Zions Bancorporation, National Association (ZION)
NASDAQ: ZION · Real-Time Price · USD
55.78
+0.04 (0.07%)
At close: Mar 9, 2026, 4:00 PM EDT
55.53
-0.25 (-0.45%)
After-hours: Mar 9, 2026, 7:31 PM EDT
ZION Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | 899 | 784 | 680 | 907 | 1,129 | Upgrade
|
| Depreciation & Amortization | 116 | 124 | 140 | 110 | -14 | Upgrade
|
| Provision for Credit Losses | 72 | 72 | 132 | 122 | -276 | Upgrade
|
| Change in Trading Asset Securities | -29 | 13 | 22 | -93 | -107 | Upgrade
|
| Change in Other Net Operating Assets | 3 | 164 | -170 | 483 | -51 | Upgrade
|
| Other Operating Activities | -23 | -42 | 48 | -89 | -80 | Upgrade
|
| Operating Cash Flow | 1,073 | 1,148 | 885 | 1,470 | 629 | Upgrade
|
| Operating Cash Flow Growth | -6.53% | 29.72% | -39.80% | 133.70% | -12.52% | Upgrade
|
| Capital Expenditures | -121 | -97 | -113 | -190 | -206 | Upgrade
|
| Cash Acquisitions | 191 | - | - | 318 | - | Upgrade
|
| Investment in Securities | 1,942 | 159 | 4,601 | 5,878 | -14,218 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -1,255 | -1,714 | -2,103 | -4,628 | 2,814 | Upgrade
|
| Other Investing Activities | -19 | 12 | -15 | 27 | 31 | Upgrade
|
| Investing Cash Flow | 738 | -1,640 | 2,370 | 1,405 | -11,579 | Upgrade
|
| Short-Term Debt Issued | - | - | - | 9,514 | - | Upgrade
|
| Long-Term Debt Issued | 498 | 496 | - | - | - | Upgrade
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| Total Debt Issued | 498 | 496 | - | 9,514 | - | Upgrade
|
| Short-Term Debt Repaid | -728 | -547 | -6,038 | - | -669 | Upgrade
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| Long-Term Debt Repaid | - | -88 | -128 | -290 | -286 | Upgrade
|
| Total Debt Repaid | -728 | -635 | -6,166 | -290 | -955 | Upgrade
|
| Net Debt Issued (Repaid) | -230 | -139 | -6,166 | 9,224 | -955 | Upgrade
|
| Issuance of Common Stock | 6 | 10 | 3 | 9 | 21 | Upgrade
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| Repurchase of Common Stock | -41 | -36 | -51 | -202 | -800 | Upgrade
|
| Preferred Share Repurchases | - | -374 | - | - | -126 | Upgrade
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| Common Dividends Paid | -263 | -248 | - | -240 | -232 | Upgrade
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| Preferred Dividends Paid | -4 | -41 | - | -29 | -29 | Upgrade
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| Total Dividends Paid | -267 | -289 | -282 | -269 | -261 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | -1,236 | 1,262 | 3,309 | -11,567 | 13,136 | Upgrade
|
| Other Financing Activities | -11 | -7 | -9 | -8 | -13 | Upgrade
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| Financing Cash Flow | -1,779 | 427 | -3,196 | -2,813 | 11,002 | Upgrade
|
| Net Cash Flow | 32 | -65 | 59 | 62 | 52 | Upgrade
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| Free Cash Flow | 952 | 1,051 | 772 | 1,280 | 423 | Upgrade
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| Free Cash Flow Growth | -9.42% | 36.14% | -39.69% | 202.60% | -22.81% | Upgrade
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| Free Cash Flow Margin | 28.73% | 34.37% | 25.88% | 42.24% | 13.27% | Upgrade
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| Free Cash Flow Per Share | 6.47 | 7.14 | 5.22 | 8.52 | 2.64 | Upgrade
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| Cash Interest Paid | 1,567 | 1,905 | 1,368 | 160 | 81 | Upgrade
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| Cash Income Tax Paid | 196 | 192 | 255 | 21 | 442 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.