Summit State Bank (SSBI)
NASDAQ: SSBI · Real-Time Price · USD
12.80
-0.29 (-2.22%)
Mar 9, 2026, 2:27 PM EDT - Market open
Summit State Bank Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 53.75 | 53.57 | 52.56 | 46.12 | 40.19 | Upgrade
|
| Interest Income on Investments | 4.68 | 5.19 | 7.68 | 2.83 | 1.78 | Upgrade
|
| Total Interest Income | 58.43 | 58.76 | 60.24 | 48.96 | 41.97 | Upgrade
|
| Interest Paid on Deposits | 22.73 | 28.5 | 24.23 | 4.94 | 3.21 | Upgrade
|
| Interest Paid on Borrowings | 0.75 | 0.79 | 0.55 | 1.59 | 1.16 | Upgrade
|
| Total Interest Expense | 23.48 | 29.29 | 24.78 | 6.53 | 4.37 | Upgrade
|
| Net Interest Income | 34.95 | 29.48 | 35.46 | 42.43 | 37.61 | Upgrade
|
| Net Interest Income Growth (YoY) | 18.56% | -16.88% | -16.42% | 12.82% | 24.27% | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.01 | 0.01 | - | 0 | 0.07 | Upgrade
|
| Other Non-Interest Income | -1.29 | 0.41 | 1.85 | 0.79 | 0.64 | Upgrade
|
| Total Non-Interest Income | 0.39 | 3.46 | 5.2 | 7.5 | 4.9 | Upgrade
|
| Non-Interest Income Growth (YoY) | -88.67% | -33.49% | -30.61% | 52.93% | 10.18% | Upgrade
|
| Revenues Before Loan Losses | 35.34 | 32.94 | 40.66 | 49.92 | 42.51 | Upgrade
|
| Provision for Loan Losses | 2.53 | 7.92 | 0.33 | 2.54 | 1.29 | Upgrade
|
| Revenue | 32.81 | 25.02 | 40.33 | 47.38 | 41.21 | Upgrade
|
| Revenue Growth (YoY) | 31.13% | -37.96% | -14.88% | 14.97% | 26.38% | Upgrade
|
| Salaries and Employee Benefits | 14.57 | 16.05 | 15.38 | 14.04 | 12.26 | Upgrade
|
| Occupancy Expenses | 1.69 | 1.29 | 1.24 | 1.29 | 1.24 | Upgrade
|
| Selling, General & Administrative | - | 1.03 | 1.77 | 2.53 | 1.82 | Upgrade
|
| Other Non-Interest Expense | 7.59 | 6.92 | 6.66 | 5.66 | 5.02 | Upgrade
|
| Total Non-Interest Expense | 23.85 | 25.29 | 25.05 | 23.51 | 20.33 | Upgrade
|
| EBT Excluding Unusual Items | 8.96 | -0.27 | 15.28 | 23.87 | 20.88 | Upgrade
|
| Pretax Income | 8.96 | -4.39 | 15.28 | 23.87 | 20.88 | Upgrade
|
| Income Tax Expense | 2.17 | -0.2 | 4.46 | 6.9 | 6.18 | Upgrade
|
| Net Income | 6.8 | -4.19 | 10.82 | 16.97 | 14.7 | Upgrade
|
| Net Income to Common | 6.8 | -4.19 | 10.82 | 16.97 | 14.7 | Upgrade
|
| Net Income Growth | - | - | -36.22% | 15.44% | 39.76% | Upgrade
|
| Basic Shares Outstanding | 7 | 7 | 7 | 7 | 7 | Upgrade
|
| Diluted Shares Outstanding | 7 | 7 | 7 | 7 | 7 | Upgrade
|
| Shares Change (YoY) | 0.08% | 0.24% | 0.16% | 0.07% | 0.03% | Upgrade
|
| EPS (Basic) | 1.01 | -0.62 | 1.62 | 2.54 | 2.20 | Upgrade
|
| EPS (Diluted) | 1.01 | -0.62 | 1.62 | 2.54 | 2.20 | Upgrade
|
| EPS Growth | - | - | -36.30% | 15.34% | 40.13% | Upgrade
|
| Dividend Per Share | - | 0.280 | 0.480 | 0.480 | 0.480 | Upgrade
|
| Dividend Growth | - | -41.67% | - | - | - | Upgrade
|
| Effective Tax Rate | 24.18% | - | 29.18% | 28.92% | 29.61% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.