WaFd, Inc. (WAFD)
NASDAQ: WAFD · Real-Time Price · USD
32.14
-0.06 (-0.19%)
Dec 5, 2025, 4:00 PM EST - Market closed
WaFd, Inc. Income Statement
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,120 | 1,166 | 900.07 | 601.59 | 537.66 | Upgrade
|
| Interest Income on Investments | 219.51 | 205.86 | 142.89 | 64.77 | 53.95 | Upgrade
|
| Total Interest Income | 1,339 | 1,372 | 1,043 | 666.36 | 591.61 | Upgrade
|
| Interest Paid on Deposits | 604.71 | 532.43 | 237.23 | 43.04 | 42.31 | Upgrade
|
| Interest Paid on Borrowings | 80.51 | 178.44 | 115.49 | 28.73 | 44.19 | Upgrade
|
| Total Interest Expense | 685.21 | 710.88 | 352.72 | 71.77 | 86.5 | Upgrade
|
| Net Interest Income | 654.24 | 660.83 | 690.23 | 594.59 | 505.11 | Upgrade
|
| Net Interest Income Growth (YoY) | -1.00% | -4.26% | 16.09% | 17.71% | 7.58% | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.02 | 0.34 | 0.03 | 0.1 | 0.01 | Upgrade
|
| Other Non-Interest Income | 41.58 | 32.84 | 26.12 | 40.33 | 49.65 | Upgrade
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| Total Non-Interest Income | 71.25 | 60.69 | 52.2 | 66.37 | 74.35 | Upgrade
|
| Non-Interest Income Growth (YoY) | 17.39% | 16.27% | -21.35% | -10.73% | -26.22% | Upgrade
|
| Revenues Before Loan Losses | 725.48 | 721.52 | 742.44 | 660.96 | 579.46 | Upgrade
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| Provision for Loan Losses | 7.75 | 17.5 | 41.5 | 3 | 0.5 | Upgrade
|
| Revenue | 717.73 | 704.02 | 700.94 | 657.96 | 578.96 | Upgrade
|
| Revenue Growth (YoY) | 1.95% | 0.44% | 6.53% | 13.65% | 5.55% | Upgrade
|
| Salaries and Employee Benefits | 213.63 | 224.97 | 188.62 | 187.11 | 169.73 | Upgrade
|
| Federal Deposit Insurance | 20.2 | 28.87 | 20.03 | 9.53 | 14.37 | Upgrade
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| Selling, General & Administrative | 113.56 | 104.52 | 98.94 | 96.51 | 88.73 | Upgrade
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| Other Non-Interest Expense | 80.08 | 59.51 | 68.45 | 65.43 | 59.64 | Upgrade
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| Total Non-Interest Expense | 428.09 | 417.57 | 375.86 | 357.92 | 332.03 | Upgrade
|
| EBT Excluding Unusual Items | 289.64 | 286.46 | 325.08 | 300.04 | 246.93 | Upgrade
|
| Other Unusual Items | - | - | - | - | -13.79 | Upgrade
|
| Pretax Income | 289.64 | 256.06 | 325.08 | 300.04 | 233.14 | Upgrade
|
| Income Tax Expense | 63.57 | 56.02 | 67.65 | 63.71 | 49.52 | Upgrade
|
| Net Income | 226.07 | 200.04 | 257.43 | 236.33 | 183.62 | Upgrade
|
| Preferred Dividends & Other Adjustments | 14.63 | 14.63 | 14.63 | 14.63 | 10.03 | Upgrade
|
| Net Income to Common | 211.44 | 185.42 | 242.8 | 221.71 | 173.58 | Upgrade
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| Net Income Growth | 13.01% | -22.29% | 8.93% | 28.71% | 5.87% | Upgrade
|
| Basic Shares Outstanding | 80 | 74 | 65 | 65 | 73 | Upgrade
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| Diluted Shares Outstanding | 80 | 74 | 65 | 65 | 73 | Upgrade
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| Shares Change (YoY) | 8.03% | 13.85% | -0.23% | -9.87% | -5.43% | Upgrade
|
| EPS (Basic) | 2.64 | 2.50 | 3.72 | 3.40 | 2.39 | Upgrade
|
| EPS (Diluted) | 2.63 | 2.50 | 3.72 | 3.39 | 2.39 | Upgrade
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| EPS Growth | 5.31% | -32.87% | 9.74% | 41.84% | 5.75% | Upgrade
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| Dividend Per Share | 1.070 | 1.040 | 1.000 | 0.960 | 0.920 | Upgrade
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| Dividend Growth | 2.89% | 4.00% | 4.17% | 4.35% | 4.54% | Upgrade
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| Effective Tax Rate | 21.95% | 21.88% | 20.81% | 21.23% | 21.24% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.