Cholamandalam Financial Holdings Limited (BOM:504973)

India flag India · Delayed Price · Currency is INR
1,551.95
-35.65 (-2.25%)
At close: Apr 28, 2026
-21.61%
Market Cap 291.26B
Revenue (ttm) 203.84B
Net Income (ttm) 23.68B
Shares Out n/a
EPS (ttm) 126.10
PE Ratio 12.30
Forward PE 6.84
Dividend 1.30 (0.08%)
Ex-Dividend Date Aug 1, 2025
Volume 9,069
Average Volume 27,445
Open 1,578.15
Previous Close 1,587.60
Day's Range 1,537.55 - 1,580.70
52-Week Range 1,305.00 - 2,299.00
Beta n/a
RSI 54.47
Earnings Date May 8, 2026

About BOM:504973

Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company offers vehicle finance, loans against property, home loans, secured business and personal loans, consumer and small enterprises loans, and small and medium enterprise loans, as well as various other financial services to customers; and general insurance services, including health, home, motor, and travel insurance. It serves first time borrowers, ne... [Read more]

Industry Personal Credit Institutions
Founded 1949
Employees 48,434
Stock Exchange Bombay Stock Exchange
Ticker Symbol 504973
Full Company Profile

Financial Performance

In fiscal year 2025, BOM:504973's revenue was 182.12 billion, an increase of 18.87% compared to the previous year's 153.21 billion. Earnings were 21.74 billion, an increase of 22.63%.

Financial Statements

News

Cholamandalam Financial Holdings receives NSE and BSE approval for promoter declassification

Cholamandalam Financial Holdings Limited has secured approval from both the National Stock Exchange of India (NSE) and BSE Limited for the declassification of Algavista Greentech Private Limited from ...

13 days ago - Business Upturn

Cholamandalam Financial Holdings Ltd (BOM:504973) Q3 2026 Earnings Call Highlights: Strong ...

Cholamandalam Financial Holdings Ltd (BOM:504973) Q3 2026 Earnings Call Highlights: Strong Revenue Generation Amid Operational Challenges

2 months ago - GuruFocus

Q3 2026 Cholamandalam Financial Holdings Ltd Earnings Call Transcript

Q3 2026 Cholamandalam Financial Holdings Ltd Earnings Call Transcript

2 months ago - GuruFocus

Cholamandalam Financial Holdings Transcript: Q3 25/26

Q3 FY26 saw GDPI of INR 2,067 crore, with profitability impacted by loss of crop insurance and higher motor claims provisioning. Management expects improvement in combined ratio and ROE as corrective actions take effect and plans to regain crop business in upcoming tenders.

2 months ago - Transcripts

Cholamandalam Financial Holdings Ltd (BOM:504973) Q2 2026 Earnings Call Highlights: Strong ...

Cholamandalam Financial Holdings Ltd (BOM:504973) Q2 2026 Earnings Call Highlights: Strong Premium Growth Amid Crop Insurance Challenges

6 months ago - GuruFocus

Q2 2026 Cholamandalam Financial Holdings Ltd Earnings Call Transcript

Q2 2026 Cholamandalam Financial Holdings Ltd Earnings Call Transcript

6 months ago - GuruFocus

Cholamandalam Financial Holdings Transcript: Q2 25/26

Gross direct premium and profitability were impacted by crop business loss and higher motor claims, but growth is expected to recover from Q3 as base effects fade. Investment yield improved via higher corporate bond allocation, and management targets a return to 16-18% ROE.

6 months ago - Transcripts

Cholamandalam Financial Holdings Transcript: Q1 25/26

Q1 FY26 GWP rose to INR 1,997 crore, with profit at INR 145 crore and a strong solvency ratio. Claims and combined ratios were elevated due to higher reserving and large fire claims, while crop insurance premium dropped sharply. Management targets stable full-year GWP despite industry headwinds.

9 months ago - Transcripts

Cholamandalam Financial Holdings Transcript: Q4 24/25

Gross written premium grew at 1.5x–1.6x industry rates, with Q4 PBT at INR 195 crore and full-year ROE at 18.5%. Combined ratio improved to 107.85% (excl. one-by-one), and technology investments and portfolio adjustments are expected to further enhance profitability.

1 year ago - Transcripts

Cholamandalam Financial Holdings Ltd (BOM:504973) Q3 2025 Earnings Call Highlights: Strong ...

Cholamandalam Financial Holdings Ltd (BOM:504973) Q3 2025 Earnings Call Highlights: Strong Growth Amid Asset Quality Challenges

1 year ago - GuruFocus

Q3 2025 Cholamandalam Financial Holdings Ltd Earnings Call Transcript

Q3 2025 Cholamandalam Financial Holdings Ltd Earnings Call Transcript

1 year ago - GuruFocus

Cholamandalam Financial Holdings Transcript: Q3 24/25

Q3 FY25 saw 8% GDPI growth, outpacing industry, with strong motor segment gains and higher car insurance share. Combined ratio improved year-over-year, while health loss ratios rose due to group business expansion. Regulatory changes in accounting and NatCat events impacted results.

1 year ago - Transcripts

Cholamandalam Financial Holdings Q3 FY25 Results: Net Income jumps 30.9% YoY to Rs 3,171 crore, Net Profit up 4.1% YoY

Cholamandalam Financial Holdings Limited (CFHL) reported a strong performance for the third quarter ending December 31, 2024, with significant growth across key financial metrics. Key Financial Highli...

1 year ago - Business Upturn

Cholamandalam Financial Holdings Transcript: Q2 24/25

Gross direct premium grew 9.2% in Q2 and 11.5% for H1, outpacing industry growth. Motor and other key segments performed strongly, with improved claims ratio and stable expense management. Regulatory changes and tech investments remain key focus areas.

1 year ago - Transcripts

Cholamandalam Financial Holdings Q2 FY25 Results: Revenue grows 28% YoY to ₹8,180 crore, PAT jumps 27% YoY

Cholamandalam Financial Holdings Limited (CFHL) has announced its unaudited financial results for the quarter and half-year ending September 30, 2024, reporting impressive growth figures across its co...

1 year ago - Business Upturn

Wasatch International Growth Amplifies Portfolio with Strategic Stake in Cholamandalam ...

Wasatch International Growth Amplifies Portfolio with Strategic Stake in Cholamandalam Financial Holdings

1 year ago - GuruFocus

Cholamandalam Financial Holdings Transcript: Q1 24/25

Gross direct premium grew 14.2% YoY, outpacing industry, with strong commercial and health lines. Profit before tax doubled, and combined ratio improved. Double-digit motor growth is expected for the year, with digital transformation and prudent risk management underway.

1 year ago - Transcripts