7 | -13 | -12 | Upgrade
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| Net Income | 21,017 | 20,362 | 16,230 | 14,605 | 15,794 | 16,038 | Upgrade
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| Preferred Dividends & Other Adjustments | 517 | 494 | 322 | 236 | 247 | 257 | Upgrade
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| Net Income to Common | 20,500 | 19,868 | 15,908 | 14,369 | 15,547 | 15,781 | Upgrade
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| Net Income Growth | 18.21% | 25.46% | 11.13% | -7.53% | -1.52% | 40.29% | Upgrade
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| Basic Shares Outstanding | 1,405 | 1,409 | 1,412 | 1,391 | 1,404 | 1,424 | Upgrade
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| Diluted Shares Outstanding | 1,408 | 1,412 | 1,414 | 1,393 | 1,406 | 1,427 | Upgrade
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| Shares Change (YoY) | -0.57% | -0.15% | 1.52% | -0.96% | -1.45% | -0.14% | Upgrade
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| EPS (Basic) | 14.59 | 14.10 | 11.27 | 10.33 | 11.08 | 11.08 | Upgrade
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| EPS (Diluted) | 14.56 | 14.07 | 11.25 | 10.32 | 11.06 | 11.06 | Upgrade
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| EPS Growth | 18.47% | 25.07% | 9.01% | -6.69% | - | 41.38% | Upgrade
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| Dividend Per Share | 6.200 | 6.040 | 5.600 | 5.340 | 4.960 | 4.320 | Upgrade
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| Dividend Growth | 8.77% | 7.86% | 4.87% | 7.66% | 14.82% | 0.70% | Upgrade
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| Effective Tax Rate | 21.04% | 20.59% | 18.24% | 19.64% | 21.39% | 22.20% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.