Banca Sistema Statistics

Total Valuation

Banca Sistema has a market cap or net worth of EUR 134.38 million.

Market Cap	134.38M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, November 7, 2025.

Earnings Date	Nov 7, 2025
Ex-Dividend Date	n/a

Share Statistics

Banca Sistema has 80.37 million shares outstanding.

Current Share Class	80.37M
Shares Outstanding	80.37M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	26.46%
Float	57.63M

Valuation Ratios

The trailing PE ratio is 3.97 and the forward PE ratio is 4.76.

PE Ratio	3.97
Forward PE	4.76
PS Ratio	0.97
PB Ratio	0.40
P/TBV Ratio	0.49
P/FCF Ratio	0.83
P/OCF Ratio	0.80
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.96
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.40%.

Return on Equity (ROE)	11.40%
Return on Assets (ROA)	0.80%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	379,701
Profits Per Employee	93,102
Employee Count	358
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Banca Sistema has paid 19.90 million in taxes.

Income Tax	19.90M
Effective Tax Rate	35.47%

Stock Price Statistics

The stock price has increased by +14.68% in the last 52 weeks. The beta is 1.12, so Banca Sistema's price volatility has been higher than the market average.

Beta (5Y)	1.12
52-Week Price Change	+14.68%
50-Day Moving Average	1.61
200-Day Moving Average	1.67
Relative Strength Index (RSI)	52.92
Average Volume (20 Days)	323,687

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Banca Sistema had revenue of EUR 138.21 million and earned 33.89 million in profits.

Revenue	138.21M
Gross Profit	138.21M
Operating Income	57.77M
Pretax Income	56.11M
Net Income	33.89M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Full Income Statement

Balance Sheet

The company has 264.92 million in cash and 963.93 million in debt, giving a net cash position of -699.01 million or -8.70 per share.

Cash & Cash Equivalents	264.92M
Total Debt	963.93M
Net Cash	-699.01M
Net Cash Per Share	-8.70
Equity (Book Value)	339.60M
Book Value Per Share	n/a
Working Capital	-2.88B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 168.00 million and capital expenditures -6.29 million, giving a free cash flow of 161.71 million.

Operating Cash Flow	168.00M
Capital Expenditures	-6.29M
Free Cash Flow	161.71M
FCF Per Share	2.01

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	41.80%
Pretax Margin	40.60%
Profit Margin	24.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	117.00%

Dividends & Yields

Banca Sistema does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	25.22%
FCF Yield	120.34%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4