XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
19.71
-1.01 (-4.87%)
Mar 5, 2026, 4:00 PM EST - Market closed
XP Inc. Income Statement
Financials in millions BRL. Fiscal year is January - December.
Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Total Interest Expense | 625.4 | 779.53 | 617.48 | 402.3 | 135.73 | Upgrade
|
| Net Interest Income | -625.4 | -779.53 | -617.48 | -402.3 | -135.73 | Upgrade
|
| Brokerage Commission | 3,213 | 3,130 | 2,782 | 2,667 | 2,658 | Upgrade
|
| Asset Management Fee | 1,887 | 1,743 | 1,628 | 1,581 | 1,490 | Upgrade
|
| Gain on Sale of Investments (Rev) | 2,497 | 2,285 | 1,979 | 1,631 | 1,917 | Upgrade
|
| Other Revenue | 10,801 | 9,873 | 8,471 | 7,468 | 6,012 | Upgrade
|
| Revenue | 17,773 | 16,251 | 14,243 | 12,945 | 11,941 | Upgrade
|
| Revenue Growth (YoY) | 9.37% | 14.10% | 10.02% | 8.40% | 47.44% | Upgrade
|
| Cost of Services Provided | 12,119 | 11,122 | 9,964 | 9,580 | 8,297 | Upgrade
|
| Other Operating Expenses | -162.98 | -145.59 | -23.48 | -214.92 | -278.8 | Upgrade
|
| Total Operating Expenses | 12,348 | 11,265 | 10,301 | 9,459 | 8,110 | Upgrade
|
| Operating Income | 5,425 | 4,987 | 3,941 | 3,486 | 3,831 | Upgrade
|
| EBT Excluding Unusual Items | 5,541 | 5,034 | 4,015 | 3,474 | 3,823 | Upgrade
|
| Asset Writedown | -23.36 | -29.45 | -32.27 | -20.81 | -20.37 | Upgrade
|
| Legal Settlements | -68.89 | -18.55 | -46.1 | -8.56 | -3.67 | Upgrade
|
| Pretax Income | 5,449 | 4,986 | 3,936 | 3,445 | 3,815 | Upgrade
|
| Income Tax Expense | 279.26 | 471.13 | 36.96 | -135.56 | 222.71 | Upgrade
|
| Earnings From Continuing Ops. | 5,169 | 4,515 | 3,899 | 3,580 | 3,592 | Upgrade
|
| Minority Interest in Earnings | 0.49 | -1.43 | -0.69 | -1.16 | -3.04 | Upgrade
|
| Net Income | 5,170 | 4,513 | 3,899 | 3,579 | 3,589 | Upgrade
|
| Net Income to Common | 5,170 | 4,513 | 3,899 | 3,579 | 3,589 | Upgrade
|
| Net Income Growth | 14.54% | 15.77% | 8.93% | -0.29% | 72.87% | Upgrade
|
| Shares Outstanding (Basic) | 527 | 542 | 540 | 555 | 559 | Upgrade
|
| Shares Outstanding (Diluted) | 532 | 548 | 544 | 573 | 573 | Upgrade
|
| Shares Change (YoY) | -2.99% | 0.76% | -5.03% | -0.09% | 2.57% | Upgrade
|
| EPS (Basic) | 9.80 | 8.33 | 7.22 | 6.44 | 6.42 | Upgrade
|
| EPS (Diluted) | 9.72 | 8.23 | 7.16 | 6.25 | 6.26 | Upgrade
|
| EPS Growth | 18.07% | 14.90% | 14.69% | -0.20% | 68.53% | Upgrade
|
| Free Cash Flow | 11,836 | 11,034 | 8,061 | 1,759 | -4,156 | Upgrade
|
| Free Cash Flow Per Share | 22.25 | 20.12 | 14.81 | 3.07 | -7.25 | Upgrade
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| Dividend Per Share | 0.991 | 4.020 | 6.357 | - | - | Upgrade
|
| Dividend Growth | -75.34% | -36.75% | - | - | - | Upgrade
|
| Operating Margin | 30.52% | 30.69% | 27.67% | 26.93% | 32.08% | Upgrade
|
| Profit Margin | 29.09% | 27.77% | 27.37% | 27.65% | 30.06% | Upgrade
|
| Free Cash Flow Margin | 66.59% | 67.90% | 56.60% | 13.59% | -34.80% | Upgrade
|
| Effective Tax Rate | 5.13% | 9.45% | 0.94% | - | 5.84% | Upgrade
|
| Revenue as Reported | 18,399 | 17,031 | 14,860 | 13,347 | 12,077 | Upgrade
|
Source: S&P Capital IQ. Capital Markets template. Financial Sources.