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SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
27.78
-1.82 (-6.15%)
At close: Dec 5, 2025, 4:00 PM EST
27.49
-0.29 (-1.04%)
After-hours: Dec 5, 2025, 7:59 PM EST

SoFi Technologies Operating Metrics

Period Ending Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019
Financial Products
16.09M 14.86M 13.79M 12.74M 11.76M 10.99M 10.13M 9.48M
Financial Products Growth
36.82% 35.23% 36.15% 34.35% 32.82% 39.17% 41.85% 44.63%
Galileo Accounts
158.00M 160.05M 158.43M 168.00M 160.00M 158.00M 151.00M 145.00M
Galileo Accounts Growth
-1.25% 1.30% 4.92% 15.86% 16.79% 22.48% 19.84% 10.94%
Lending Products
2.46M 2.28M 2.13M 2.01M 1.89M 1.79M 1.71M 1.66M
Lending Products Growth
30.25% 27.59% 24.92% 20.87% 18.63% 18.82% 20.41% 24.01%
Members
12.64M 11.75M 10.92M 10.13M 9.37M 8.77M 8.13M 7.54M
Members Growth
34.88% 33.87% 34.23% 34.27% 34.73% 41.52% 43.78% 44.40%
Total Products
66.36M 61.45M 57.09M 53.00M 49.40M 46.20M 42.82M 39.54M
Total Products Growth
34.33% 33.03% 33.32% 34.03% 36.10% 39.78% 41.73% 43.69%

Revenue by Segment
Period Ending Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020
Lending
1.77B 1.67B 1.57B 1.49B 1.42B 1.37B 1.36B 1.37B
Lending Growth
24.46% 21.67% 14.96% 8.37% 5.57% 5.77% 11.43% 20.23%
Financial Services
1.34B 1.16B 974.08M 821.51M 704.11M 584.05M 506.01M 436.56M
Financial Services Growth
90.57% 98.70% 92.50% 88.18% 94.36% 99.35% 124.66% 160.36%
Technology Platform
430.67M 418.63M 404.24M 395.18M 389.25M 376.63M 368.80M 352.32M
Technology Platform Growth
10.64% 11.15% 9.61% 12.17% 14.13% 12.12% 11.01% 11.80%
Other
-218.10M -192.09M -144.81M -27.05M 42.23M 62.27M 47.82M -45.69M

Contribution Profit by Segment
Period Ending Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020
Lending
991.20M 968.53M 921.76M 890.54M 870.70M 835.72M 821.09M 823.26M
Lending Growth
13.84% 15.89% 12.26% 8.17% 8.03% 6.79% 10.77% 23.98%
Financial Services
676.98M 551.18M 418.17M 307.01M 217.21M 120.71M 61.19M -215.00K
Financial Services Growth
211.67% 356.60% 583.34% - - - - -
Technology Platform
128.59M 129.17M 127.13M 126.96M 125.43M 124.67M 110.72M 94.83M
Technology Platform Growth
2.51% 3.61% 14.82% 33.87% 54.61% 82.07% 51.43% 23.94%

Loan Origination by Type
Period Ending Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019
Personal Loans
25.25B 22.65B 19.87B 17.61B 15.59B 14.58B 14.13B 13.80B
Personal Loans Growth
61.98% 55.35% 40.66% 27.63% 19.48% 21.82% 32.05% 41.21%
Student Loans
5.03B 4.48B 4.22B 3.78B 3.22B 3.20B 2.86B 2.63B
Student Loans Growth
55.99% 40.03% 47.76% 43.75% 43.45% 79.26% 59.83% 17.12%
Home Loans
2.84B 2.38B 2.00B 1.82B 1.55B 1.42B 1.24B 997.49M
Home Loans Growth
82.93% 68.15% 60.94% 82.48% 95.41% 116.55% 67.28% 3.24%

Operating Expense Breakdown
Period Ending Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021
Sales and Marketing
1.02B 947.09M 867.10M 796.29M 741.74M 713.55M 711.61M 719.40M
Sales and Marketing Growth
37.39% 32.73% 21.85% 10.69% 3.25% 2.85% 8.67% 16.44%
General and Administrative
671.11M 631.63M 611.25M 600.09M 570.85M 546.39M 532.56M 511.01M
General and Administrative Growth
17.56% 15.60% 14.77% 17.43% 15.93% 10.57% 8.95% 1.87%
Technology and Development
624.48M 597.05M 577.07M 551.79M 544.62M 530.60M 525.28M 511.42M
Technology and Development Growth
14.66% 12.52% 9.86% 7.89% 12.78% 13.40% 19.27% 26.20%
Cost of Operations
575.54M 537.83M 497.09M 461.63M 437.43M 411.97M 396.15M 380.00M
Cost of Operations Growth
31.57% 30.55% 25.48% 21.48% 22.64% 20.64% 21.26% 21.32%
Provision for Credit Losses
11.72M 8.54M 30.21M 31.71M 36.93M 52.75M 53.72M 54.95M - - - -
Provision for Credit Losses Growth
-68.25% -83.81% -43.77% -42.28% -36.11% 0.87% 7.92% 1.13% - - - -
Source: Business metrics provided by Main Street Data and sourced from official company press releases and documents.