Banca Sistema Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	-	25.2	16.51	22.03	23.25	Upgrade
Depreciation & Amortization	-	3.35	3.38	3.16	2.74	Upgrade
Other Amortization	-	0.61	0.55	0.29	-	Upgrade
Provision for Credit Losses	-	0.91	4.75	8.36	10.65	Upgrade
Change in Trading Asset Securities	-	-554.73	-16.22	-105.73	-18.9	Upgrade
Change in Other Net Operating Assets	-	319.64	100.12	24.67	68.83	Upgrade
Other Operating Activities	-	68.51	21.61	8.7	8.02	Upgrade
Operating Cash Flow	-	-136.5	130.68	-38.51	94.6	Upgrade
Operating Cash Flow Growth	-	-	-	-	98.33%	Upgrade
Capital Expenditures	-	-4.16	-0.23	-0.94	-9.45	Upgrade
Cash Acquisitions	-	-10.58	-	-1.12	-	Upgrade
Purchase / Sale of Intangibles	-	-0.86	-1.53	-2.35	-1.75	Upgrade
Investing Cash Flow	-	-15.59	-1.77	-4.41	-11.21	Upgrade
Issuance of Common Stock	-	0.25	0.2	-	37.5	Upgrade
Repurchase of Common Stock	-	-	-	-0.56	-	Upgrade
Common Dividends Paid	-	-5.22	-5.22	-5.77	-13.91	Upgrade
Financing Cash Flow	-	-4.97	-5.01	-6.33	23.59	Upgrade
Net Cash Flow	-	-157.06	123.91	-49.25	106.98	Upgrade
Free Cash Flow	-	-140.65	130.45	-39.45	85.14	Upgrade
Free Cash Flow Growth	-	-	-	-	101.69%	Upgrade
Free Cash Flow Margin	-	-117.12%	131.79%	-40.51%	87.48%	Upgrade
Free Cash Flow Per Share	-	-1.75	1.63	-0.49	1.06	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.