AIM:DFCH Cash Flow Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	15.16	14.02	3.16	9.76	-3.68	Upgrade
Depreciation & Amortization	0.95	0.64	0.5	0.32	0.26	Upgrade
Other Amortization	0.28	0.29	0.38	0.38	0.31	Upgrade
Asset Writedown & Restructuring Costs	0.28	-	-	-	-	Upgrade
Provision for Credit Losses	4.06	-0.24	11.6	2.3	0.56	Upgrade
Stock-Based Compensation	1.25	0.99	0.91	0.5	0.36	Upgrade
Change in Trading Asset Securities	0.69	-0.32	0.04	-0.06	-	Upgrade
Change in Other Net Operating Assets	8.13	-12.7	-55.33	-9.32	15.47	Upgrade
Other Operating Activities	2.16	6.51	1.04	-7.28	-0.11	Upgrade
Operating Cash Flow	32.95	9.2	-37.71	-3.41	13.18	Upgrade
Operating Cash Flow Growth	258.15%	-	-	-	-80.08%	Upgrade
Capital Expenditures	-3.56	-0.4	-0.42	-1.04	-0.25	Upgrade
Sale of Property, Plant & Equipment	0.03	-	-	-	-	Upgrade
Sale (Purchase) of Intangibles	-0.08	-0.62	-0.12	-0.19	-0.59	Upgrade
Investment in Securities	0	15.08	8.45	85.07	-43.02	Upgrade
Other Investing Activities	-0.02	0.1	0.38	0.75	0.55	Upgrade
Investing Cash Flow	-3.62	14.16	8.29	84.58	-43.31	Upgrade
Long-Term Debt Issued	5	-	10	-	-	Upgrade
Long-Term Debt Repaid	-0.11	-0.25	-0.28	-	-	Upgrade
Net Debt Issued (Repaid)	4.89	-0.25	9.72	-	-	Upgrade
Issuance of Common Stock	-	-	-	-	38.65	Upgrade
Repurchase of Common Stock	-5.07	-0.14	-0.07	-	-	Upgrade
Other Financing Activities	-1.15	-1.27	-	-0.14	-0.15	Upgrade
Financing Cash Flow	-1.33	-1.67	9.66	-0.14	38.5	Upgrade
Net Cash Flow	28	21.7	-19.76	81.03	8.36	Upgrade
Free Cash Flow	29.4	8.8	-38.13	-4.45	12.93	Upgrade
Free Cash Flow Growth	233.89%	-	-	-	-80.45%	Upgrade
Free Cash Flow Margin	56.42%	18.59%	-140.96%	-24.57%	119.58%	Upgrade
Free Cash Flow Per Share	0.16	0.05	-0.20	-0.03	0.08	Upgrade
Cash Interest Paid	1.27	1.27	-	0.14	0.15	Upgrade
Cash Income Tax Paid	3.3	0.68	-	-0	-	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.