United Security Bancshares (UBFO)
NASDAQ: UBFO · Real-Time Price · USD
10.34
-0.03 (-0.29%)
Mar 9, 2026, 4:00 PM EDT - Market closed
UBFO Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Mar '26 Mar 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Market Capitalization | 182 | 177 | 175 | 144 | 125 | 138 | |
| Market Cap Growth | 4.44% | 1.17% | 21.40% | 15.63% | -9.77% | 15.40% | |
| Last Close Price | 10.37 | 10.07 | 9.46 | 7.41 | 6.03 | 6.40 | |
| PE Ratio | 14.81 | 14.41 | 11.84 | 7.28 | 7.95 | 13.68 | |
| PS Ratio | 3.70 | 3.67 | 3.60 | 2.70 | 2.70 | 3.74 | |
| PB Ratio | 1.31 | 1.27 | 1.34 | 1.18 | 1.11 | 1.15 | |
| P/FCF Ratio | - | - | 9.41 | 7.00 | 5.78 | 9.03 | |
| P/OCF Ratio | - | - | 8.91 | 6.74 | 5.26 | 8.35 | |
| Debt / Equity Ratio | 0.07 | 0.07 | 0.11 | 0.61 | 0.12 | 0.12 | |
| Debt / FCF Ratio | - | - | 0.79 | 3.63 | 0.60 | 0.91 | |
| Net Debt / Equity Ratio | -0.80 | -0.80 | -0.32 | 0.28 | -0.23 | -1.71 | |
| Net Debt / FCF Ratio | - | - | -2.23 | 1.65 | -1.19 | -13.42 | |
| Return on Equity (ROE) | 9.10% | 9.10% | 11.69% | 16.85% | 13.48% | 8.48% | |
| Return on Assets (ROA) | 1.00% | 1.00% | 1.22% | 1.58% | 1.19% | 0.83% | |
| Earnings Yield | 6.87% | 6.94% | 8.45% | 13.74% | 12.59% | 7.31% | |
| FCF Yield | - | - | 10.63% | 14.29% | 17.30% | 11.07% | |
| Dividend Yield | 4.64% | 4.77% | 5.07% | 6.21% | 7.30% | 6.87% | |
| Payout Ratio | 68.57% | - | 56.19% | 39.76% | 47.79% | 74.16% | |
| Buyback Yield / Dilution | -0.27% | -0.27% | -0.44% | -0.37% | -0.18% | -0.19% | |
| Total Shareholder Return | 4.45% | 4.50% | 4.64% | 5.83% | 7.12% | 6.68% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.