XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
17.88
-1.97 (-9.92%)
At close: Dec 5, 2025, 4:00 PM EST
18.15
+0.27 (1.51%)
After-hours: Dec 5, 2025, 7:53 PM EST
XP Inc. Stock Forecast
Stock Price Forecast
The 5 analysts with 12-month price forecasts for XP Inc. stock have an average target of 22.4, with a low estimate of 19 and a high estimate of 24. The average target predicts an increase of 25.28% from the current stock price of 17.88.
Analyst Consensus: Strong Buy
* Price targets were last updated on Oct 16, 2025.
Analyst Ratings
The average analyst rating for XP Inc. stock from 5 stock analysts is "Strong Buy". This means that analysts believe this stock is likely to perform very well in the near future and significantly outperform the market.
Recommendation Trends
| Rating | Jul '25 | Aug '25 | Sep '25 | Oct '25 | Nov '25 | Dec '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 2 | 2 | 3 | 3 | 3 | 3 |
| Buy | 2 | 2 | 2 | 2 | 2 | 1 |
| Hold | 1 | 1 | 1 | 1 | 1 | 1 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 5 | 5 | 6 | 6 | 6 | 5 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| UBS | UBS | Strong Buy Maintains $24 → $23 | Strong Buy | Maintains | $24 → $23 | +28.64% | Oct 16, 2025 |
| Citigroup | Citigroup | Strong Buy Maintains $22 → $23 | Strong Buy | Maintains | $22 → $23 | +28.64% | Sep 24, 2025 |
| UBS | UBS | Strong Buy Maintains $17 → $24 | Strong Buy | Maintains | $17 → $24 | +34.23% | Jun 10, 2025 |
| Goldman Sachs | Goldman Sachs | Hold → Strong Buy Upgrades $17 → $23 | Hold → Strong Buy | Upgrades | $17 → $23 | +28.64% | Jun 4, 2025 |
| Goldman Sachs | Goldman Sachs | Hold Maintains $15 → $17 | Hold | Maintains | $15 → $17 | -4.92% | May 21, 2025 |
Financial Forecast
Revenue This Year
19.13B
from 16.25B
Increased by 17.71%
Revenue Next Year
21.63B
from 19.13B
Increased by 13.05%
EPS This Year
10.09
from 8.23
Increased by 22.53%
EPS Next Year
11.17
from 10.09
Increased by 10.78%
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|---|
| High | 20.6B | 23.4B | ||||
| Avg | 19.1B | 21.6B | ||||
| Low | 17.7B | 19.2B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|---|
| High | 26.8% | 22.2% | ||||
| Avg | 17.7% | 13.0% | ||||
| Low | 8.9% | 0.6% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 10.47 | 11.74 | |
| Avg | 10.09 | 11.17 | |
| Low | 9.42 | 10.22 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 27.2% | 16.4% | |
| Avg | 22.5% | 10.8% | |
| Low | 14.5% | 1.3% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.