Byblos Bank S.A.L. (BDB:BYB)
Lebanon
· Delayed Price · Currency is LBP · Price in USD 0.940
+0.070 (8.05%)
At close: Oct 21, 2025
Byblos Bank S.A.L. Income Statement
Financials in millions LBP. Fiscal year is January - December.
Millions LBP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 12,106,316 | 13,836,060 | 4,450,344 | 1,252,079 | 1,520,843 | 1,906,799 | Upgrade
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| Total Interest Income | 12,106,316 | 13,836,060 | 4,450,344 | 1,252,079 | 1,520,843 | 1,906,799 | Upgrade
|
| Interest Paid on Deposits | 3,299,095 | 3,747,087 | 995,834 | 315,008 | 473,794 | 1,078,266 | Upgrade
|
| Net Interest Income | 8,807,221 | 10,088,973 | 3,454,510 | 937,071 | 1,047,049 | 828,533 | Upgrade
|
| Net Interest Income Growth (YoY) | 61.84% | 192.05% | 268.65% | -10.50% | 26.37% | 124.35% | Upgrade
|
| Income From Trading Activities | 9,081,072 | 6,308,322 | 3,639,456 | -1,314,181 | -292,079 | -30,567 | Upgrade
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| Gain (Loss) on Sale of Assets | - | - | 2,354 | - | 590 | -605 | Upgrade
|
| Gain (Loss) on Sale of Investments | 35,543 | - | - | -38,240 | -7,825 | -143,217 | Upgrade
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| Other Non-Interest Income | 5,850,667 | 5,310,175 | 1,236,102 | -494,914 | 84,577 | 621,205 | Upgrade
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| Total Non-Interest Income | 14,967,282 | 11,618,497 | 4,877,912 | -1,847,335 | -214,737 | 446,816 | Upgrade
|
| Non-Interest Income Growth (YoY) | 61.96% | 138.19% | - | - | - | 73.44% | Upgrade
|
| Revenues Before Loan Losses | 23,774,503 | 21,707,470 | 8,332,422 | -910,264 | 832,312 | 1,275,349 | Upgrade
|
| Provision for Loan Losses | 4,184,807 | 2,366,925 | 1,175,786 | -25,066 | 427,653 | 1,062,602 | Upgrade
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| Revenue | 19,589,696 | 19,340,545 | 7,156,636 | -885,198 | 404,659 | 212,747 | Upgrade
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| Revenue Growth (YoY) | 52.19% | 170.25% | - | - | 90.21% | 4.27% | Upgrade
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| Salaries and Employee Benefits | 5,073,995 | 4,649,073 | 1,046,411 | 211,607 | 160,849 | 190,494 | Upgrade
|
| Occupancy Expenses | 619,910 | 556,073 | 151,423 | 19,012 | 21,502 | 23,052 | Upgrade
|
| Amortization of Goodwill & Intangibles | 83,586 | 83,586 | 7,134 | 4,817 | 4,554 | 5,501 | Upgrade
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| Selling, General & Administrative | 1,082,621 | 1,082,621 | 281,399 | 134,334 | 37,473 | 24,303 | Upgrade
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| Other Non-Interest Expense | 10,840,966 | 10,968,386 | 5,464,752 | 280,997 | 147,769 | 87,668 | Upgrade
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| Total Non-Interest Expense | 17,701,078 | 17,339,739 | 6,951,119 | 650,767 | 372,147 | 331,018 | Upgrade
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| EBT Excluding Unusual Items | 1,888,618 | 2,000,806 | 205,517 | -1,535,965 | 32,512 | -118,271 | Upgrade
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| Pretax Income | 1,888,618 | 2,000,806 | 205,517 | -1,535,965 | 32,512 | -118,271 | Upgrade
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| Income Tax Expense | 1,694,417 | 1,826,505 | 199,316 | 5,490 | 57,699 | 35,281 | Upgrade
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| Earnings From Continuing Operations | 194,201 | 174,301 | 6,201 | -1,541,455 | -25,187 | -153,552 | Upgrade
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| Earnings From Discontinued Operations | - | - | - | - | -1,580 | -2,878 | Upgrade
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| Minority Interest in Earnings | 196,596 | 222,837 | 66,568 | -292 | 3,229 | 16,691 | Upgrade
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| Net Income | 390,797 | 397,138 | 72,769 | -1,541,747 | -23,538 | -139,739 | Upgrade
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| Net Income to Common | 390,797 | 397,138 | 72,769 | -1,541,747 | -23,538 | -139,739 | Upgrade
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| Net Income Growth | 117.97% | 445.75% | - | - | - | - | Upgrade
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| Basic Shares Outstanding | - | 562 | 562 | 562 | 562 | 562 | Upgrade
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| Diluted Shares Outstanding | - | 562 | 562 | 562 | 562 | 562 | Upgrade
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| Shares Change (YoY) | - | - | - | 0.01% | -0.01% | -0.08% | Upgrade
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| EPS (Basic) | - | 706.90 | 129.53 | -2744.27 | -41.90 | -248.71 | Upgrade
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| EPS (Diluted) | - | 706.90 | 129.53 | -2744.27 | -41.90 | -248.71 | Upgrade
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| EPS Growth | - | 445.75% | - | - | - | - | Upgrade
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| Effective Tax Rate | 89.72% | 91.29% | 96.98% | - | 177.47% | - | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.