Zions Bancorporation, National Association (ZION)
NASDAQ: ZION · Real-Time Price · USD
55.33
-0.41 (-0.74%)
Mar 9, 2026, 3:27 PM EDT - Market open
ZION Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 3,501 | 3,514 | 3,196 | 2,112 | 1,935 | Upgrade
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| Interest Income on Investments | 683 | 779 | 751 | 593 | 332 | Upgrade
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| Total Interest Income | 4,184 | 4,293 | 3,947 | 2,705 | 2,267 | Upgrade
|
| Interest Paid on Deposits | 1,250 | 1,540 | 1,063 | 70 | 30 | Upgrade
|
| Interest Paid on Borrowings | 307 | 323 | 446 | 115 | 29 | Upgrade
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| Total Interest Expense | 1,557 | 1,863 | 1,509 | 185 | 59 | Upgrade
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| Net Interest Income | 2,627 | 2,430 | 2,438 | 2,520 | 2,208 | Upgrade
|
| Net Interest Income Growth (YoY) | 8.11% | -0.33% | -3.25% | 14.13% | -0.36% | Upgrade
|
| Trust Income | 57 | 58 | 58 | 55 | 50 | Upgrade
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| Gain (Loss) on Sale of Investments | 52 | 19 | 4 | -15 | 71 | Upgrade
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| Other Non-Interest Income | 649 | 623 | 615 | 592 | 582 | Upgrade
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| Total Non-Interest Income | 758 | 700 | 677 | 632 | 703 | Upgrade
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| Non-Interest Income Growth (YoY) | 8.29% | 3.40% | 7.12% | -10.10% | 22.47% | Upgrade
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| Revenues Before Loan Losses | 3,385 | 3,130 | 3,115 | 3,152 | 2,911 | Upgrade
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| Provision for Loan Losses | 72 | 72 | 132 | 122 | -276 | Upgrade
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| Revenue | 3,313 | 3,058 | 2,983 | 3,030 | 3,187 | Upgrade
|
| Revenue Growth (YoY) | 8.34% | 2.51% | -1.55% | -4.93% | 34.13% | Upgrade
|
| Salaries and Employee Benefits | 1,315 | 1,254 | 1,242 | 1,205 | 1,099 | Upgrade
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| Occupancy Expenses | 126 | 121 | 117 | 106 | 106 | Upgrade
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| Federal Deposit Insurance | 64 | 91 | 169 | 50 | 34 | Upgrade
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| Selling, General & Administrative | 476 | 442 | 424 | 381 | 389 | Upgrade
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| Other Non-Interest Expense | 159 | 139 | 145 | 135 | 118 | Upgrade
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| Total Non-Interest Expense | 2,138 | 2,046 | 2,097 | 1,878 | 1,746 | Upgrade
|
| EBT Excluding Unusual Items | 1,175 | 1,012 | 886 | 1,152 | 1,441 | Upgrade
|
| Other Unusual Items | - | - | - | - | 5 | Upgrade
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| Pretax Income | 1,175 | 1,012 | 886 | 1,152 | 1,446 | Upgrade
|
| Income Tax Expense | 276 | 228 | 206 | 245 | 317 | Upgrade
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| Net Income | 899 | 784 | 680 | 907 | 1,129 | Upgrade
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| Preferred Dividends & Other Adjustments | 15 | 55 | 38 | 37 | 41 | Upgrade
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| Net Income to Common | 884 | 729 | 642 | 870 | 1,088 | Upgrade
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| Net Income Growth | 14.67% | 15.29% | -25.03% | -19.66% | 109.46% | Upgrade
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| Basic Shares Outstanding | 147 | 147 | 148 | 150 | 160 | Upgrade
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| Diluted Shares Outstanding | 147 | 147 | 148 | 150 | 160 | Upgrade
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| Shares Change (YoY) | -0.04% | -0.37% | -1.67% | -6.22% | -3.25% | Upgrade
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| EPS (Basic) | 6.01 | 4.95 | 4.35 | 5.80 | 6.80 | Upgrade
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| EPS (Diluted) | 6.01 | 4.95 | 4.35 | 5.79 | 6.79 | Upgrade
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| EPS Growth | 21.39% | 13.92% | -24.95% | -14.73% | 124.83% | Upgrade
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| Dividend Per Share | 1.760 | 1.660 | 1.640 | 1.580 | 1.440 | Upgrade
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| Dividend Growth | 6.02% | 1.22% | 3.80% | 9.72% | 5.88% | Upgrade
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| Effective Tax Rate | 23.49% | 22.53% | 23.25% | 21.27% | 21.92% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.