Bendigo and Adelaide Bank Ratios and Metrics

Market cap in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Apr '26 Apr 28, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021	2020 - 2016
Market Capitalization	6,139	7,156	6,505	4,861	5,107	5,722	Upgrade
Market Cap Growth	4.66%	10.01%	33.83%	-4.82%	-10.75%	53.79%	Upgrade
Last Close Price	10.61	12.00	10.32	7.23	7.19	7.87	Upgrade
PE Ratio	-	-	11.94	9.78	10.46	10.92	Upgrade
PS Ratio	3.20	3.74	3.50	2.64	3.03	3.47	Upgrade
PB Ratio	0.92	1.07	0.93	0.71	0.76	0.90	Upgrade
P/FCF Ratio	-	-	-	1.65	-	-	Upgrade
P/OCF Ratio	-	-	-	1.63	-	-	Upgrade
Debt / Equity Ratio	1.44	1.75	1.57	1.98	2.00	2.13	Upgrade
Debt / FCF Ratio	-	-	-	4.59	-	-	Upgrade
Net Debt / Equity Ratio	1.02	1.06	1.22	0.71	1.40	0.71	Upgrade
Net Debt / FCF Ratio	-2.58	-2.23	-1.13	1.64	-0.81	-1.11	Upgrade
Return on Equity (ROE)	-1.21%	-1.42%	7.85%	7.33%	7.47%	8.62%	Upgrade
Return on Assets (ROA)	-0.08%	-0.10%	0.55%	0.51%	0.54%	0.64%	Upgrade
Earnings Yield	-1.36%	-1.36%	8.38%	10.22%	9.56%	9.16%	Upgrade
FCF Yield	-42.54%	-44.18%	-117.12%	60.62%	-227.74%	-70.94%	Upgrade
Dividend Yield	5.96%	5.25%	6.11%	8.44%	7.38%	6.35%	Upgrade
Payout Ratio	-	-	64.40%	58.49%	43.78%	20.09%	Upgrade
Buyback Yield / Dilution	12.76%	14.67%	-0.14%	-1.90%	1.15%	-8.13%	Upgrade
Total Shareholder Return	18.72%	19.92%	5.96%	6.53%	8.52%	-1.78%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.