South Plains Financial, Inc. (SPFI)
NASDAQ: SPFI · Real-Time Price · USD
38.93
-0.35 (-0.89%)
Dec 5, 2025, 4:00 PM EST - Market closed
South Plains Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2017 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2017 |
| Interest Income on Loans | 209.65 | 202.27 | 176.6 | 137.95 | 120.54 | 121.73 | Upgrade
|
| Interest Income on Investments | 40.26 | 38.63 | 35.44 | 23.21 | 14.5 | 16.5 | Upgrade
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| Total Interest Income | 249.9 | 240.9 | 212.03 | 161.17 | 135.04 | 138.23 | Upgrade
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| Interest Paid on Deposits | 80.95 | 87.08 | 64.99 | 17 | 8.29 | 11.89 | Upgrade
|
| Interest Paid on Borrowings | 6.35 | 6.72 | 7.3 | 5.69 | 4.98 | 4.05 | Upgrade
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| Total Interest Expense | 87.3 | 93.8 | 72.29 | 22.69 | 13.27 | 15.95 | Upgrade
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| Net Interest Income | 162.6 | 147.1 | 139.75 | 138.48 | 121.76 | 122.29 | Upgrade
|
| Net Interest Income Growth (YoY) | 13.14% | 5.26% | 0.92% | 13.73% | -0.43% | 16.93% | Upgrade
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| Trust Income | 2.79 | 2.72 | 2.43 | 2.39 | 2.92 | 3.19 | Upgrade
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| Mortgage Banking Activities | 3.3 | 3.66 | 2.79 | 10.61 | 8.54 | 1.51 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | 33.78 | - | - | - | Upgrade
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| Gain (Loss) on Sale of Investments | - | - | -3.41 | - | - | 2.32 | Upgrade
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| Other Non-Interest Income | 22.49 | 23.14 | 22.07 | 35.56 | 27.86 | 24.03 | Upgrade
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| Total Non-Interest Income | 47.27 | 48.07 | 75.82 | 76.15 | 97.47 | 101.6 | Upgrade
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| Non-Interest Income Growth (YoY) | 7.69% | -36.59% | -0.43% | -21.88% | -4.07% | 79.41% | Upgrade
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| Revenues Before Loan Losses | 209.87 | 195.17 | 215.56 | 214.62 | 219.23 | 223.89 | Upgrade
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| Provision for Loan Losses | 4.62 | 4.3 | 4.61 | -2.62 | -1.92 | 25.57 | Upgrade
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| Revenue | 205.25 | 190.87 | 210.95 | 217.24 | 221.15 | 198.32 | Upgrade
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| Revenue Growth (YoY) | 11.60% | -9.52% | -2.89% | -1.77% | 11.51% | 25.19% | Upgrade
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| Salaries and Employee Benefits | 73.36 | 72.02 | 77.22 | 83.57 | 91.72 | 87.95 | Upgrade
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| Occupancy Expenses | 13.55 | 13.71 | 13.2 | 13.09 | 12.06 | 12.26 | Upgrade
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| Selling, General & Administrative | 20.05 | 19.37 | 18.35 | 22.79 | 18.12 | 16.66 | Upgrade
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| Other Non-Interest Expense | 22.6 | 22.48 | 22.76 | 24.65 | 26.13 | 24.85 | Upgrade
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| Total Non-Interest Expense | 129.55 | 127.58 | 131.54 | 144.09 | 148.03 | 141.72 | Upgrade
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| EBT Excluding Unusual Items | 75.71 | 63.29 | 79.42 | 73.15 | 73.12 | 56.6 | Upgrade
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| Pretax Income | 75.71 | 63.29 | 79.42 | 73.15 | 73.12 | 56.6 | Upgrade
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| Income Tax Expense | 15.99 | 13.58 | 16.67 | 14.91 | 14.51 | 11.25 | Upgrade
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| Net Income | 59.71 | 49.72 | 62.75 | 58.24 | 58.61 | 45.35 | Upgrade
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| Net Income to Common | 59.71 | 49.72 | 62.75 | 58.24 | 58.61 | 45.35 | Upgrade
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| Net Income Growth | 37.13% | -20.76% | 7.74% | -0.64% | 29.24% | 55.21% | Upgrade
|
| Basic Shares Outstanding | 16 | 16 | 17 | 17 | 18 | 18 | Upgrade
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| Diluted Shares Outstanding | 17 | 17 | 17 | 18 | 18 | 18 | Upgrade
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| Shares Change (YoY) | 0.27% | -1.74% | -3.81% | -2.56% | 0.83% | 7.62% | Upgrade
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| EPS (Basic) | 3.66 | 3.03 | 3.73 | 3.35 | 3.26 | 2.51 | Upgrade
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| EPS (Diluted) | 3.51 | 2.92 | 3.62 | 3.23 | 3.17 | 2.47 | Upgrade
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| EPS Growth | 36.91% | -19.34% | 12.07% | 1.89% | 28.34% | 44.44% | Upgrade
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| Dividend Per Share | 0.610 | 0.560 | 0.520 | 0.460 | 0.300 | 0.140 | Upgrade
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| Dividend Growth | 12.96% | 7.69% | 13.04% | 53.33% | 114.29% | 133.33% | Upgrade
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| Effective Tax Rate | 21.12% | 21.45% | 20.99% | 20.38% | 19.84% | 19.88% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.