XP Inc. Stock Forecast

Stock Price Forecast

The 6 analysts with 12-month price forecasts for XP Inc. stock have an average target of 22.67, with a low estimate of 19 and a high estimate of 25. The average target predicts an increase of 4.42% from the current stock price of 21.71.

Analyst Consensus: Strong Buy

Target	Low	Average	Median	High
Price	$19	$22.67	$23	$25
Change	-12.48%	+4.42%	+5.94%	+15.15%

* Price targets were last updated on Jan 20, 2026.

Analyst Ratings

The average analyst rating for XP Inc. stock from 6 stock analysts is "Strong Buy". This means that analysts believe this stock is likely to perform very well in the near future and significantly outperform the market.

Recommendation Trends

Rating	Sep '25	Oct '25	Nov '25	Dec '25	Jan '26	Feb '26
Strong Buy	3	3	3	3	4	4
Buy	2	2	2	1	1	1
Hold	1	1	1	1	1	1
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	6	6	6	5	6	6

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Diego Pereira Jefferies	Jefferies	Strong Buy Initiates $22	Strong Buy	Initiates	$22	+1.34%	Jan 20, 2026
Thiago Batista UBS	UBS	Strong Buy Maintains $23 → $25	Strong Buy	Maintains	$23 → $25	+15.15%	Dec 16, 2025
Thiago Batista UBS	UBS	Strong Buy Maintains $24 → $23	Strong Buy	Maintains	$24 → $23	+5.94%	Oct 16, 2025
Gustavo Schroden Citigroup	Citigroup	Strong Buy Maintains $22 → $23	Strong Buy	Maintains	$22 → $23	+5.94%	Sep 24, 2025
Thiago Batista UBS	UBS	Strong Buy Maintains $17 → $24	Strong Buy	Maintains	$17 → $24	+10.55%	Jun 10, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

21.23B

from 17.77B

19.44%

from 17.77B

Revenue Next Year

24.16B

from 21.23B

13.81%

from 21.23B

EPS This Year

11.01

from 9.72

13.33%

from 9.72

EPS Next Year

12.43

from 11.01

12.87%

from 11.01

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	11.94B	12.95B	14.24B	16.25B	17.77B	21.23B	24.16B
Revenue Growth	47.44%	8.41%	10.02%	14.10%	9.37%	19.44%	13.81%
EPS	6.26	6.25	7.16	8.23	9.72	11.01	12.43
EPS Growth	68.53%	-0.20%	14.69%	14.90%	18.07%	13.33%	12.87%
Forward PE	-	-	-	-	-	10.22	9.06
No. Analysts	-	-	-	-	-	11	10

Financial currency is BRL. Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027
High	22.6B	26.0B
Avg	21.2B	24.2B
Low	19.2B	22.0B

Revenue Growth

Revenue Growth	2026	2027
High	27.3%	22.3%
Avg	19.4%	13.8%
Low	8.2%	3.8%

EPS Forecast

EPS	2026	2027
High	11.48	12.90
Avg	11.01	12.43
Low	10.22	11.37

EPS Growth

EPS Growth	2026	2027
High	18.1%	17.2%
Avg	13.3%	12.9%
Low	5.1%	3.2%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.