United Security Bancshares (UBFO)
NASDAQ: UBFO · Real-Time Price · USD
9.96
-0.07 (-0.70%)
Dec 5, 2025, 4:00 PM EST - Market closed
UBFO Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Dec '25 Dec 5, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Market Capitalization | 175 | 175 | 144 | 125 | 138 | 120 | |
| Market Cap Growth | 6.94% | 21.40% | 15.63% | -9.77% | 15.40% | -34.21% | |
| Last Close Price | 9.96 | 9.58 | 7.50 | 6.10 | 6.48 | 5.33 | |
| PE Ratio | 15.31 | 11.84 | 7.28 | 7.95 | 13.68 | 13.36 | |
| PS Ratio | 3.77 | 3.60 | 2.70 | 2.70 | 3.74 | 3.48 | |
| PB Ratio | 1.27 | 1.34 | 1.18 | 1.11 | 1.15 | 1.02 | |
| P/FCF Ratio | 8.16 | 9.41 | 7.00 | 5.78 | 9.03 | 9.46 | |
| P/OCF Ratio | 7.55 | 8.91 | 6.74 | 5.26 | 8.35 | 8.67 | |
| Debt / Equity Ratio | 0.09 | 0.11 | 0.61 | 0.12 | 0.12 | 0.12 | |
| Debt / FCF Ratio | 0.55 | 0.79 | 3.63 | 0.60 | 0.91 | 1.10 | |
| Return on Equity (ROE) | 8.42% | 11.69% | 16.85% | 13.48% | 8.48% | 7.67% | |
| Return on Assets (ROA) | 0.91% | 1.22% | 1.58% | 1.19% | 0.83% | 0.87% | |
| Earnings Yield | 6.50% | 8.45% | 13.74% | 12.59% | 7.31% | 7.49% | |
| FCF Yield | 12.26% | 10.63% | 14.29% | 17.30% | 11.07% | 10.58% | |
| Dividend Yield | 4.82% | 5.01% | 6.13% | 7.22% | 6.79% | 8.26% | |
| Payout Ratio | 73.79% | 56.19% | 39.76% | 47.79% | 74.16% | 83.34% | |
| Buyback Yield / Dilution | -1.36% | -0.44% | -0.37% | -0.18% | -0.19% | -0.08% | |
| Total Shareholder Return | 3.46% | 4.58% | 5.76% | 7.03% | 6.60% | 8.18% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.