United Security Bancshares (UBFO)
NASDAQ: UBFO · Real-Time Price · USD
10.22
-0.23 (-2.20%)
Mar 6, 2026, 12:05 PM EST - Market open
UBFO Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 55.43 | 55.24 | 54.18 | 43.04 | 35.15 | Upgrade
|
| Interest Income on Investments | 5.39 | 5.52 | 6.19 | 6.22 | 2.58 | Upgrade
|
| Total Interest Income | 60.81 | 60.75 | 60.38 | 49.26 | 37.73 | Upgrade
|
| Interest Paid on Deposits | 11.31 | 9.58 | 6.76 | 2.82 | 1.9 | Upgrade
|
| Interest Paid on Borrowings | 0.73 | 4.32 | 4.3 | 0.38 | 0.18 | Upgrade
|
| Total Interest Expense | 12.04 | 13.9 | 11.06 | 3.2 | 2.08 | Upgrade
|
| Net Interest Income | 48.77 | 46.85 | 49.32 | 46.06 | 35.65 | Upgrade
|
| Net Interest Income Growth (YoY) | 4.10% | -5.01% | 7.07% | 29.20% | 10.45% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 0.01 | - | -0.01 | 0.01 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | -0.4 | -0.11 | Upgrade
|
| Other Non-Interest Income | 5.09 | 4.7 | 5.57 | 2.25 | 3.48 | Upgrade
|
| Total Non-Interest Income | 5.09 | 4.71 | 5.57 | 1.84 | 3.39 | Upgrade
|
| Non-Interest Income Growth (YoY) | 7.91% | -15.37% | 202.99% | -45.70% | -30.41% | Upgrade
|
| Revenues Before Loan Losses | 53.86 | 51.56 | 54.89 | 47.9 | 39.04 | Upgrade
|
| Provision for Loan Losses | 5.57 | 2.96 | 1.46 | 1.8 | 2.11 | Upgrade
|
| Revenue | 48.28 | 48.6 | 53.43 | 46.1 | 36.93 | Upgrade
|
| Revenue Growth (YoY) | -0.65% | -9.04% | 15.90% | 24.83% | 7.44% | Upgrade
|
| Salaries and Employee Benefits | 15.56 | 13.19 | 12.68 | 11.47 | 11.48 | Upgrade
|
| Occupancy Expenses | - | 3.69 | 3.74 | 1.3 | 3.54 | Upgrade
|
| Federal Deposit Insurance | 0.7 | 0.7 | 0.73 | 0.79 | 0.74 | Upgrade
|
| Selling, General & Administrative | 7.91 | 7.51 | 6.07 | 7.73 | 4.76 | Upgrade
|
| Other Non-Interest Expense | 6.75 | 3.2 | 2.74 | 2.65 | 2.84 | Upgrade
|
| Total Non-Interest Expense | 30.91 | 28.28 | 25.95 | 24.04 | 23.62 | Upgrade
|
| EBT Excluding Unusual Items | 17.37 | 20.32 | 27.48 | 22.06 | 13.31 | Upgrade
|
| Pretax Income | 16.7 | 20.32 | 27.48 | 22.06 | 13.31 | Upgrade
|
| Income Tax Expense | 4.41 | 5.54 | 7.68 | 6.37 | 3.22 | Upgrade
|
| Net Income | 12.29 | 14.78 | 19.8 | 15.69 | 10.1 | Upgrade
|
| Net Income to Common | 12.29 | 14.78 | 19.8 | 15.69 | 10.1 | Upgrade
|
| Net Income Growth | -16.88% | -25.32% | 26.20% | 55.34% | 12.69% | Upgrade
|
| Basic Shares Outstanding | 17 | 17 | 17 | 17 | 17 | Upgrade
|
| Diluted Shares Outstanding | 17 | 17 | 17 | 17 | 17 | Upgrade
|
| Shares Change (YoY) | 0.27% | 0.44% | 0.37% | 0.18% | 0.19% | Upgrade
|
| EPS (Basic) | 0.71 | 0.86 | 1.16 | 0.92 | 0.59 | Upgrade
|
| EPS (Diluted) | 0.70 | 0.86 | 1.16 | 0.92 | 0.59 | Upgrade
|
| EPS Growth | -18.61% | -25.65% | 25.73% | 55.93% | 11.78% | Upgrade
|
| Dividend Per Share | 0.480 | 0.480 | 0.460 | 0.440 | 0.440 | Upgrade
|
| Dividend Growth | - | 4.35% | 4.54% | - | - | Upgrade
|
| Effective Tax Rate | 26.40% | 27.25% | 27.95% | 28.89% | 24.15% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.