Banca Sistema S.p.A. (BIT:BST)
Italy
· Delayed Price · Currency is EUR | Market Cap | 135.99M |
| Revenue (ttm) | 160.54M |
| Net Income (ttm) | 42.34M |
| Shares Out | 80.37M |
| EPS (ttm) | n/a |
| PE Ratio | 3.21 |
| Forward PE | n/a |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 62,560 |
| Average Volume | 100,231 |
| Open | 1.716 |
| Previous Close | 1.700 |
| Day's Range | 1.692 - 1.716 |
| 52-Week Range | 1.510 - 1.994 |
| Beta | 0.84 |
| RSI | 48.44 |
| Earnings Date | May 12, 2026 |
About Banca Sistema
Banca Sistema S.p.A. provides various business and retail banking products and services in Italy. The company offers factoring services that cover non-recourse and recourse factoring, VAT receivables, maturity factoring, receivables certifications, and credit management products; and online factoring services. Its banking solutions comprising current and securities accounts, and time deposits, as well as salary and pension backed loans. Further, it offers collateralized loans; and auction house services. The company was founded in 2011 and is b... [Read more]
Financial Performance
In 2025, Banca Sistema's revenue was 160.54 million, an increase of 33.69% compared to the previous year's 120.09 million. Earnings were 42.34 million, an increase of 68.03%.
Financial StatementsNews
Banca Sistema SpA (FRA:B2S) Q4 2025 Earnings Call Highlights: Record Profits Amid Revenue Surge ...
Banca Sistema SpA (FRA:B2S) Q4 2025 Earnings Call Highlights: Record Profits Amid Revenue Surge and Improved Capital Ratios
Q4 2025 Banca Sistema SpA Earnings Call Transcript
Q4 2025 Banca Sistema SpA Earnings Call Transcript
Banca Sistema Earnings Call Transcript: H2 2025
Record profits and strong revenue growth in 2025 were driven by higher net interest income, improved capital ratios, and effective NPE reduction. Factoring and pawnbroking performed well, while Superbonus business is winding down. Dividend ban remains pending.
Banca Sistema SpA (FRA:B2S) Q3 2025 Earnings Call Highlights: Strong Revenue Growth Amidst Cost ...
Banca Sistema SpA (FRA:B2S) Q3 2025 Earnings Call Highlights: Strong Revenue Growth Amidst Cost Challenges
Q3 2025 Banca Sistema SpA Earnings Call Transcript
Q3 2025 Banca Sistema SpA Earnings Call Transcript
Banca Sistema Earnings Call Transcript: Q3 2025
Strong revenue and profit growth in the first nine months of 2025, with net profit up 71% year-on-year and improved capital ratios despite regulatory-driven NPE reclassification. Factoring and CQ loans declined, while pawn loans grew; margins and cost of risk are expected to remain stable through year-end.
Q2 2025 Banca Sistema SpA Earnings Call Transcript
Q2 2025 Banca Sistema SpA Earnings Call Transcript
Banca Sistema Earnings Call Transcript: H1 2025
Profits more than doubled year-on-year in H1 2025, with strong capital ratio gains and a sharp reduction in NPEs after regulatory-driven reclassification. Revenues rose 27%, cost of funding fell to 3.07%, and a public offer for all shares was announced.
Banca Sistema Earnings Call Transcript: Q1 2025
Revenues surged 60% year-on-year, with net income at EUR 11.6 million and strong growth in factoring and pawnbroking. CET1 and total capital ratios exceeded forecasts, while new regulatory rules increased past due loans. Cost of funding improved, and stable margins are expected.
Banca Sistema SpA (FRA:B2S) Q4 2024 Earnings Call Highlights: Strong Revenue Growth Amid ...
Banca Sistema SpA (FRA:B2S) Q4 2024 Earnings Call Highlights: Strong Revenue Growth Amid Governance Challenges
Q4 2024 Banca Sistema SpA Earnings Call Transcript
Q4 2024 Banca Sistema SpA Earnings Call Transcript
Banca Sistema Earnings Call Transcript: H2 2024
Bank of Italy's inspection led to stricter loan classification and governance changes, while core revenues and profitability improved year-over-year. Capital ratios strengthened, and a major legal ruling could further boost capital, though timing remains uncertain.
Banca Sistema Earnings Call Transcript: Q3 2024
Revenues rose 19% year-on-year, with strong growth in factoring and pawn loans, while CQ loans continued to shrink. Adjusted net profit increased 27%, capital ratios improved, and cost of risk is expected to rise moderately but remain below historical averages.
Banca Sistema Earnings Call Transcript: H1 2024
Operating profits improved in H1 2024, with strong growth in factoring, pawn loans, and CQ turnover. Adjusted net profit rose 10.6% year-on-year, while cost of funding stabilized and capital ratios remained robust. No further systemic charges are expected.