Thai Life Insurance PCL Ratios and Metrics

Market cap in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Mar '26 Mar 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	114,500	113,928	128,240	104,768	170,605	-	Upgrade
Market Cap Growth	-5.66%	-11.16%	22.40%	-38.59%	-	-	Upgrade
Enterprise Value	106,633	108,375	122,145	101,286	164,945	-	Upgrade
PE Ratio	9.64	9.59	9.59	10.79	18.41	-	Upgrade
PS Ratio	2.94	2.93	3.39	0.97	1.59	-	Upgrade
PB Ratio	0.74	0.74	1.02	1.00	1.74	-	Upgrade
P/FCF Ratio	40.30	40.10	14.20	29.02	-	-	Upgrade
P/OCF Ratio	37.91	37.72	13.92	27.02	-	-	Upgrade
EV/Sales Ratio	2.74	2.79	3.23	0.94	1.53	-	Upgrade
EV/EBITDA Ratio	7.16	7.28	7.25	8.25	14.08	-	Upgrade
EV/EBIT Ratio	7.29	7.42	7.37	8.44	14.44	-	Upgrade
EV/FCF Ratio	37.53	38.14	13.53	28.06	-	-	Upgrade
Net Debt / Equity Ratio	-0.05	-0.05	-0.09	-0.07	-0.08	-0.08	Upgrade
Net Debt / EBITDA Ratio	-0.53	-0.53	-0.65	-0.63	-0.66	-0.66	Upgrade
Net Debt / FCF Ratio	-2.77	-2.77	-1.21	-2.13	0.73	16.45	Upgrade
Quick Ratio	0.69	0.69	2.05	0.98	0.88	0.76	Upgrade
Current Ratio	1.17	1.17	2.49	1.65	1.45	1.09	Upgrade
Asset Turnover	0.06	0.06	0.07	0.19	0.20	0.21	Upgrade
Return on Equity (ROE)	8.49%	8.49%	11.63%	9.58%	10.04%	10.22%	Upgrade
Return on Assets (ROA)	1.46%	1.46%	1.77%	1.33%	1.31%	1.31%	Upgrade
Return on Invested Capital (ROIC)	7.48%	8.43%	11.55%	9.58%	10.04%	10.22%	Upgrade
Earnings Yield	10.38%	10.43%	10.42%	9.26%	5.43%	-	Upgrade
FCF Yield	2.48%	2.49%	7.04%	3.45%	-6.16%	-	Upgrade
Dividend Yield	5.88%	6.03%	4.66%	4.10%	2.28%	-	Upgrade
Payout Ratio	48.18%	48.18%	42.81%	35.39%	28.60%	26.90%	Upgrade
Buyback Yield / Dilution	-	-	-	-4.26%	-3.60%	-	Upgrade
Total Shareholder Return	5.88%	6.03%	4.66%	-0.16%	-1.33%	-	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.