X Financial (XYF)
NYSE: XYF · Real-Time Price · USD
4.930
-0.040 (-0.80%)
At close: Mar 9, 2026, 4:00 PM EDT
5.03
+0.10 (2.00%)
After-hours: Mar 9, 2026, 7:31 PM EDT
X Financial Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 9, 2026 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2016 |
| Market Capitalization | 208 | 395 | 176 | 166 | 165 | 107 | Upgrade
|
| Market Cap Growth | -58.56% | 124.11% | 6.38% | 0.33% | 54.30% | -60.29% | Upgrade
|
| Enterprise Value | 168 | 312 | 63 | 93 | 28 | 110 | Upgrade
|
| Last Close Price | 4.93 | 8.05 | 3.28 | 2.61 | 2.60 | 1.73 | Upgrade
|
| PE Ratio | 0.86 | 1.87 | 1.05 | 1.41 | 1.27 | - | Upgrade
|
| Forward PE | - | 3.46 | 3.46 | 3.46 | 3.46 | 3.46 | Upgrade
|
| PS Ratio | 0.19 | 0.49 | 0.26 | 0.32 | 0.29 | 0.32 | Upgrade
|
| PB Ratio | 0.18 | 0.42 | 0.21 | 0.24 | 0.26 | 0.23 | Upgrade
|
| P/TBV Ratio | 0.19 | 0.42 | 0.22 | 0.24 | 0.27 | 0.23 | Upgrade
|
| P/FCF Ratio | - | 1.91 | 0.90 | 1.84 | 2.35 | - | Upgrade
|
| P/OCF Ratio | - | 1.89 | 0.90 | 1.82 | 2.34 | - | Upgrade
|
| PEG Ratio | - | 1.76 | 1.76 | 1.76 | 1.76 | 1.76 | Upgrade
|
| EV/Sales Ratio | 0.15 | 0.39 | 0.09 | 0.18 | 0.05 | 0.33 | Upgrade
|
| EV/EBITDA Ratio | 0.22 | 0.62 | 0.15 | 0.34 | 0.14 | - | Upgrade
|
| EV/EBIT Ratio | 0.22 | 0.62 | 0.15 | 0.34 | 0.14 | - | Upgrade
|
| EV/FCF Ratio | - | 1.51 | 0.32 | 1.04 | 0.40 | - | Upgrade
|
| Debt / Equity Ratio | 0.08 | 0.05 | 0.11 | 0.03 | 0.05 | 0.13 | Upgrade
|
| Debt / EBITDA Ratio | 0.11 | 0.10 | 0.21 | 0.07 | 0.14 | - | Upgrade
|
| Debt / FCF Ratio | - | 0.24 | 0.45 | 0.21 | 0.43 | - | Upgrade
|
| Net Debt / Equity Ratio | -0.04 | -0.09 | -0.10 | -0.10 | -0.10 | -0.11 | Upgrade
|
| Net Debt / EBITDA Ratio | -0.05 | -0.17 | -0.20 | -0.25 | -0.30 | 0.78 | Upgrade
|
| Net Debt / FCF Ratio | - | -0.41 | -0.42 | -0.76 | -0.88 | 0.51 | Upgrade
|
| Asset Turnover | 0.60 | 0.50 | 0.47 | 0.44 | 0.49 | 0.28 | Upgrade
|
| Quick Ratio | 1.44 | 1.36 | 1.41 | 1.43 | 0.98 | 1.19 | Upgrade
|
| Current Ratio | 4.51 | 4.73 | 5.10 | 6.39 | 4.59 | 6.57 | Upgrade
|
| Return on Equity (ROE) | 24.19% | 24.06% | 22.39% | 18.60% | 23.41% | -35.16% | Upgrade
|
| Return on Assets (ROA) | 25.35% | 19.71% | 17.54% | 14.69% | 10.96% | -3.65% | Upgrade
|
| Return on Invested Capital (ROIC) | 58.09% | 50.48% | 49.36% | 32.50% | 28.52% | -14.97% | Upgrade
|
| Return on Capital Employed (ROCE) | 44.70% | 38.60% | 29.90% | 25.00% | 21.80% | -7.10% | Upgrade
|
| Earnings Yield | 121.03% | 53.42% | 94.97% | 71.07% | 78.70% | -187.30% | Upgrade
|
| FCF Yield | - | 52.35% | 110.67% | 54.33% | 42.58% | -98.00% | Upgrade
|
| Dividend Yield | 11.28% | 5.21% | 5.12% | - | - | - | Upgrade
|
| Payout Ratio | 8.98% | 7.57% | 4.92% | - | - | - | Upgrade
|
| Buyback Yield / Dilution | 10.76% | -0.87% | 9.79% | 4.30% | -4.87% | -0.47% | Upgrade
|
| Total Shareholder Return | 22.13% | 4.35% | 14.92% | 4.30% | -4.87% | -0.47% | Upgrade
|
Source: S&P Capital IQ. Standard template. Financial Sources.