Southern Missouri Bancorp, Inc. (SMBC)
NASDAQ: SMBC · Real-Time Price · USD
61.95
-0.48 (-0.77%)
Mar 6, 2026, 4:00 PM EST - Market closed
Southern Missouri Bancorp Income Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2020 - 2016 |
| Interest Income on Loans | 258.45 | 250.85 | 222.51 | 162.22 | 111.5 | 105.08 | Upgrade
|
| Interest Income on Investments | 27.38 | 26.52 | 25.86 | 14.19 | 5.37 | 4.4 | Upgrade
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| Total Interest Income | 285.82 | 277.37 | 248.38 | 176.42 | 116.87 | 109.48 | Upgrade
|
| Interest Paid on Deposits | 114.08 | 115.77 | 101.71 | 44.39 | 11.82 | 14.89 | Upgrade
|
| Interest Paid on Borrowings | 6.65 | 6.98 | 7.19 | 5.28 | 1.48 | 1.9 | Upgrade
|
| Total Interest Expense | 120.73 | 122.75 | 108.89 | 49.67 | 13.3 | 16.79 | Upgrade
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| Net Interest Income | 165.1 | 154.62 | 139.48 | 126.75 | 103.57 | 92.69 | Upgrade
|
| Net Interest Income Growth (YoY) | 14.33% | 10.85% | 10.05% | 22.38% | 11.74% | 15.66% | Upgrade
|
| Trust Income | 3.52 | 3.3 | 3.17 | 2.18 | 1.81 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.05 | 0.05 | -1.49 | - | - | 0.09 | Upgrade
|
| Other Non-Interest Income | 14.13 | 15.26 | 15.06 | 15.48 | 11.34 | 10.72 | Upgrade
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| Total Non-Interest Income | 27.29 | 27.98 | 24.84 | 26.2 | 21.2 | 20.04 | Upgrade
|
| Non-Interest Income Growth (YoY) | -0.35% | 12.64% | -5.19% | 23.59% | 5.79% | 42.61% | Upgrade
|
| Revenues Before Loan Losses | 192.39 | 182.6 | 164.33 | 152.95 | 124.77 | 112.73 | Upgrade
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| Provision for Loan Losses | 9.61 | 6.52 | 3.6 | 17.06 | 1.49 | -1.02 | Upgrade
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| Revenue | 182.78 | 176.08 | 160.73 | 135.89 | 123.28 | 113.75 | Upgrade
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| Revenue Growth (YoY) | 9.51% | 9.55% | 18.28% | 10.22% | 8.38% | 28.99% | Upgrade
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| Salaries and Employee Benefits | 53.11 | 54.09 | 52.22 | 46.06 | 34.91 | 30.46 | Upgrade
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| Occupancy Expenses | 14.04 | 13.7 | 13.19 | 11.22 | 9.25 | 7.88 | Upgrade
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| Federal Deposit Insurance | 2.5 | 2.34 | 2.46 | 1.47 | 0.74 | 0.77 | Upgrade
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| Amortization of Goodwill & Intangibles | 3.41 | 3.54 | 4.07 | 2.63 | 1.44 | 1.4 | Upgrade
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| Selling, General & Administrative | 20.71 | 20.55 | 18.23 | 17.29 | 11.65 | 9.59 | Upgrade
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| Other Non-Interest Expense | 7.82 | 7.77 | 7.29 | 7.66 | 4.86 | 3.81 | Upgrade
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| Total Non-Interest Expense | 101.69 | 102.08 | 97.62 | 86.43 | 63.38 | 54.05 | Upgrade
|
| EBT Excluding Unusual Items | 81.1 | 73.99 | 63.11 | 49.46 | 59.9 | 59.71 | Upgrade
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| Pretax Income | 81.1 | 73.99 | 63.11 | 49.46 | 59.9 | 59.71 | Upgrade
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| Income Tax Expense | 15.83 | 15.42 | 12.93 | 10.23 | 12.74 | 12.53 | Upgrade
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| Net Income | 65.27 | 58.58 | 50.18 | 39.24 | 47.17 | 47.18 | Upgrade
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| Preferred Dividends & Other Adjustments | 0.29 | 0.26 | 0.26 | 0.19 | 0.2 | 0.15 | Upgrade
|
| Net Income to Common | 64.98 | 58.31 | 49.93 | 39.05 | 46.97 | 47.03 | Upgrade
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| Net Income Growth | 25.64% | 16.73% | 27.89% | -16.82% | -0.02% | 71.28% | Upgrade
|
| Basic Shares Outstanding | 11 | 11 | 11 | 10 | 9 | 9 | Upgrade
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| Diluted Shares Outstanding | 11 | 11 | 11 | 10 | 9 | 9 | Upgrade
|
| Shares Change (YoY) | -0.28% | -0.38% | 11.43% | 12.55% | 0.01% | -2.05% | Upgrade
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| EPS (Basic) | 5.79 | 5.19 | 4.42 | 3.86 | 5.22 | 5.22 | Upgrade
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| EPS (Diluted) | 5.78 | 5.18 | 4.42 | 3.85 | 5.21 | 5.22 | Upgrade
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| EPS Growth | 25.95% | 17.20% | 14.80% | -26.10% | -0.19% | 74.58% | Upgrade
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| Dividend Per Share | 0.960 | 0.920 | 0.840 | 0.840 | 0.800 | 0.620 | Upgrade
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| Dividend Growth | 9.09% | 9.52% | - | 5.00% | 29.03% | 3.33% | Upgrade
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| Effective Tax Rate | 19.52% | 20.83% | 20.48% | 20.67% | 21.26% | 20.98% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.