1.450
-0.070 (-4.61%)
Last updated: Mar 6, 2026, 10:00 AM GST
United Arab Bank P.J.S.C. Cash Flow Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Net Income | 437.86 | 300.96 | 255.31 | 154.72 | 70.19 | |
| Depreciation & Amortization | 21.15 | 22.06 | 22.48 | 23.32 | 24.9 | |
| Other Amortization | 2 | 1.84 | - | - | - | |
| Gain (Loss) on Sale of Assets | -15.35 | -0.1 | -63.57 | -48.02 | -27.79 | |
| Gain (Loss) on Sale of Investments | -47.7 | 3.55 | 4.82 | 15.12 | -20.15 | |
| Total Asset Writedown | 9.95 | 13.68 | 4.34 | 4.29 | 7.42 | |
| Provision for Credit Losses | 91.43 | -12.12 | 100.38 | 96.66 | 126 | |
| Change in Other Net Operating Assets | -2,750 | -3,668 | -1,033 | 473.99 | 1,901 | |
| Other Operating Activities | -36.77 | 34.7 | -0.66 | -12.68 | -0.85 | |
| Operating Cash Flow | -2,287 | -3,303 | -709.86 | 707.4 | 2,081 | |
| Operating Cash Flow Growth | - | - | - | -66.01% | -9.47% | |
| Capital Expenditures | -70.27 | -46.01 | -22.68 | -12.86 | -12.67 | |
| Sale of Property, Plant and Equipment | 0.03 | 0.13 | 153 | - | - | |
| Investment in Securities | -1,697 | -879.67 | -1,175 | -687.39 | -344.24 | |
| Other Investing Activities | 29 | - | 16.7 | 148.53 | 50.55 | |
| Investing Cash Flow | -1,739 | -925.54 | -1,028 | -551.73 | -306.36 | |
| Long-Term Debt Issued | 1,000 | - | 734.6 | - | - | |
| Long-Term Debt Repaid | -734.6 | - | - | - | - | |
| Net Debt Issued (Repaid) | 265.4 | - | 734.6 | - | - | |
| Issuance of Common Stock | 1,034 | 0.87 | 550.88 | - | - | |
| Repurchase of Common Stock | - | - | -3.89 | - | - | |
| Common Dividends Paid | -44.4 | -44.4 | -22.2 | - | - | |
| Net Increase (Decrease) in Deposit Accounts | 4,232 | 3,340 | 1,669 | -1,838 | -840.41 | |
| Other Financing Activities | -12.67 | - | -6.51 | - | - | |
| Financing Cash Flow | 5,474 | 3,296 | 2,922 | -1,838 | -840.41 | |
| Net Cash Flow | 1,448 | -932.92 | 1,184 | -1,682 | 934.18 | |
| Free Cash Flow | -2,357 | -3,349 | -732.54 | 694.53 | 2,068 | |
| Free Cash Flow Growth | - | - | - | -66.42% | -8.92% | |
| Free Cash Flow Margin | -278.22% | -516.38% | -135.63% | 170.01% | 658.89% | |
| Free Cash Flow Per Share | -0.96 | -1.63 | -0.36 | 0.34 | 1.00 | |
Source: S&P Capital IQ. Banks template.
Financial Sources.
United Arab Emirates
· Delayed Price · Currency is AED