United Arab Bank P.J.S.C. Statistics

Total Valuation

ADX:UAB has a market cap or net worth of AED 4.18 billion.

Market Cap	4.18B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, April 30, 2026.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	Mar 12, 2026

Share Statistics

ADX:UAB has 3.09 billion shares outstanding. The number of shares has increased by 27.76% in one year.

Current Share Class	3.09B
Shares Outstanding	3.09B
Shares Change (YoY)	+27.76%
Shares Change (QoQ)	-0.22%
Owned by Insiders (%)	17.63%
Owned by Institutions (%)	10.79%
Float	1.31B

Valuation Ratios

The trailing PE ratio is 8.94 and the forward PE ratio is 9.71.

PE Ratio	8.94
Forward PE	9.71
PS Ratio	5.08
PB Ratio	1.09
P/TBV Ratio	1.11
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.05
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.65%.

Return on Equity (ROE)	12.65%
Return on Assets (ROA)	1.63%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.91%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:UAB has paid 41.29 million in taxes.

Income Tax	41.29M
Effective Tax Rate	9.12%

Stock Price Statistics

The stock price has decreased by -2.86% in the last 52 weeks. The beta is 0.55, so ADX:UAB's price volatility has been lower than the market average.

Beta (5Y)	0.55
52-Week Price Change	-2.86%
50-Day Moving Average	1.38
200-Day Moving Average	1.28
Relative Strength Index (RSI)	55.29
Average Volume (20 Days)	4,538,759

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:UAB had revenue of AED 822.70 million and earned 411.36 million in profits. Earnings per share was 0.15.

Revenue	822.70M
Gross Profit	822.70M
Operating Income	452.64M
Pretax Income	452.64M
Net Income	411.36M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.15

Full Income Statement

Balance Sheet

The company has 1.58 billion in cash and 3.60 billion in debt, giving a net cash position of -2.03 billion or -0.65 per share.

Cash & Cash Equivalents	1.58B
Total Debt	3.60B
Net Cash	-2.03B
Net Cash Per Share	-0.65
Equity (Book Value)	3.84B
Book Value Per Share	1.06
Working Capital	-18.71B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -3.35 billion and capital expenditures -77.57 million, giving a free cash flow of -3.43 billion.

Operating Cash Flow	-3.35B
Capital Expenditures	-77.57M
Depreciation & Amortization	n/a
Net Borrowing	265.40M
Free Cash Flow	-3.43B
FCF Per Share	-1.11

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	55.02%
Pretax Margin	55.02%
Profit Margin	50.00%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.04, which amounts to a dividend yield of 2.59%.

Dividend Per Share	0.04
Dividend Yield	2.59%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	42.80%
Buyback Yield	-27.76%
Shareholder Yield	-25.24%
Earnings Yield	9.85%
FCF Yield	-82.03%

Dividend Details

Stock Splits

The last stock split was on March 12, 2015. It was a forward split with a ratio of 1.2.

Last Split Date	Mar 12, 2015
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2