SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
27.78
-1.82 (-6.15%)
At close: Dec 5, 2025, 4:00 PM EST
27.49
-0.29 (-1.04%)
After-hours: Dec 5, 2025, 7:59 PM EST
SoFi Technologies Stock Forecast
Stock Price Forecast
The 15 analysts with 12-month price forecasts for SoFi Technologies stock have an average target of 24.7, with a low estimate of 12 and a high estimate of 37. The average target predicts a decrease of -11.09% from the current stock price of 27.78.
Analyst Consensus: Hold
Analyst Ratings
The average analyst rating for SoFi Technologies stock from 17 stock analysts is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Jul '25 | Aug '25 | Sep '25 | Oct '25 | Nov '25 | Dec '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 3 | 3 | 3 | 3 | 3 | 3 |
| Buy | 3 | 3 | 3 | 3 | 3 | 3 |
| Hold | 7 | 7 | 7 | 8 | 8 | 8 |
| Sell | 3 | 3 | 3 | 3 | 3 | 3 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 16 | 16 | 16 | 17 | 17 | 17 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Truist Securities | Truist Securities | Hold Maintains $31 → $28 | Hold | Maintains | $31 → $28 | +0.79% | Nov 25, 2025 |
| Truist Securities | Truist Securities | Hold Maintains $29 → $31 | Hold | Maintains | $29 → $31 | +11.59% | Nov 4, 2025 |
| UBS | UBS | Hold Maintains $21 → $28 | Hold | Maintains | $21 → $28 | -1.01% | Oct 30, 2025 |
| Citigroup | Citigroup | Strong Buy Maintains $28 → $37 | Strong Buy | Maintains | $28 → $37 | +33.19% | Oct 29, 2025 |
| Goldman Sachs | Goldman Sachs | Hold Maintains $24 → $27 | Hold | Maintains | $24 → $27 | -2.81% | Oct 29, 2025 |
Financial Forecast
Revenue This Year
3.62B
from 2.64B
Increased by 37.00%
Revenue Next Year
4.61B
from 3.62B
Increased by 27.42%
EPS This Year
0.37
from 0.39
Decreased by -6.62%
EPS Next Year
0.61
from 0.37
Increased by 66.69%
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|---|
| High | 3.9B | 5.9B | ||||
| Avg | 3.6B | 4.6B | ||||
| Low | 3.3B | 4.0B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|---|
| High | 46.0% | 62.7% | ||||
| Avg | 37.0% | 27.4% | ||||
| Low | 26.4% | 11.1% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|---|
| High | 0.41 | 0.77 | ||||
| Avg | 0.37 | 0.61 | ||||
| Low | 0.29 | 0.46 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|---|
| High | 3.7% | 107.7% | ||||
| Avg | -6.6% | 66.7% | ||||
| Low | -25.5% | 25.0% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.