TFS Financial Corporation (TFSL)
NASDAQ: TFSL · Real-Time Price · USD
13.87
-0.03 (-0.22%)
At close: Mar 9, 2026, 4:00 PM EDT
14.02
+0.15 (1.08%)
After-hours: Mar 9, 2026, 4:31 PM EDT
TFS Financial Cash Flow Statement
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 | 2020 - 2016 |
| Net Income | 90.81 | 90.96 | 79.59 | 75.25 | 74.57 | 81.01 | Upgrade
|
| Depreciation & Amortization | 24 | 23.05 | 19.03 | 18.12 | 27.04 | 32.57 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.1 | -0.02 | 0.37 | -0.2 | 0.63 | 0.69 | Upgrade
|
| Provision for Credit Losses | 3 | 2.5 | -1.5 | -1.5 | 1 | -9 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | -13.89 | -16.88 | -17.26 | -1.96 | -24.67 | -3.11 | Upgrade
|
| Accrued Interest Receivable | -2.61 | 1.04 | -4.3 | -39.36 | -13.04 | 7.7 | Upgrade
|
| Change in Other Net Operating Assets | -10.43 | -23.89 | 3.21 | 27.14 | -9.59 | 6.93 | Upgrade
|
| Other Operating Activities | 1.26 | 1.35 | 2.7 | 3.73 | -26.88 | -14.25 | Upgrade
|
| Operating Cash Flow | 95.62 | 82.42 | 88.6 | 90.72 | 38.93 | 83.16 | Upgrade
|
| Operating Cash Flow Growth | -2.25% | -6.98% | -2.34% | 133.04% | -53.19% | -31.73% | Upgrade
|
| Capital Expenditures | -12.48 | -11.45 | -3.06 | -5.1 | -2.7 | -1.34 | Upgrade
|
| Sale of Property, Plant and Equipment | - | - | - | - | 0.39 | - | Upgrade
|
| Investment in Securities | 67.06 | 10 | 8.19 | -61.1 | -86.45 | 19.6 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -414.22 | -378.78 | -153.64 | -910.41 | -1,739 | 621.7 | Upgrade
|
| Other Investing Activities | -7.65 | -3.94 | 22.66 | -32.51 | -48.23 | -92.81 | Upgrade
|
| Investing Cash Flow | -367.29 | -383.98 | -124.71 | -1,009 | -1,875 | 547.36 | Upgrade
|
| Short-Term Debt Issued | - | 283 | - | 417 | 1,100 | - | Upgrade
|
| Long-Term Debt Issued | - | 226.58 | 725 | 350 | 600 | 100 | Upgrade
|
| Total Debt Issued | 669.84 | 509.58 | 725 | 767 | 1,700 | 100 | Upgrade
|
| Short-Term Debt Repaid | - | - | -777 | -225 | - | -525 | Upgrade
|
| Long-Term Debt Repaid | - | -427 | -428.38 | -77.98 | -15.21 | -9.11 | Upgrade
|
| Total Debt Repaid | -379.89 | -427 | -1,205 | -302.98 | -15.21 | -534.11 | Upgrade
|
| Net Debt Issued (Repaid) | 289.95 | 82.58 | -480.38 | 464.02 | 1,685 | -434.11 | Upgrade
|
| Repurchase of Common Stock | -6.2 | -3.98 | -1.93 | -5.98 | -6.29 | -5.59 | Upgrade
|
| Common Dividends Paid | -59.75 | -59.53 | -58.95 | -58.29 | -58.3 | -56.64 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | 169.43 | 260.62 | 732.33 | 520.03 | -72.51 | -231.95 | Upgrade
|
| Other Financing Activities | -130.99 | -12.4 | -157.99 | 95.31 | 169.71 | 88.07 | Upgrade
|
| Financing Cash Flow | 262.44 | 267.28 | 33.08 | 1,015 | 1,717 | -640.22 | Upgrade
|
| Net Cash Flow | -9.22 | -34.28 | -3.03 | 97.18 | -118.76 | -9.71 | Upgrade
|
| Free Cash Flow | 83.14 | 70.97 | 85.54 | 85.62 | 36.23 | 81.82 | Upgrade
|
| Free Cash Flow Growth | -12.31% | -17.03% | -0.10% | 136.33% | -55.72% | -31.01% | Upgrade
|
| Free Cash Flow Margin | 25.40% | 22.25% | 28.08% | 27.93% | 12.48% | 27.65% | Upgrade
|
| Free Cash Flow Per Share | 0.30 | 0.25 | 0.31 | 0.31 | 0.13 | 0.29 | Upgrade
|
| Cash Interest Paid | 520.27 | 529.08 | 532.61 | 363.75 | 113.68 | 114.58 | Upgrade
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| Cash Income Tax Paid | 16.57 | 16.48 | 15.68 | 21.78 | 39.6 | 25.77 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.