Sharjah Islamic Bank PJSC (ADX:SIB)
United Arab Emirates
· Delayed Price · Currency is AED 2.940
+0.010 (0.34%)
Last updated: Apr 27, 2026, 10:00 AM GST
Sharjah Islamic Bank PJSC Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 4,032 | 3,900 | 3,725 | 3,089 | 1,939 | 1,658 | Upgrade
|
| Interest Paid on Deposits | 2,353 | 2,318 | 2,215 | 1,636 | 725.3 | 563.27 | Upgrade
|
| Total Interest Expense | 2,353 | 2,318 | 2,215 | 1,636 | 725.3 | 563.27 | Upgrade
|
| Net Interest Income | 1,679 | 1,582 | 1,510 | 1,453 | 1,213 | 1,094 | Upgrade
|
| Net Interest Income Growth (YoY) | 11.59% | 4.78% | 3.92% | 19.75% | 10.88% | 12.36% | Upgrade
|
| Gain (Loss) on Sale of Assets | 72.16 | 61.44 | 28.41 | 15.67 | 24.87 | 18.84 | Upgrade
|
| Other Non-Interest Income | 847 | 842.43 | 642.84 | 506.39 | 370.88 | 314.32 | Upgrade
|
| Total Non-Interest Income | 919.16 | 903.87 | 671.25 | 522.06 | 395.76 | 333.16 | Upgrade
|
| Non-Interest Income Growth (YoY) | 30.68% | 34.65% | 28.58% | 31.91% | 18.79% | 16.81% | Upgrade
|
| Revenues Before Loan Losses | 2,598 | 2,486 | 2,181 | 1,975 | 1,609 | 1,427 | Upgrade
|
| Provision for Loan Losses | 225.45 | 217.02 | 210.41 | 220.61 | 313.77 | 244.55 | Upgrade
|
| Revenue | 2,373 | 2,269 | 1,971 | 1,754 | 1,295 | 1,183 | Upgrade
|
| Revenue Growth (YoY) | 15.19% | 15.13% | 12.33% | 35.44% | 9.51% | 17.90% | Upgrade
|
| Salaries and Employee Benefits | 571.55 | 571.55 | 509.93 | 450.51 | 414.24 | 397.22 | Upgrade
|
| Occupancy Expenses | 61.31 | 61.31 | 54.67 | 52.48 | 51.84 | 49.99 | Upgrade
|
| Selling, General & Administrative | 300.09 | 264.63 | 214.51 | 191.47 | 144.75 | 129.57 | Upgrade
|
| Total Non-Interest Expense | 932.95 | 897.49 | 779.11 | 694.45 | 610.82 | 576.78 | Upgrade
|
| EBT Excluding Unusual Items | 1,440 | 1,371 | 1,192 | 1,060 | 684.53 | 606.12 | Upgrade
|
| Asset Writedown | 76.15 | 76.15 | -42.77 | -218.42 | -33.62 | -92.05 | Upgrade
|
| Pretax Income | 1,516 | 1,448 | 1,149 | 841.54 | 650.91 | 514.07 | Upgrade
|
| Income Tax Expense | 136.85 | 130.1 | 100.96 | - | - | - | Upgrade
|
| Net Income | 1,379 | 1,317 | 1,048 | 841.54 | 650.91 | 514.07 | Upgrade
|
| Preferred Dividends & Other Adjustments | 102.16 | 148.07 | 91.83 | 91.83 | - | - | Upgrade
|
| Net Income to Common | 1,277 | 1,169 | 956.06 | 749.72 | 650.91 | 514.07 | Upgrade
|
| Net Income Growth | 24.15% | 25.73% | 24.52% | 29.29% | 26.62% | 26.67% | Upgrade
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| Basic Shares Outstanding | 3,095 | 3,095 | 3,200 | 3,236 | 3,236 | 3,236 | Upgrade
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| Diluted Shares Outstanding | 3,095 | 3,095 | 3,200 | 3,236 | 3,236 | 3,236 | Upgrade
|
| Shares Change (YoY) | -3.33% | -3.26% | -1.11% | - | - | - | Upgrade
|
| EPS (Basic) | 0.41 | 0.38 | 0.30 | 0.23 | 0.20 | 0.16 | Upgrade
|
| EPS (Diluted) | 0.41 | 0.38 | 0.30 | 0.23 | 0.20 | 0.16 | Upgrade
|
| EPS Growth | 28.73% | 26.44% | 29.91% | 14.33% | 26.62% | 26.67% | Upgrade
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| Dividend Per Share | 0.200 | 0.200 | 0.150 | 0.100 | 0.095 | 0.076 | Upgrade
|
| Dividend Growth | 33.33% | 33.33% | 50.00% | 5.04% | 24.93% | - | Upgrade
|
| Effective Tax Rate | 9.03% | 8.99% | 8.79% | - | - | - | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.