Winchester Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep '25 Sep 30, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023
Interest Income on Loans	38.92	37.53	30.64	21.42
Interest Income on Investments	5.5	5.19	4.22	3.45
Total Interest Income	44.42	42.71	34.86	24.87
Interest Paid on Deposits	18.78	19.12	15.94	5.38
Interest Paid on Borrowings	6.15	6.08	4.55	1.74
Total Interest Expense	24.92	25.19	20.49	7.12
Net Interest Income	19.5	17.52	14.37	17.75
Net Interest Income Growth (YoY)	35.61%	21.90%	-19.02%	-
Gain (Loss) on Sale of Assets	-	-	0.31	3.33
Gain (Loss) on Sale of Investments	-0.11	0.37	0.35	0.05
Other Non-Interest Income	1.46	1.42	1.12	0.87
Total Non-Interest Income	1.34	1.79	1.78	4.24
Non-Interest Income Growth (YoY)	-35.71%	0.73%	-58.05%	-
Revenues Before Loan Losses	20.84	19.31	16.15	21.99
Provision for Loan Losses	0.58	2.07	0.51	1.4
Revenue	20.25	17.25	15.64	20.59
Revenue Growth (YoY)	36.37%	10.29%	-24.06%	-
Salaries and Employee Benefits	10.02	9.59	8.83	9.76
Occupancy Expenses	1.37	1.35	1.28	1.11
Federal Deposit Insurance	0.84	0.85	0.47	0.28
Selling, General & Administrative	7.41	6.99	4.3	3.82
Total Non-Interest Expense	19.64	18.78	14.89	14.97
EBT Excluding Unusual Items	0.62	-1.53	0.75	5.62
Pretax Income	0.62	-1.53	0.75	5.62
Income Tax Expense	-0.1	-0.66	-0.03	1.46
Net Income	0.72	-0.87	0.79	4.16
Net Income to Common	0.72	-0.87	0.79	4.16
Net Income Growth	-	-	-81.11%	-
Basic Shares Outstanding	9	9	-	-
Diluted Shares Outstanding	9	9	-	-
EPS (Basic)	0.08	-0.09	-	-
EPS (Diluted)	0.08	-0.09	-	-
Effective Tax Rate	-	-	-	26.02%

Source: S&P Capital IQ. Banks template. Financial Sources.