Exzeo Group, Inc. (XZO)
NYSE: XZO · Real-Time Price · USD
15.20
-0.25 (-1.62%)
Mar 9, 2026, 4:00 PM EDT - Market closed
Exzeo Group Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2020 | 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '20 Dec 31, 2020 | 2019 |
| Net Income | 82.75 | 45.32 | 21.46 | -59.32 | -12.42 | Upgrade
|
| Depreciation & Amortization | 2.93 | 2.36 | 2.2 | 1.69 | 1.1 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | 0.07 | Upgrade
|
| Stock-Based Compensation | 2.64 | 3.38 | 2.93 | 3.51 | 1.77 | Upgrade
|
| Change in Accounts Receivable | -2.91 | - | - | - | -2.36 | Upgrade
|
| Reinsurance Recoverable | - | - | - | - | 0.03 | Upgrade
|
| Change in Accounts Payable | 0.43 | 0.44 | 0.61 | -0.65 | - | Upgrade
|
| Change in Unearned Revenue | 18.88 | 15.5 | 4.65 | 22.63 | 28.57 | Upgrade
|
| Change in Income Taxes | 5.55 | 4.22 | -2.49 | -1.89 | 0.89 | Upgrade
|
| Change in Insurance Reserves / Liabilities | - | - | - | - | 14.58 | Upgrade
|
| Change in Other Net Operating Assets | -5.06 | -4.36 | -4.96 | -2.19 | 1.32 | Upgrade
|
| Other Operating Activities | -4.92 | -17.6 | -14.24 | 22.22 | -0.08 | Upgrade
|
| Operating Cash Flow | 100.3 | 191.91 | 59.37 | -16.76 | 30.38 | Upgrade
|
| Operating Cash Flow Growth | -47.74% | 223.25% | - | - | -8.19% | Upgrade
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| Capital Expenditures | -2.84 | -3.33 | -3.25 | -3.45 | -1.49 | Upgrade
|
| Investment in Securities | - | - | - | - | -1.02 | Upgrade
|
| Other Investing Activities | - | -189.19 | -13.35 | -238.37 | - | Upgrade
|
| Investing Cash Flow | -2.84 | -192.52 | -16.6 | -241.82 | -2.51 | Upgrade
|
| Short-Term Debt Issued | - | - | - | - | 22 | Upgrade
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| Long-Term Debt Issued | - | 100 | - | 17.99 | - | Upgrade
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| Total Debt Issued | - | 100 | - | 17.99 | 22 | Upgrade
|
| Total Debt Repaid | - | -2.99 | -0.01 | -0.01 | -0.01 | Upgrade
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| Net Debt Issued (Repaid) | - | 97.01 | -0.01 | 17.98 | 21.99 | Upgrade
|
| Issuance of Common Stock | 156.21 | - | - | - | 0.01 | Upgrade
|
| Repurchases of Common Stock | -1.49 | -0.48 | -0.35 | -0.41 | - | Upgrade
|
| Repurchases of Preferred Stock | - | -100 | - | - | - | Upgrade
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| Preferred Dividends Paid | - | -2.92 | -6.76 | -5.51 | - | Upgrade
|
| Total Dividends Paid | - | -2.92 | -6.76 | -5.51 | - | Upgrade
|
| Other Financing Activities | -1.07 | - | - | 17.99 | -0.01 | Upgrade
|
| Financing Cash Flow | 153.65 | -6.4 | -7.12 | 30.06 | 21.99 | Upgrade
|
| Foreign Exchange Rate Adjustments | -0.23 | -0.09 | -0.04 | -0.1 | 0 | Upgrade
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| Net Cash Flow | 250.87 | -7.09 | 35.61 | -228.62 | 49.86 | Upgrade
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| Free Cash Flow | 97.45 | 188.58 | 56.12 | -20.22 | 28.9 | Upgrade
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| Free Cash Flow Growth | -48.32% | 236.01% | - | - | -5.69% | Upgrade
|
| Free Cash Flow Margin | 44.04% | 140.21% | 63.50% | -44.28% | 55.86% | Upgrade
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| Free Cash Flow Per Share | 1.22 | 2.43 | 0.74 | -0.27 | 0.39 | Upgrade
|
| Cash Interest Paid | - | 3.47 | 1.68 | 0.8 | 0 | Upgrade
|
| Cash Income Tax Paid | 34.22 | 14.26 | 0.87 | 0.78 | 0.15 | Upgrade
|
| Levered Free Cash Flow | 91.67 | -11.18 | - | - | 10.37 | Upgrade
|
| Unlevered Free Cash Flow | 91.67 | -9.09 | - | - | 10.37 | Upgrade
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| Change in Working Capital | 16.9 | 15.8 | -2.2 | 17.9 | 39.95 | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.