VABK Statistics
Total Valuation
VABK has a market cap or net worth of $219.50 million. The enterprise value is $236.49 million.
Important Dates
The next estimated earnings date is Thursday, January 22, 2026, after market close.
| Earnings Date | Jan 22, 2026 |
| Ex-Dividend Date | Nov 14, 2025 |
Share Statistics
VABK has 5.39 million shares outstanding. The number of shares has increased by 0.66% in one year.
| Current Share Class | 5.39M |
| Shares Outstanding | 5.39M |
| Shares Change (YoY) | +0.66% |
| Shares Change (QoQ) | +0.12% |
| Owned by Insiders (%) | 12.58% |
| Owned by Institutions (%) | 47.44% |
| Float | 4.71M |
Valuation Ratios
The trailing PE ratio is 12.33.
| PE Ratio | 12.33 |
| Forward PE | n/a |
| PS Ratio | 3.88 |
| Forward PS | n/a |
| PB Ratio | 1.24 |
| P/TBV Ratio | 1.32 |
| P/FCF Ratio | 12.36 |
| P/OCF Ratio | 12.08 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.24 |
| EV / Sales | 4.18 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.31 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.26 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.41%.
| Return on Equity (ROE) | 10.41% |
| Return on Assets (ROA) | 1.11% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $387,068 |
| Profits Per Employee | $122,356 |
| Employee Count | 146 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VABK has paid $4.48 million in taxes.
| Income Tax | 4.48M |
| Effective Tax Rate | 20.06% |
Stock Price Statistics
The stock price has decreased by -4.68% in the last 52 weeks. The beta is 0.42, so VABK's price volatility has been lower than the market average.
| Beta (5Y) | 0.42 |
| 52-Week Price Change | -4.68% |
| 50-Day Moving Average | 39.44 |
| 200-Day Moving Average | 37.93 |
| Relative Strength Index (RSI) | 54.50 |
| Average Volume (20 Days) | 10,109 |
Short Selling Information
The latest short interest is 26,195, so 0.49% of the outstanding shares have been sold short.
| Short Interest | 26,195 |
| Short Previous Month | 22,076 |
| Short % of Shares Out | 0.49% |
| Short % of Float | 0.56% |
| Short Ratio (days to cover) | 2.45 |
Income Statement
In the last 12 months, VABK had revenue of $56.51 million and earned $17.86 million in profits. Earnings per share was $3.30.
| Revenue | 56.51M |
| Gross Profit | 56.51M |
| Operating Income | 23.72M |
| Pretax Income | 22.35M |
| Net Income | 17.86M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.30 |
Full Income StatementBalance Sheet
The company has $23.10 million in cash and $40.08 million in debt, giving a net cash position of -$16.99 million or -$3.15 per share.
| Cash & Cash Equivalents | 23.10M |
| Total Debt | 40.08M |
| Net Cash | -16.99M |
| Net Cash Per Share | -$3.15 |
| Equity (Book Value) | 177.36M |
| Book Value Per Share | 32.89 |
| Working Capital | -1.39B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $18.17 million and capital expenditures -$401,000, giving a free cash flow of $17.77 million.
| Operating Cash Flow | 18.17M |
| Capital Expenditures | -401,000 |
| Free Cash Flow | 17.77M |
| FCF Per Share | $3.29 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 41.98% |
| Pretax Margin | 39.54% |
| Profit Margin | 31.61% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.44% |