Exzeo Group, Inc. (XZO)
NYSE: XZO · Real-Time Price · USD
14.62
-0.83 (-5.37%)
Mar 9, 2026, 1:25 PM EDT - Market open
Exzeo Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2020 | 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '20 Dec 31, 2020 | 2019 |
| Premiums & Annuity Revenue | - | - | - | - | 50.83 | Upgrade
|
| Total Interest & Dividend Income | 4.3 | 0.55 | 0.05 | 0.03 | 0.81 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | -0.02 | Upgrade
|
| Other Revenue | 216.98 | 133.95 | 88.33 | 45.63 | 0.1 | Upgrade
|
| Total Revenue | 221.28 | 134.5 | 88.39 | 45.66 | 51.73 | Upgrade
|
| Revenue Growth (YoY) | 64.53% | 52.17% | 93.57% | -11.73% | 136.97% | Upgrade
|
| Policy Benefits | - | - | - | - | 34.06 | Upgrade
|
| Policy Acquisition & Underwriting Costs | - | - | - | - | 15.58 | Upgrade
|
| Depreciation & Amortization | 0.48 | 0.34 | 0.29 | 0.18 | - | Upgrade
|
| Selling, General & Administrative | 110.51 | 95.6 | 85.49 | 83.21 | 0.54 | Upgrade
|
| Other Operating Expenses | - | - | - | - | 7.23 | Upgrade
|
| Total Operating Expenses | 110.99 | 95.93 | 85.78 | 83.38 | 68.19 | Upgrade
|
| Operating Income | 110.29 | 38.57 | 2.61 | -37.72 | -16.46 | Upgrade
|
| Interest Expense | - | -3.33 | -1.72 | -0.88 | -0 | Upgrade
|
| Pretax Income | 110.29 | 35.24 | 0.88 | -38.61 | -16.46 | Upgrade
|
| Income Tax Expense | 27.54 | 9.17 | -12.02 | 3.41 | -4.04 | Upgrade
|
| Earnings From Continuing Ops. | 82.75 | 26.07 | 12.9 | -42.01 | -12.42 | Upgrade
|
| Earnings From Discontinued Ops. | - | 19.25 | 8.56 | -17.3 | - | Upgrade
|
| Net Income | 82.75 | 45.32 | 21.46 | -59.32 | -12.42 | Upgrade
|
| Preferred Dividends & Other Adjustments | 3.75 | 10.7 | 9.57 | 4.48 | - | Upgrade
|
| Net Income to Common | 79 | 34.62 | 11.89 | -63.8 | -12.42 | Upgrade
|
| Net Income Growth | 82.58% | 111.17% | - | - | - | Upgrade
|
| Shares Outstanding (Basic) | 80 | 77 | 76 | 76 | 75 | Upgrade
|
| Shares Outstanding (Diluted) | 80 | 77 | 76 | 76 | 75 | Upgrade
|
| Shares Change (YoY) | 3.45% | 1.83% | 0.56% | 0.91% | - | Upgrade
|
| EPS (Basic) | 0.99 | 0.45 | 0.16 | -0.84 | -0.17 | Upgrade
|
| EPS (Diluted) | 0.99 | 0.45 | 0.16 | -0.84 | -0.17 | Upgrade
|
| EPS Growth | 120.55% | 185.93% | - | - | - | Upgrade
|
| Free Cash Flow | 97.45 | 188.58 | 56.12 | -20.22 | 28.9 | Upgrade
|
| Free Cash Flow Per Share | 1.22 | 2.43 | 0.74 | -0.27 | 0.39 | Upgrade
|
| Operating Margin | 49.84% | 28.67% | 2.95% | -82.62% | -31.82% | Upgrade
|
| Profit Margin | 35.70% | 25.74% | 13.45% | -139.72% | -24.02% | Upgrade
|
| Free Cash Flow Margin | 44.04% | 140.21% | 63.50% | -44.28% | 55.86% | Upgrade
|
| EBITDA | 113.23 | 40.93 | 4.81 | -36.04 | -15.36 | Upgrade
|
| EBITDA Margin | 51.17% | 30.43% | 5.44% | -78.92% | -29.69% | Upgrade
|
| D&A For EBITDA | 2.93 | 2.36 | 2.2 | 1.69 | 1.1 | Upgrade
|
| EBIT | 110.29 | 38.57 | 2.61 | -37.72 | -16.46 | Upgrade
|
| EBIT Margin | 49.84% | 28.67% | 2.95% | -82.62% | -31.82% | Upgrade
|
| Effective Tax Rate | 24.97% | 26.02% | - | - | - | Upgrade
|
| Revenue as Reported | - | - | - | - | 51.73 | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.