Optima bank S.A. (ATH:OPTIMA)
Greece
· Delayed Price · Currency is EUR 8.54
-0.56 (-6.15%)
At close: Mar 6, 2026
Optima bank Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | - | 253.65 | 173.1 | 65.06 | 29.7 | Upgrade
|
| Interest Income on Investments | - | 0.51 | 0.25 | 0.15 | 0.17 | Upgrade
|
| Total Interest Income | - | 254.16 | 173.34 | 65.21 | 29.87 | Upgrade
|
| Interest Paid on Deposits | - | 63.79 | 30.89 | 4.26 | 2.67 | Upgrade
|
| Net Interest Income | 210 | 190.37 | 142.46 | 60.94 | 27.2 | Upgrade
|
| Net Interest Income Growth (YoY) | 10.31% | 33.63% | 133.75% | 124.06% | 259.74% | Upgrade
|
| Income From Trading Activities | 17.9 | - | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 9.35 | 10.26 | -0.29 | 4.48 | Upgrade
|
| Other Non-Interest Income | 69.7 | 52.36 | 39.43 | 36.04 | 16.31 | Upgrade
|
| Total Non-Interest Income | 87.6 | 64.35 | 50.5 | 35.75 | 20.79 | Upgrade
|
| Non-Interest Income Growth (YoY) | 36.12% | 27.43% | 41.28% | 71.90% | 14.50% | Upgrade
|
| Revenues Before Loan Losses | 297.6 | 254.72 | 192.96 | 96.69 | 47.99 | Upgrade
|
| Provision for Loan Losses | 24.5 | 20.55 | 9.91 | 6.74 | 4.12 | Upgrade
|
| Revenue | 273.1 | 234.17 | 183.04 | 89.95 | 43.87 | Upgrade
|
| Revenue Growth (YoY) | 16.63% | 27.93% | 103.50% | 105.04% | 112.29% | Upgrade
|
| Salaries and Employee Benefits | 36.3 | 32.64 | 30.38 | 22.54 | 19.55 | Upgrade
|
| Occupancy Expenses | 9.3 | 8.33 | 7.31 | 5.96 | 5.05 | Upgrade
|
| Selling, General & Administrative | 20.9 | - | - | - | - | Upgrade
|
| Other Non-Interest Expense | 0.1 | 16.91 | 19.24 | 13.31 | 9.14 | Upgrade
|
| Total Non-Interest Expense | 67.2 | 57.53 | 57.13 | 41.81 | 33.75 | Upgrade
|
| EBT Excluding Unusual Items | 205.9 | 176.64 | 125.92 | 48.14 | 10.12 | Upgrade
|
| Legal Settlements | - | - | 0.03 | -0.04 | - | Upgrade
|
| Pretax Income | 205.9 | 176.64 | 125.94 | 48.11 | 10.12 | Upgrade
|
| Income Tax Expense | 35.9 | 36.41 | 22.92 | 5.68 | 0.07 | Upgrade
|
| Earnings From Continuing Operations | 170 | 140.23 | 103.02 | 42.43 | 10.05 | Upgrade
|
| Minority Interest in Earnings | - | -0 | -0 | -0 | - | Upgrade
|
| Net Income | 170 | 140.22 | 103.02 | 42.43 | 10.05 | Upgrade
|
| Net Income to Common | 170 | 140.22 | 103.02 | 42.43 | 10.05 | Upgrade
|
| Net Income Growth | 21.23% | 36.11% | 142.83% | 322.18% | - | Upgrade
|
| Basic Shares Outstanding | 221 | 221 | 160 | 113 | 113 | Upgrade
|
| Diluted Shares Outstanding | 221 | 221 | 160 | 120 | 113 | Upgrade
|
| Shares Change (YoY) | -0.00% | 38.33% | 33.41% | 6.24% | - | Upgrade
|
| EPS (Basic) | 0.77 | 0.63 | 0.64 | 0.38 | 0.09 | Upgrade
|
| EPS (Diluted) | 0.77 | 0.63 | 0.64 | 0.36 | 0.09 | Upgrade
|
| EPS Growth | 21.31% | -1.55% | 80.91% | 299.40% | - | Upgrade
|
| Dividend Per Share | - | 0.190 | 0.147 | - | - | Upgrade
|
| Dividend Growth | - | 29.52% | - | - | - | Upgrade
|
| Effective Tax Rate | 17.44% | 20.61% | 18.20% | 11.80% | 0.72% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.