Banca Sistema S.p.A. (BIT:BST)
Italy
· Delayed Price · Currency is EUR 1.730
-0.038 (-2.15%)
At close: Mar 6, 2026
Banca Sistema Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 210.41 | 196.26 | 178.43 | 101.95 | 98.21 | Upgrade
|
| Interest Income on Investments | 0.23 | 0.23 | 0.23 | 0.23 | 0.23 | Upgrade
|
| Total Interest Income | 210.64 | 196.48 | 178.66 | 102.17 | 98.44 | Upgrade
|
| Interest Paid on Deposits | 113.66 | 146.18 | 111.48 | 16.52 | 16.25 | Upgrade
|
| Net Interest Income | 96.98 | 50.31 | 67.18 | 85.66 | 82.19 | Upgrade
|
| Net Interest Income Growth (YoY) | 92.77% | -25.12% | -21.57% | 4.22% | 9.50% | Upgrade
|
| Income From Trading Activities | 0.03 | 34.22 | 2.77 | -1.52 | 0.02 | Upgrade
|
| Gain (Loss) on Sale of Investments | 11.02 | 3.38 | 1.52 | 0.91 | 4.12 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 0.01 | - | - | - | - | Upgrade
|
| Other Non-Interest Income | 56.1 | 26.72 | 19.65 | 16.71 | 15.66 | Upgrade
|
| Total Non-Interest Income | 73.86 | 70.69 | 36.55 | 20.1 | 25.79 | Upgrade
|
| Non-Interest Income Growth (YoY) | 4.49% | 93.41% | 81.86% | -22.08% | -7.94% | Upgrade
|
| Revenues Before Loan Losses | 170.84 | 121 | 103.73 | 105.75 | 107.98 | Upgrade
|
| Provision for Loan Losses | 10.3 | 0.91 | 4.75 | 8.36 | 10.65 | Upgrade
|
| Revenue | 160.54 | 120.09 | 98.98 | 97.4 | 97.33 | Upgrade
|
| Revenue Growth (YoY) | 33.69% | 21.32% | 1.63% | 0.07% | 5.64% | Upgrade
|
| Salaries and Employee Benefits | 33.6 | 31.63 | 29.86 | 26.03 | 28.98 | Upgrade
|
| Occupancy Expenses | 4.49 | 2.64 | 2.68 | 2.68 | 2.47 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | 0.66 | 0.6 | 0.31 | 0.24 | Upgrade
|
| Selling, General & Administrative | 47.54 | 33.11 | 31.66 | 27 | 29.55 | Upgrade
|
| Other Non-Interest Expense | 5.99 | 9.65 | 8.45 | 7.41 | 0.82 | Upgrade
|
| Total Non-Interest Expense | 91.44 | 77.69 | 73.25 | 63.42 | 62.06 | Upgrade
|
| EBT Excluding Unusual Items | 69.11 | 42.4 | 25.73 | 33.97 | 35.28 | Upgrade
|
| Other Unusual Items | - | -0.5 | - | -0.8 | -0.82 | Upgrade
|
| Pretax Income | 69.11 | 41.9 | 25.73 | 33.17 | 34.46 | Upgrade
|
| Income Tax Expense | 24.19 | 15.37 | 8.5 | 10.66 | 10.92 | Upgrade
|
| Earnings From Continuing Operations | 44.92 | 26.52 | 17.23 | 22.51 | 23.54 | Upgrade
|
| Earnings From Discontinued Operations | - | - | - | -0.02 | -0.02 | Upgrade
|
| Minority Interest in Earnings | -2.58 | -1.32 | -0.72 | -0.46 | -0.27 | Upgrade
|
| Net Income | 42.34 | 25.2 | 16.51 | 22.03 | 23.25 | Upgrade
|
| Net Income to Common | 42.34 | 25.2 | 16.51 | 22.03 | 23.25 | Upgrade
|
| Net Income Growth | 68.03% | 52.67% | -25.09% | -5.23% | -11.10% | Upgrade
|
| Basic Shares Outstanding | - | 80 | 80 | 80 | 80 | Upgrade
|
| Diluted Shares Outstanding | - | 80 | 80 | 80 | 80 | Upgrade
|
| Shares Change (YoY) | - | 0.14% | 0.13% | -0.35% | 0.17% | Upgrade
|
| EPS (Basic) | - | 0.31 | 0.21 | 0.28 | 0.29 | Upgrade
|
| EPS (Diluted) | - | 0.31 | 0.21 | 0.27 | 0.29 | Upgrade
|
| EPS Growth | - | 52.44% | -25.17% | -4.84% | -9.97% | Upgrade
|
| Dividend Per Share | - | - | 0.065 | 0.065 | 0.072 | Upgrade
|
| Dividend Growth | - | - | - | -9.72% | -10.00% | Upgrade
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| Effective Tax Rate | 35.00% | 36.70% | 33.04% | 32.13% | 31.68% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.